She Renovates Bernadette Janson

Unlock the secrets to creating comfortable, sustainable homes without breaking the bank! 

Join us as we delve into the world of Passive House design with Audrey Whisker, director of Whisker Architecture.

Discover practical tips to save on time, money, and energy bills while transforming your space into a cozy haven.

From DIY insulation hacks to maximizing natural light, Audrey shares invaluable insights to elevate your home's efficiency.

Don't miss out on this episode of She Renovates, where we bridge the gap between profitability and purposeful living.

Tune in now!



“I became an architect because I want to be able to influence the way that people act and behave and experience life."


-Audrey Whisker



EPISODE HIGHLIGHTS: 

00:00 Introduction
01:26 Audrey's Journey and Passion for Sustainable Design
02:56 Understanding Passive Houses: Warm in Winter, Cool in Summer
04:14 The Health and Financial Impact of Inadequate Home Insulation
06:51 Practical Steps to Achieving a Passive House Standard in Renovations
11:52 The Importance of Quality Windows in Energy Efficiency
14:53 Prioritizing Renovations for Energy Efficiency on a Budget
19:23 Exploring Secondary Glazing and Affordable Insulation Tips
20:46 The Return on Investment in Energy Efficient Renovations
24:05 Case Study: Improving Home Energy Efficiency
33:59 Addressing Risks and Common Concerns in Energy Efficient Renovations
38:26 Closing Thoughts and How to Connect with Audrey Whisker








Resources


Whisker Architecture
https://www.whiskerarchitecture.com/



The School Of Renovating
https://www.theschoolofrenovating.com


She Renovates Podcast
https://www.theschoolofrenovating.com/podcasts-page/




Connect with The School of Renovating

ASK BERNADETTE 
https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast
https://apple.co/3faoWlT

Subscribe to Youtube:
https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter
https://twitter.com/renovatingsc

Follow on Instagram
https://www.instagram.com/the_school_of_renovating

Join Lucy Scott and Bernadette Janson on the She Renovates podcast as they dive into the world of renovation and empowerment.

Listen as Lucy shares her journey from novice renovator to Wonder Woman in the renovation realm.

Discover how Lucy's passion for renovating led her to consultancy success, unveiling valuable tips for aspiring renovators along the way.

From turning hoarder houses into gems to mastering the art of sustainable renovations, Lucy's story is a testament to the transformative power of renovation.

Tune in for an inspiring dialogue full of insights and experiences that will spark your own renovating dreams.



“I was lucky enough to be invited to work as a, budget consultant on the TV show, Dream Home… So on that show, I had to manage the contestants spending and make sure that they stayed within their budget, which was quite an experience."


-Lucy Scott



EPISODE HIGHLIGHTS: 

00:00 Introduction
01:32 Lucy's Renovation Journey and Insights
06:45 The Leap to Renovation Consultancy
14:09 The Value of a Renovation Consultant
22:53 Sustainability and Upcycling in Renovations
25:45 Learning from Mistakes: A Renovator's Journey
28:00 Advice for Aspiring Renovators
28:49 Connecting with Lucy Scott





Resources

Scott It Made
https://lucyscott.com.au/


Airbnb
https://www.airbnb.com/


The School Of Renovating
https://www.theschoolofrenovating.com


She Renovates Podcast
https://www.theschoolofrenovating.com/podcasts-page/




Connect with The School of Renovating

ASK BERNADETTE 
https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast
https://apple.co/3faoWlT

Subscribe to Youtube:
https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter
https://twitter.com/renovatingsc

Follow  on Instagram
https://www.instagram.com/the_school_of_renovating

Tune in to our latest podcast episode where we dive into the world of finance and property with our legendary Wonder Woman broker, Louise. 

Join us as we unravel the mystery behind getting finance when you're approaching retirement age or unemployed.

Discover insider secrets, including how to present yourself to lenders, leveraging reverse mortgages, and innovative strategies like renovating your way out of a mortgage.

Plus, uncover the hidden potential of credit cards and charge cards for financing your next project.

Don't let age or financial constraints hold you back—listen now!




“The initial problem is they have to justify their lending capacity to ASIC and APRA. If you're giving them a 30 year loan, do they have the capacity to repay that loan? And if they don't, what are you doing about it? And so we have to find a way to present your story to the lender in a way that makes it easy for them to say yes, because they have an excuse to give you the money and they want to lend to you, don't be mistaken. But some lenders are much easier than others in terms of age related. Policy but there are lots of things you can do to make yourself more appealing."


