159 episodes
Friends With Money Nova Podcasts
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- Business
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4.8 • 57 Ratings
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We all have questions about the money we earn, how we spend it and the best ways to approach investing it now and for our future. Having an extensive network of professional finance voices with honest, credible opinions has allowed Money Magazine to become Australia’s longest-running and most-read personal finance magazine, presenting easy to understand financial news, advice and reviews for its audience. Money's Senior writer, Tom Watson, and Editor-in-Chief, Michelle Baltazar, chat weekly with a variety of experienced guests to explore the art of financial literacy and resilience in the modern money landscape.
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Money saving tips for travel
Since Covid restrictions eased, we have been traveling overseas more than ever.
But when budgets are tight, how can we save money and still have the holiday we've been dreaming of?
This week on the Friends With Money Podcast, Money's Michelle Baltazar chats with Tristan Dakin, ANZ Country Manager at Wise, about saving hundreds of dollars on travel costs.
The real cost of cross-currency expenses
Avoiding ATM fees
Is pre-paying an option?
Best way to pay when overseas
Top tips to save when travelling
#friendswithmoney #michellebaltazar #tristandakin #traveltips
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Tax time tidy up: get your super in shape
The end of the financial year is fast approaching, so is now the time to check in on your super and consider an extra contribution?
This week on the Friends With Money podcast, Money’s Tom Watson is joined by Renae Anderson, manager of select advice at UniSuper, to chat about the super moves worth considering before and after July 1. They discuss:
When and how to make a personal contribution
Whether it’s possible to top up a spouse or partner’s super
The new super guarantee rate in 2024-25
Advice for women looking to boost their super balances
The range of advice available from super funds
#friendswithmoney #tomwatson #renaeanderson #superannuation
This episode is brought to you by UniSuper.
Links:
For calculators: Superannuation calculators & tools | UniSuper
For upcoming webcasts: UniSuper Learning Hub (on24.com)
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The information in this podcast is of a general nature and doesn’t consider your personal circumstances. Before making decisions, you should consider whether the information is appropriate for your circumstances otherwise seek financial advice.
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Dreams to dollars: Building your money plan
Whether it’s purchasing a home or paying off credit card, we all have financial goals we want to achieve, but seeing them through is not always the easiest of tasks.
This week on the Friends With Money podcast, Money’s Tom Watson is joined by Mohamed Khalil, head of financial wellbeing, research and design at ANZ, to discuss the psychology behind goals and the steps we can take to set, progress and achieve them.
How should people approach setting a goal?
Why can utilising the Fresh Start Effect be helpful?
Is it important for goals to have a specific end date?
How can automation help people progress their financial goals?
Is it important for goals to have a purpose?
#friendswithmoney #tomwatson #mohamedkhalil #financialgoals
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Unlock your "super" power: Investment choices
Have you thought about how your super is invested? Taking the time to consider, and even adjust, your investment settings could impact your balance down the track.
This week on the Friends With Money podcast, Money’s Tom Watson is joined by Jeremy Lack from TelstraSuper Financial Planning to discuss picking an investment option in your superannuation.
How do super funds invest?
What investment options can members choose from?
How can super holders get their investment mix right?
What kind of impact can investment options have come retirement?
Where can super members go for guidance?
#friendswithmoney #tomwatson #jeremylack #superannuation
This episode is brought to you by TelstraSuper.
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Disclaimer:
Jeremy Lack is a financial adviser with Telstra Super Financial Planning Pty Ltd ABN 74 097 777 725 AFS Licence No. 218705. TelstraSuper Financial Planning provides financial advice service to members of TelstraSuper ABN 85 502 108 833. Telstra Super Pty Ltd ABN 86 007 422 522 is the trustee of TelstraSuper and wholly owns TelstraSuper Financial Planning. Advice that Jeremy gives is of a general nature and does not take into account the particular circumstances or needs of any specific person and because of that, you should consider your own circumstances before acting on any advice . If you are considering acquiring a financial product from TelstraSuper you should read the relevant product disclosure statement and target market determination before making a decision which are available at www.telstrasuper.com.au. The financial services guide for TelstraSuper Financial Planning is available at www.telstrasuper.com.au
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Riding the RBA Rate Waves
Interest rates have reached a peak. At least, that’s the consensus among many experts who expect rates to start to fall in the near future. So how can borrowers and savers prepare?
This week on the Friends With Money podcast, Money’s Tom Watson is joined by Rachel Wastell, personal finance expert at financial comparison website Mozo, to discuss the possible timing and impact of any future rate cuts.
What is the Reserve Bank saying?
When are economists expecting rates to fall?
Are banks already adjusting their rates in anticipation?
Is there anything mortgage holders can do to prepare?
What should savers consider doing now?
#friendswithmoney #tomwatson #rachelwastell #interestrates
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What is a margin loan?
Ever wondered if it’s possible to take out a loan to build your share portfolio? After all, investment loans are common place in property investing.
This week on the Friends With Money podcast, Money’s Tom Watson is joined by Lily Elliott, head of margin lending specialists Leveraged, to discuss the ins and outs of margin loans.
How are margin loans different from other loans?
What kind of equities can be purchased with a margin loan?
How much can investors borrow, and what determines that?
When and how do investors pay the loan back?
What are the potential risks and benefits involved?
#friendswithmoney #tomwatson #lilyelliott #investing #marginloans
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Money Website
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Email Us: podcast@moneymag.com.au
See omnystudio.com/listener for privacy information.
Customer Reviews
Great
Great bite-sized pod with super practical financial advice.
Retirement
This topic was a very low level information session. So many broad statements made which offer little to no effective retirement strategies.
Great content!
Really enjoying the friends with money podcast. Excellent relevant information. It’s helping me on my journey to become financially educated!