Forget About Money David Baughier

Watch this Episode and Subscribe on YouTube [https://youtu.be/oCNa0YchZRg]

🤑David Baughier chats with Brett Killian, an associate professor at Lakeland University, to discuss essential money lessons for Gen Z. 💸📚

Brett shares his expertise in personal finance, drawing from over a decade of experience teaching college students. 🎓

Discover practical strategies for minimizing student debt, building wealth, and making informed financial decisions that set you up for a successful future. 💡💼

🔑 Key Topics Discussed:

⇨ Brett Killian's top money lessons for Gen Z

⇨ Habits and investing strategies of millionaires

⇨ Practical ways to minimize student debt, including college hacking and gap years

⇨ Importance of "Pay Yourself First" strategy and automation in saving

⇨ Efficiency in managing the "Big Three" expenses: housing, transportation, and food

⇨ Clarifying the differences between saving and investing

⇨ Understanding and building credit scores responsibly

⇨ Basics of insurance and the importance of term life insurance over whole life insurance

🕒 Timestamps/Chapters:

0:00 - 📘 Introduction to Money Lessons for Gen Z

5:03 - 💼 Millionaire Habits

10:12 - 🎓 College Debt Hacks

20:45 - 💸 Pay Yourself First

25:52 - 🏠🚗🍴 Budgeting: The Big 3

34:09 - 💰 Savings vs. Investing

38:35 - 📈 Simple Investing Tips

44:45 - 📊 Credit Scores Explained

56:26 - 🛡️ Insurance Basics

59:55 - 🏡 Homebuying Tips

1:01:17 - 📖 Personal Stories and Financial Decisions

1:14:09 - 🎓 Impact of Financial Education on Young People

1:14:21 - 📋 Summary of Financial Topics Covered

🔗 Brett's Links:

📚 NextGen Financial Freedom Blog [https://nextgenfinancialfreedom.com]: https://nextgenfinancialfreedom.com

🔗 David's Links:

💰 Free Money Course [https://www.fiology.com/free-money-course/]: https://www.fiology.com/free-money-course/

🍏 Forget About Money on Apple Podcast [https://podcasts.apple.com/us/podcast/forget-about-money/id1730601757]: https://podcasts.apple.com/us/podcast/forget-about-money/id1730601757

🎧 Forget About Money on Spotify [https://open.spotify.com/show/5BQTKUPL6IHtXCEJTY9jYo]: https://open.spotify.com/show/5BQTKUPL6IHtXCEJTY9jYo

📝 Episode Highlights:

💡 Brett's essential money lessons tailored for Gen Z

📈 Insights into the habits and investing strategies of millionaires

💸 Practical tips on minimizing student debt through college hacking and gap years

🏡 Strategies for managing the "Big Three" expenses: housing, transportation, and food

💰 Understanding the "Pay Yourself First" strategy and the importance of automation in saving

🔍 Clarification of the differences between saving and investing

📊 Building and maintaining credit scores responsibly

📜 Basics of insurance and the importance of choosing term life insurance over whole life insurance

#️⃣ Hashtags:

#GenZMoney #BrettKillian #MoneyLessons #FinancialLiteracy #StudentDebt #InvestingTips #PersonalFinance #CollegeHacking #PayYourselfFirst #FrugalLiving #CreditScores #InsuranceBasics #TermLifeInsurance #FinancialEducation #SmartInvesting

Watch Episode on YouTube and Subscribe [https://youtu.be/eX296kAhFuk]: https://youtu.be/eX296kAhFuk

⚠️ David Baughier sits down with Danielle Ryan, a YouTuber dedicated to exposing online coaching scams. 🕵️‍♀️

Danielle shares her journey from a modest YouTube channel to a thriving platform with 25,000 subscribers.

Discover her personal experience of being scammed and learn valuable tips on how to protect yourself from online scams.

