255 episodes

Each week the New Zealand Herald and Newstalk ZB's Cooking the Books tackles a different money problem. Hosted by Frances Cook.

Cooking the Books with Frances Cook Newstalk ZB and NZ Herald

    • Investing
    • 4.3 • 3 Ratings

Each week the New Zealand Herald and Newstalk ZB's Cooking the Books tackles a different money problem. Hosted by Frances Cook.

    Side hustles that don't suck

    Side hustles that don't suck

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's the best ways to make extra money, without wasting your time. Hosted by Frances Cook.

    Well, it turns out that you guys really want to talk about side hustles.

    When we talked about paying off debt using side hustles a few weeks ago, I was inundated with questions about finding more ways to earn extra cash, and which ones were worth the time.

    Which is a very good question.

    You don't want to invest your time, or even worse your money, into something that only gives you a little bit back.

    So today we're maximising your spare time so that you can get the most cash for it, to put towards whatever your goals are.

    For the latest podcast I talked to Chris Walsh from MoneyHub.

    We talked about how to make the most from digital platforms, which old-fashioned side hustles are still worth doing, and whether you can make much from online surveys.

    If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 33 min
    What the FMA makes of the explosion of new investors

    What the FMA makes of the explosion of new investors

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's the astonishing rise of DIY investing since lockdown. Hosted by Frances Cook.

    This year has seen a spike in new investors. Since the first Covid-19 lockdown back in March, the Financial Markets Authority estimates 120,000 New Zealand investors have joined local online investing platforms.

    That's a seriously big jump for a small country like ours. For perspective, the big platforms Sharesies, InvestNow, and Hatch, now have about 250,000 clients between them.

    My first reaction to this news is absolute happiness.

    More Kiwis taking control of their money, and investing for their future, is awesome.

    I hope that even more people join the investing journey in the future.

    But with so many new investors coming in at the same time, there is the potential for things to go wrong.

    No worries though – let's talk about that, and make sure that Cooking the Books listeners are the ones ahead of the curve.

    For the latest podcast I talked to FMA CEO Rob Everett.

    We discussed why he thinks there's been such a spike in investors, the reason for caution, and best practice for new investors.

    • If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 26 min
    The KiwiSaver mistake younger people are making, that hurts first home buying

    The KiwiSaver mistake younger people are making, that hurts first home buying

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's the mistake being made with KiwiSavers, and how to fix it. Hosted by Frances Cook.

    KiwiSaver is really important, not only for our long term futures in retirement, but also our short term futures of buying first homes.

    Figures from the IRD show this year, in July alone, $125 million dollars was pulled out of KiwiSavers for first homes.

    In fact, research from Canstar shows about half of 18- to 29-year-olds are putting money into KiwiSaver purely to get that first home.

    So that's a pretty major factor.

    However, that same research also showed something a little worrying.

    Those same 18- to 29-year-olds are quite confused by the different fund types, and how to use them.

    That's crucial, because the fund you use could mean you put in the exact same money, but get something totally different at the end.

    For the latest Cooking the Books I talked to Jose George from Canstar.

    We discussed what the Canstar research shows, and how to understand your KiwiSaver so that it works better for you.

    If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 26 min
    How to negotiate more money, even during a pandemic

    How to negotiate more money, even during a pandemic

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's how to have a conversation about pay rates that works for everyone. Hosted by Frances Cook.

    It’s a little awkward to talk about pay rates at the best of times, but there’s nothing like being officially in recession to make it even more awkward.

    The problem is, it’s also more important than ever.

    Whether you’re a contractor or freelancer hoping to get a good rate on a new project, or a full-time employee who hasn’t had a raise in a while, the reality of having bills to pay and the need for a fair pay rate, doesn’t stop.

    However, we all know some businesses have it tough right now, so it’s delicate.

    Here’s how to start that conversation, and hopefully find a solution that works for everyone.

    For the latest Cooking the Books podcast I talked to Simon Rooney from Find Recruitment.

    If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 32 min
    It's time to Pivot - to The Pivot Pod

    It's time to Pivot - to The Pivot Pod

    If you like Cooking the Books, you should also check out The Pivot Pod.

    It’s my other podcast, focused on helping small businesses through the carnage of Covid-19.

    Whether you’re a side hustler, a small business owner, or you just find that area interesting.

    Come and have a chat with me and industry leaders, on how small business can not just survive, but thrive, through a weird time.

    The Pivot Pod. Available everywhere you get your podcasts.

    • 46 sec
    How to financially manage a career change

    How to financially manage a career change

    Each week the NZ Herald's Cooking the Books podcast tackles a different money problem. Today, it's how to get yourself on firm footing so you can handle a career change. Hosted by Frances Cook.

    The world tipped upside down recently, which means many of us are considering changes.

    Not all of this is voluntary of course – many people have lost their jobs, and now are having to scramble for something else to pay the bills.

    But there are also those who’ve taken this time to reassess, to remember that life is short, and now want to change to something different.

    Whether you’re choosing career change, or you’ve had it thrust upon you, you still need a stable base to make these changes from.

    The best thing you can do to increase your chances of success is give yourself as much financial security as you can, to steady you through this time.

    On the latest Cooking the Books podcast I talked to financial planner Liz Koh.

    If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 25 min

Customer Reviews

4.3 out of 5
3 Ratings

3 Ratings

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