155 episodes
Money Files: Wealth Over Now Keina Newell
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- Business
Is money (or lack thereof) keeping you from fully enjoying your life? Are the stories you tell yourself preventing you from improving your money mindset and having a better relationship with your finances? Join Keina Newell of Wealth Over Now on Money Files: your financial toolkit and a place to start working on your money mindset, learn new financial concepts, and hear candid conversations from her clients who have been right where you are and are on the other side. If you are ready to start your financial journey, head to www.wealthovernow.com and subscribe for new episodes each week.
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125 | Understanding Your Paycheck Cycle - Bi-Weekly vs. Twice Monthly Paychecks
This is the third episode of my podcast series about paychecks. Today, I discuss bi-weekly and twice-monthly pay cycles.
It doesn't matter how you get paid; it matters how you think about and manage your money. Whether you get bi-weekly or twice-monthly paychecks, zero-based budgeting is essential. I provide a practical framework for calculating your monthly spending plan based on your pay schedule and how to account for extra income. Most importantly, I stress the importance of maintaining a consistent budgeting approach regardless of pay frequency so you can spend drama-free.
Following these strategies will build financial confidence and break the paycheck-to-paycheck cycle. Tune in to learn more about budgeting for your pay cycle and transforming the way you think about and manage your finances.
Stay tuned for insights on these topics:
[02:30] Bi-weekly vs. twice monthly paycheck cycles
[04:10] The illusion of making less or more
[05:20] Zero-based budgeting for bi-weekly and twice monthly pay cycles
[07:25] Misconceptions about the 3rd paycheck
[10:58] Importance of a spending plan
Tune into this episode of Money Files to learn how to manage your finances with a bi-weekly or twice monthly pay cycle.
Get full show notes and the episode transcript:
https://wealthovernow.com/understanding-your-paycheck-cycle-bi-weekly-vs-twice-monthly-paychecks/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
Paycheck Series: Build the Habit of Checking Your Pay Stub - Wealth Over Now
Download my FREE spending plan -
124 | Paycheck Series: How to Manage Your Paycheck as a 1099 Contractor
Navigating your pay stub as a freelancer or 1099 contractor can feel daunting especially when you’re responsible for paying your own taxes or navigating fluctuations in pay.Today, I discuss paycheck management strategies for people who work as freelancers or 1099 contractors as a primary source of income.
From tax-saving strategies to creating a PTO system for yourself, I guide you through essential steps to manage your money effectively as a 1099 contractor. Whether you are new to freelancing or a seasoned contractor, this episode offers valuable insights to optimize your paychecks, prepare for the future, and hit your money goals.
Tune in to learn how to navigate the complexities of earning a 1099 income and set yourself up for financial success!
Stay tuned for insights on these topics:
[03:00] System for saving for taxes
[04:31] Accounting for expenses
[05:58] Creating a PTO savings account
[07:15] Giving yourself a paycheck
[08:42] Planning for retirement
[10:03] Consider forming an S-corporation
[14:30] What to do when your 1099 is a side hustle
Tune into this episode of Money Files to learn how to manage your paycheck as a 1099 contractor.
Get full show notes and the episode transcript:
https://wealthovernow.com/paycheck-series-how-to-manage-your-paycheck-as-a-1099-contractor/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now16 | How Lourdes Learned to Manage Fluctuating Income -
123 | Paycheck Series: Build the Habit of Checking Your Pay Stub
Checking your pay stub is not just a financial task, it's a habit that can transform your financial journey. You may be used to the rhythm of your paydays, knowing when that deposit hits your account. But how often do you actually scrutinize your paystub? Let's start building this crucial habit together.
In today's episode, I underscore the importance of checking your pay stub. If you want to spend drama-free, you have to know your numbers. The first step is understanding every detail about your paycheck, noticing fluctuations or unexpected deposits, and staying informed. Whether there are changes in payroll processors, shifts in benefit deductions, or misunderstanding a bonus structure, building the habit of checking your pay stub puts you in control of your numbers.
Stay tuned for insights on these topics:
[01:09] Make a habit of checking your pay stub
[02:10] check at the beginning of the year
[04:30] check every payday
[06:46] check for bonuses and overtime
[08:35] Noticing fluctuations in pay
Tune into this episode of Money Files to why it is important to build the habit of checking your pay stub.