🔑 Key Topics Discussed:

⇨ Danielle's rise on YouTube and her mission against online scams

⇨ Her personal story of being scammed out of $4,500 by a coach

⇨ Identifying red flags in online coaching and courses

⇨ Practical advice on choosing trustworthy coaches and courses

⇨ The impact of generational perspectives on online work

🕒 Timestamps/Chapters:

0:00 - 🚀 Introduction to Danielle Ryan's Journey

2:20 - 👩‍💼 Life Before Starting YouTube Channel

6:55 - 😱 Danielle's Experience Being Scammed

8:18 - 📉 Coaching Experience Turned Unsuccessful

10:35 - ⚖️ Lack of Recourse in Coaching Scams

12:01 - 📈 Rise of Online Coaching Scams

15:33 - 🚩 Signs of Online Coaching Scams

17:16 - 😳 Extreme Experiences in Coaching Scams

21:25 - 🎓 Crafting a Genuine Coaching Course

24:05 - 🔍 Choosing a Trustworthy Coach

28:21 - 🌐 Researching Coaches Outside of Social Media

33:38 - 🎥 Starting a YouTube Channel Tips

36:49 - 🔮 Future Direction of Danielle's Content

37:52 - 💼 Danielle's Current Business Ventures

38:49 - 👵 Generational Perspective on Online Work

39:25 - 👋 Wrapping Up the Interview

🔗 Danielle's Links:

🎥 Discovery Video: How Much Money YouTube Paid Me with 1500 Subscribers [https://youtu.be/HdlyA97mzeI?si=BhbI0qEU02B8dju0]: https://youtu.be/HdlyA97mzeI?si=BhbI0qEU02B8dju0

📸 Danielle's Instagram [https://www.instagram.com/itsdanielleryan]: https://www.instagram.com/itsdanielleryan

🎵 Danielle's TikTok [https://www.tiktok.com/@itsdanielleryan?is_from_webapp=1&sender_device=pc]: https://www.tiktok.com/@itsdanielleryan

💸 Lost Entire $100k 401(k) [https://youtu.be/85re8qWgBdY]: https://youtu.be/85re8qWgBdY

💬 Former Coach Exposes the Truth [https://youtu.be/0IeFOKWJCBU]: https://youtu.be/0IeFOKWJCBU

📉 Debt Coaching Scam [https://youtu.be/OIbKXP7IPGI]: https://youtu.be/OIbKXP7IPGI

🔗 David's Links:

💰 Free Money Course [https://www.fiology.com/free-money-course/]: https://www.fiology.com/free-money-course/

🍏 Forget About Money on Apple Podcast [https://podcasts.apple.com/us/podcast/forget-about-money/id1730601757]: https://podcasts.apple.com/us/podcast/forget-about-money/id1730601757

🎧 Forget About Money on Spotify [https://open.spotify.com/show/5BQTKUPL6IHtXCEJTY9jYo]: https://open.spotify.com/show/5BQTKUPL6IHtXCEJTY9jYo

📝 Episode Highlights:

🎥 Danielle's rise from 1,500 to 25,000 YouTube subscribers

🚨 Warning signs of online coaching scams

💡 Tips on selecting genuine online courses and coaches

🤔 Insight into the lack of recourse for scam victims

💬 Discussion on the role of intention and measurable outcomes in coaching

#️⃣ Hashtags:

#AntiScammer #DanielleRyan #OnlineScams #CoachingScams #YouTubeGrowth #OnlineCourseScams #ProtectYourself #OnlineSafety #YouTubeSuccess #ContentCreator #DigitalScams #InternetSafety #ScamAwareness #BusinessAdvice #OnlineCoaching

Watch this Episode on YouTube and Subscribe [https://youtu.be/RQN2Me7svoA]: https://youtu.be/RQN2Me7svoA

🎧 In this episode of "Forget About Money," host David Baughier interviews John Letaw, a retired naval officer and TRICARE expert.🌟

John, The TRICARE Guy, shares his extensive knowledge about the TRICARE healthcare system, providing invaluable insights for military retirees and their families.

