Brisbane Broker Podcast The Newstead Group

Are you wondering whether you are ready to refinance? On this episode of the Brisbane Broker Podcast, Bobby and Kade are going to help you answer that question!



This month, our brokers are unpacking the basics of refinancing, including what refinancing is, what refinancing involves, and the reasons why you should (or shouldn't) refinance, depending on your scenario.



The big ticket item when it comes to refinancing? You guessed it - interest rates! Our brokers can help you understand how competitive your interest rate is, and even negotiate your rate on your behalf with your bank. Other key considerations include your personal experience with your lender, as well as all of the extras like offset accounts or redraw facilities.



Listen in for some of our client scenarios that paint a picture of why and when to refinance depending on your circumstances!



Think you might be ready to refinance? Get in touch with our brokers via our website today!



Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode.



Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

So far this year, Bobby and Kade have been covering the Top's of 2024. We've covered property predictions, commercial banking and now - we're covering income policies!

So, what is an income policy? Income policies are policies set by lenders and utilised by our brokers to find you tailored financial products that suit your employment and income.

In this month's episode of the Brisbane Broker Podcast - we're covering the income policies that we are seeing the most amongst our clients at the moment:


Essential Workers
Bonus Income
Casual Income
Self Employed
Rental Income

...and more!

Tune in to learn more about income policies today! And if you think that one of these could apply to you - get in touch with our brokers today for a free consultation.

Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode.

Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

On this month's episode of the Brisbane Broker Podcast, Kade and Bobby are joined by Naomi Smith from Judo Bank!



Naomi is Director of Relationships at Judo Bank, an Australian neobank focused on small and medium-sized enterprise lending.



Naomi walks us through how the commercial banking landscape is shaping up in 2024, including turnaround times on applications, pressures being faced by different sectors, risk ratings and more!



Wondering what the heck WALE and CRE mean? We've got your back with our handy jargon breakdown of all of your commercial lending terms in this episode.



Listen in to learn more about commercial banking!



To learn more about Judo Bank, you can check out their website.



Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode.



Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

Our borkers are BACK for another year of the Brisbane Broker Podcast!

To welcome you all back to the show and the new year, Bobby and Kade are diving into their 2024 Predictions in Property.

This is a jam packed episode full of industry insight as our brokers unveil what trends they are predicting in the property market in 2024. From home buyer's FOMO to the impact of the Olympics on property prices, and tips for those refinancing or looking to purchase their first home - this episode has it all.

Tune in to learn more about what we think is on the cards for property across Australia this year!



Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode.



Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

On this episode of the Brisbane Broker Podcast, Kade and Bobby sit down with Kerry Sainsbury, Founder and Director of Credit Success. Credit Success helps Australians correct and maintain a healthy credit score, offering a variety of services from default removal to court action and judgement removal. Kerry has over 20 years of experience in the banking, finance and credit repair industries, and is passionate about building awareness through education around credit.



Kerry says, "Bad credit can happen to anyone, and it doesn't mean you are a bad person. Statistics prove that life events like sickness, divorce and loss of income, are events that can result in the largest impact on your credit score."



Tune in to this episode to learn about some of the common items impacting people's credit scores, misconceptions around credit scores, and how to maintain yours. You can connect with Kerry and her team via their website or give them a call on 1800 956 694.



Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! You can email us via podcast@thenewsteadgroup.com.au to let us know what you would like to hear about on our next episode.



Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.

This month Kade and Bobby sit down to discuss the ins and outs of commercial lending (and by the way- did you know Kade was awarded FBAA's #2 Australian Commercial Property Broker for 2022?!). It's only fitting!



In this episode of the Brisbane Broker Podcast our brokers will run you through the big ticket items to consider when looking to acquire a commercial loan. How is serviceability calculated? What is an Interest Cover Ratio (ICR)? And what the heck is a WALE (hint - not the majestic sea creature).



Tune in to learn about all of this and more!



Follow us on Instagram and TikTok @brisbanebrokerpodcast to stay up to date! And email us via podcast@thenewsteadgroup.com.au to let us know what you'd like to hear about on our next episode.



Disclaimer: The information in this podcast is general in nature and is not a substitute for financial advice from accredited professionals. You should consider seeking independent advice that takes into consideration your unique circumstances. If you would like to connect with our fully accredited team of brokers to discuss finance options that consider your personal circumstances, goals and needs, visit our website.