Get full show notes and the episode transcript:
https://wealthovernow.com/paycheck-series-build-the-habit-of-checking-your-pay-stub/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
How Fake Math Is Killing Your Budget - Wealth Over Now -
122 | How to Stop Under-Asking and Get the Salary You Deserve with Leigha May
In 2024, I want to help you earn more money! Today, I am joined by Leigha May to continue the conversation about under-earning. Leigha is a career and executive leadership coach who helps her clients get the pay they deserve.
Leigha shares everything you need to know about under-asking. We discuss the tendency to under-ask based on limiting beliefs shaped by our upbringings and societal influences. We also talk about the importance of seeing your paycheck as a business transaction, focusing on the value you bring to the organization rather than personal worth.
Then, we tackle practical strategies for negotiating salary increases and confidently advocating for yourself. Whether you want a pay bump in a current role or are actively searching for a new job, Leigha's invaluable insights will help you earn more money!
Stay tuned for insights on these topics:
[02:20] What is under-asking
[05:30] Leigha’s journey
[09:20] Common pitfalls
[12:12] Asking for more in a current role vs. job hunting
[22:24] Determining your value
Tune into this episode of Money Files to learn how to stop under-asking, earn more money, and get a salary you deserve.
Get full show notes and the episode transcript:
https://wealthovernow.com/how-to-stop-under-asking-and-get-the-salary-you-deserve-with-leigha-may/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
EP. 120 3 Essential Steps to Auditing Your Money Team for Financial Growth
Leigha May Coaching
Submit a HR Note to Leigha’s Podcast
30 Day Confidence Challenge
The Worklife Coach Podcast -
121 | How to Build a 6-Figure Mindset
In today's episode, I continue the conversation about under-earning. Money is a tool that can get you anywhere you desire to be, so regardless of your current position or financial status, I want you to make more money!
I guide you through a series of exercises to help cultivate a six-figure mindset based on achieving your dream salary. This concept isn't about making more money for the sake of making more money. Building a six-figure mindset is about establishing goals, exploring possibilities, and confirming the belief that your earning potential is limitless. By clearly outlining your vision for the future and reaffirming a positive financial mindset, no goal is too big.
Whether you've just landed a promotion or are currently at your highest income level, this episode is for you!
Stay tuned for insights on these topics:
[02:49] Introduction to a 6-figure mindset
[05:20] Reflecting on the past and imagining the future
[08:46] Exploring possibilities
[10:00] Establishing beliefs around a 6-figure mindset
[12:17] Leveraging a dream budget
[15:21] Setting goals
Tune into this episode of Money Files to learn how to create a 6-figure mindset around your dream salary number.
Get full show notes and the episode transcript: https://wealthovernow.com/how-to-build-a-6-figure-mindset/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
How To Build A Money Team - Wealth Over Now
Negotiating for the Salary You Desire & Deserve with Kim Tran - Wealth Over Now
How To Make A Career Pivot with Kim Tran - Wealth Over Now
Exploring A New Mindset To Make More Money: The Ownership Of You - Wealth Over Now
You Are A Badass At Making Money: Jen Sincero
Overcoming Underearning(R): A Five-Step Plan to a Richer Life -
120 | 3 Essential Steps to Auditing Your Money Team for Financial Growth
In this episode, I continue my podcast series about underearning. You need to audit your money team to feed your earning potential. Surrounding yourself with the right people and resources is essential to getting the salary you deserve.
I share the three most effective ways to audit your money team. Finding people who positively contribute to your mindset about earning more money will help you aim higher professionally. Whether it is someone you know personally, a voice that inspires you, or a learning resource, building a money team that shifts limiting beliefs and encourages your growth significantly impacts earning potential.
Are you ready to unlock new opportunities and transform your financial future? Listen to learn how a support network and money team can help you earn more.
Stay tuned for insights on these topics:
[01:14] Recognizing our thoughts about money come from the people around us
[11:29] Auditing your money team to feed your earning potential
[15:06] Cut out people who confirm your biases
[15:49] Invest in a book or podcast about earning more money
[23:12] Find someone who inspires you to earn more
Tune into this episode of Money Files to learn how to audit your money team to feed your earning potential.
Get full show notes and the episode transcript: https://wealthovernow.com/3-essential-steps-to-auditing-your-money-team-for-financial-growth/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now
How To Build A Money Team - Wealth Over Now
Negotiating for the Salary You Desire & Deserve with Kim Tran - Wealth Over Now
How To Make A Career Pivot with Kim Tran - Wealth Over Now
Exploring A New Mindset To Make More Money: The Ownership Of You - Wealth Over Now
You Are A Badass At Making Money: Jen Sincero
Overcoming Underearning(R): A Five-Step Plan to a Richer Life
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