John discusses: ⇣⇣⇣⇣⇣

➪ Various TRICARE plans (Prime, Select, Reserve, and Retired Reserve) 🏥

➪ The challenges of transitioning to retirement 🌅

➪ Enrollment processes and pitfalls 🔍

➪ Changes in TRICARE Select fees 💸

➪ Coverage criteria for different treatments, including weight loss drugs and medical emergencies 🩺

➪ Dental and vision care through FedVIP 🦷👓

➪ Navigating TRICARE while living abroad ✈️

➪ Emerging trends and resources for staying informed 🌐

➪ Don't miss John's personal anecdotes and practical advice to make the most of your TRICARE benefits. 📚✨

🔗 Links:

David's Links:

🌐 Fiology: https://www.fiology.com/free-fiology-workbook/

John's Links:

📖 Get John's book "Tricare Around the World" on Amazon: https://a.co/d/eJfcxMx

💬 Join the TRICARE Facebook group: https://www.facebook.com/groups/tricareatw/

🌐 The TRICARE Guy Website and Mailing List: https://thetricareguy.com/

🎥 John's YouTube Channel: http://www.youtube.com/@thetricareguy

Additional TRICARE Resources mention can be found in our YouTube [https://youtu.be/RQN2Me7svoA] description

🕒 Timestamps/Chapters:

0:00 📢 Introduction to TRICARE and John Letaw

3:30 📋 TRICARE Plans Overview

9:44 🛡️ TRICARE Reserve and Retired Reserve Plans

16:05 🚀 Challenges of Transitioning to Retirement

19:30 🔄 Enrollment Process and Pitfalls

22:20 💰 Changes in TRICARE Select Fees

25:42 🏥 Coverage Criteria and Examples

27:50 💊 Weight Loss Drug Coverage Process

28:56 🚑 Medical Emergency Coverage Example

30:49 🧾 Medical Coding and Coverage

34:53 👓 FedVIP Vision and Dental Care

37:43 🚫 Exclusions: LASIK and Discount Programs

42:15 🌍 Retirement Abroad and TRICARE

44:21 🛠️ Challenges and Solutions

47:41 🌐 Providing TRICARE Support Globally

50:57 ✍️ Writing a TRICARE Guide During COVID

53:53 📚 Resources at thetricareguy.com

56:39 📈 Emerging Trends in TRICARE

🏷️ Hashtags:

#TRICARE #Healthcare #MilitaryRetirement #JohnLetaw #DavidBaughier #ForgetAboutMoney #TRICAREPlans #Veterans #MilitaryBenefits #TRICARESupport #TRICAREGuide #HealthInsurance

Watch this episode and subscribe on YouTube [https://youtu.be/1sesGAJ50eg]

Jesse, a former financial consultant traded his American lifestyle for a more fulfilling life in Ensenada, Mexico.

Jesse shares his remarkable journey of leaving his U.S. career to start a massage business abroad and find financial independence in a low-cost living area.

🎯 Episode Highlights:

0:00 - Starting a New Chapter: Jesse's inspiring transition from the U.S. to Mexico, leaving behind a stable consulting career.

0:31 - Making the Retirement Decision: How he balanced retirement options after receiving a windfall.

2:27 - Selecting the Perfect Location: Why Ensenada became the ideal location for his new business.

4:18 - Transitioning to His Own Business: From couch surfing to building a successful massage studio.

6:41 - Cultural Influences in Entrepreneurship: Navigating the cultural differences in business.

10:21 - Impact of Americans in Mexico: Understanding gentrification and respecting local culture.

16:05 - Tips for Entrepreneurs Abroad: Jesse's valuable advice for starting a business outside the U.S.

19:40 - Benefits of Low-Cost Living: Exploring the financial advantages of living in Ensenada versus San Diego.

23:28 - Personal Financial Independence Journey: Jesse's path to financial independence before and after receiving a windfall.

34:17 - Financial Independence Path: How strategic financial planning led to his success.

38:41 - Potential Changes with Windfall: What he would have done differently if he had known about the windfall earlier.

