Money Over 50 Michael & Ali of Money Over 50 Financial Advisers

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During your working life, your superannuation fund has been growing and growing thanks to contributions from your employer and hopefully yourself. This money sits there for decades, slowly accumulating for you without being touched. But when can you actually access this hard-earned cash?
There are three main conditions of release when it comes to your super. In this episode, Ali explains what these conditions are, and what you need to do to meet them.
 
For more information, please visit www.mo50.com.au

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You can’t have everything! Be realistic with your goals
Do you ever feel like you’re trying to do a thousand things at once, and not really doing any of them well? Ali knows the feeling. Life is busy, but the more we try to do everything, the less we do them well. Sometimes we need to take a step back and think about what it is that matters to us the most.
In this episode Ali gets personal about what’s important to him, and how you can, too – in order to achieve your financial goals.
 
For more information, please visit www.mo50.com.au
 

Did you know that on the 1st of July 2024, you’ll be able to contribute more into your superannuation and take advantage of Australia’s best ‘tax shelter’? The reason for that is that superannuation contribution caps are increasing on the first day of the new financial year.
In this episode, Michael and Ali discuss the contribution caps and exactly how much they are increasing by, and how you can take advantage of this year’s as well as future years’ contribution caps.
 
For more information, please visit www.mo50.com.au

For many people, getting their finances on track is high on the priority list. And to do that, they realise they need professional help. But how do you know which financial adviser is right for you?
In this episode, Ali discusses what you need to consider and what you need to be aware of before selecting a financial adviser.
For more information, please visit ww.mo50.com.au

If you held an investment for 15 years, would you prefer it to make nominal returns of 12.5% per annum, or 20.3% per annum? The answer may seem simple, but is a lot more complex than most people realise.
In this episode, Ali and Michael discuss the ‘silent killer’ also known as inflation, and how it affects your investments and purchasing power.
For more information, please visit www.mo50.com.au 

Alice, a regular listener, asks a question about what would happen if her and her partner were to sell their primary place of residence (PPR) and use the downsizer contribution to add $300,000 super. 
In this episode, Michael and Ali discuss Alice's question, and downsizer contributions. They discuss what a downsizer contribution is, its eligibility requirements, some advantages (such as boosting your super without affecting your contribution limits!), and other important things to know about making downsizer contributions.
For more information, please visit www.mo50.com.au