6. Credit cards and Retail Banking CAMTHINKS X HI-R

Our latest podcast features special guest Sonie Mansaray talking us through her journey into retail banking and the low-down on credit and credit cards.

She busts down myths and misconceptions surrounding credit and advises young people on how to strategize and build their credit scores.

We also discuss the transition from higher education to f and Sonie reflects on her experience of moving from London to Chester as part of her graduate scheme.

A full breakdown of the podcast can be found below:



Definitions and Information

Spring Week, or Insight Week, is a placement undertaken during the Easter holidays of your first year at university (Definition from Bright Network website)

Pre-eligibility tests: search providers on google

Time Stamps

1:16 - Sonie’s Journey into Retail Banking

7:52 - Transitioning from education to working full time

8:35 - Types of credit

11:05 - What are credit cards?

13:37 - What is APR?

15:49 - What is a credit score?

20:00 - Applying for credit cards

23:45 - Paying the minimum on a credit card

24:28 - Credit limits & credit utilisation

24:50 - Getting into a career in banking

25:59 - How to prepare for a career in retail banking

26:50 - Moving cities for your career

28:30 - Diversity in the banking industry

Please feel free to contact Sonie if you have any questions or would like some additional advice.
Linkedin: https://www.linkedin.com/in/sonie-mansaray-257b16138/

Email: Sonie.mansaray@live.com

Enjoy!
The Hi-R Team



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Camilla: https://www.linkedin.com/in/camilla-yahaya-74414a59/

Tosin: https://www.linkedin.com/in/tosinmuranahi-r/