-Louise Lucas


EPISODE HIGHLIGHTS: 

00:00 Introduction
02:47 Understanding Lender Concerns
04:55 Challenge Age Stereotypes 
05:50 Investment Opportunities Beyond Age
06:54 Renovating to Erase Mortgage 
07:51 Securing Financing Strategies 
09:58 Unlocking Equity in Retirement 
12:13 The Enriching Journey of Renovation
15:13 Interest and Offsetting
16:23 Costs of Borrowing
18:18 Renovation as Business
20:12 Persistence Pays Off
24:16 Alternative Funding Sources
28:21 The Broker Advantage
30:02 Access to Diverse Lenders
31:28 Ongoing Loan Review
32:40 Avoiding "Lazy Tax
34:57 Empowering Women in Property




Resources

Property Education
https://propertyed.com.au/


Airbnb
https://www.airbnb.com/


The School Of Renovating
https://www.theschoolofrenovating.com

She Renovates Podcast
https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE 
https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast
https://apple.co/3faoWlT

Subscribe to Youtube:
https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter
https://twitter.com/renovatingsc

Follow on Instagram
https://www.instagram.com/the_school_of_renovating

Discover the keys to achieving financial freedom! In this podcast episode, Bernadette shares a game-changing tactic for women over 60 who are faced with uncertain retirements.

Use her 10-step method to learn how to turn a small investment into a stable future. With the help of government incentives and well-planned improvements, Bernadette offers expert advice on how to increase your income and guarantee your home.

Don't pass this up—take charge of your financial destiny right now!




“You've got to give yourself a good talking to, and you've got to really address the thoughts that are going on inside your head, because you need to have a strong mindset and you need to believe that you can do it.

The only thing standing between you and what you want is what you think about yourself."



-Bernadette Janson




EPISODE HIGHLIGHTS: 

00:00 Introduction
03:26 Empowerment and Mindset
04:32 Financial Preparation
05:07 Choosing the Right Property
05:45 Overcoming Misconceptions 
06:24 Income Enhancement Strategies 
07:42 Strategic Property Acquisition
08:34 Maximizing Property Value 
11:23 Profitable Property Cycles
12:13 Scaling Strategies 
13:28 Interactive Engagement




Resources


The School Of Renovating
https://www.theschoolofrenovating.com


She Renovates Podcast
https://www.theschoolofrenovating.com/podcasts-page/





Connect with The School of Renovating

ASK BERNADETTE 
https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast
https://apple.co/3faoWlT

Subscribe to Youtube:
https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter
https://twitter.com/renovatingsc

Follow on Instagram
https://www.instagram.com/the_school_of_renovating

Take charge of the prosperous future you merit! Come along on the She Renovates podcast as we reveal the strategies for use your indulgent shopping to create riches.



Grow My Money's creator, Pascale Helyar Moray, reveals the secret to integrating cashback into your mortgage or savings account.



Find out how to save for the retirement of your dreams without compromising your way of life.



Get started changing your financial situation right now by downloading the app or creating an account at growmymoney.com.au.











“ One in six women in Australia retires into poverty. And the reason for that is simply because women retire with roughly just over half as much superannuation as men. Why is this the case? Well, because when superannuation was invented, no one thought about what a woman's work life patterns looked like."









-Pascale Helyar-Moray









EPISODE HIGHLIGHTS: 



00:00 Introduction

02:02 Pascal's Professional Journey 

03:56 Passion for France and Franco-philia

05:30 Addressing Gender Equality and Financial Challenges 

07:28 Gender Disparity in Superannuation

11:08 Challenges and Solutions

16:10 Startup Realities

16:42 Evolution to Grow My Money

19:33 Process Simplified

23:59 Multiple Card Flexibility

24:57 Case Study and Financial Impact 

26:15 Setting Retirement Goals 

31:30 Global Accessibility 

32:09 Unique Focus and Approach

34:15 Future Vision and Innovation 











Resources





Grow My Money

https://growmymoney.com.au/



Australian Gender Equality Council

https://www.agec.org.au/project/pascale-helyar-moray/







The School Of Renovating

https://www.theschoolofrenovating.com





She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/











Connect with The School of Renovating



ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page



Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT



Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating



Follow on Twitter

https://twitter.com/renovatingsc



Follow  on Instagram

https://www.instagram.com/the_school_of_renovating