42:21 - Seeking Happiness Beyond Wealth: Finding joy through community, purpose, and meaningful connections.

📝 Key Takeaways:

The challenges and rewards of starting a business in Mexico.

The financial and personal benefits of living in a low-cost area.

How a windfall can alter your retirement path, and the importance of staying true to one's values.

Intentional savings accounts and their role in fostering happiness and fulfillment.

Jesse's Links:

📧 Email: [jesse@ensenada-massage.com]

🌐 Business Website: [ensenada-massage.com/blog]

Connect with Us:

Follow the Forget About Money podcast for more stories like Jesse's.

Share your thoughts on this episode in the comments below, and don't forget to like and subscribe!

#ForgetAboutMoney #StartingABusinessInMexico #FinancialIndependenceJourney #LowCostLiving #WindfallRetirement #EntrepreneurshipAbroad #AmericanExpatsInMexico

Watch this episode and subscribe on YouTube [https://youtu.be/ER_sR5gyUcw]

🌟 Join Holly Morphew in this transformative video as she unveils the power of Spend Planning to not only manage your finances but to achieve long-term financial freedom and wealth building.

Enjoy Holly's expert insights on transitioning from traditional budgeting to the more dynamic Spend Planning approach and learn how to leverage it for your financial success.

📊 In this detailed guide, Holly will cover everything from the basics of Spend Planning to mastering cash flow management and overcoming common challenges. Whether you're a beginner looking to understand the fundamentals or an experienced planner aiming for financial independence, this video has something for everyone.

🔗 Chapters:

0:00 - Introduction

1:41 - Spend Planning vs. Budgeting

5:46 - Real-Life Transformations

11:18 - Initiating Your Spend Plan

26:15 - Practical Steps for Planning

33:58 - Mastering Cash Flow

38:18 - Overcoming Spend Plan Challenges

40:48 - Five Key Steps Recap

43:18 - Cash Flow Strategies for Early Retirement

43:44 - Final Thoughts on Spend Planning

🛠️ 5 Steps of Spend Planning:

1. Financial Awareness: Start by creating a net worth statement to get a clear overview of your financial health.

2. Track Spending Using an App: Holly recommends using the Tiller App [https://www.tillerhq.com/?via=holly] to keep an accurate record of your finances.

3. Refine Your Net Worth Statement: Continuously update your financial statement as you track your expenses over the next 3-6 months.

4. Calculate Your Impact Number: Identify the surplus money that can be used to reduce debt or invest in assets.

5. Invest in the Highest and Best Use of Your Dollars: Strategically use your impact number to maximize your financial growth.

🔗 Connect with Holly Morphew:

Holly's Book: [https://a.co/d/aI2hcZF]

Holly's Freebies: [https://financialimpact.com/freebies/]

Facebook: [https://www.facebook.com/HollyMorph]

Instagram: [https://www.instagram.com/hollymorph/]

LinkedIn: [https://www.linkedin.com/in/hollymorph/]

Twitter: [https://twitter.com/HollyMorph]

Holly's Facebook Group: [https://www.facebook.com/FinancialImpactSystem]

💡 Whether you're planning for retirement, looking to become debt-free, or aiming to enhance your wealth, Spend Planning can be your pathway to success. Don't forget to subscribe for more financial insights and strategies from Holly Morphew!

#SpendPlanning #FinancialFreedom #HollyMorphew #DebtFreeJourney #WealthBuilding #FinancialCoaching #MoneyManagement #Investing #RetirementPlanning #FinancialIndependence

👍 Like, Comment, and Share if you found this video helpful, and don't forget to subscribe for more valuable financial tips and strategies!

Watch this episode and Subscribe on YouTube [https://youtu.be/ZIQu3m0lXdM]

🌟 In this episode we chat with Rick Ferri, a renowned passive investing expert and ex-Marine Corps fighter pilot. In this dynamic interview, Rick shares key strategies for building wealth through smart asset allocation. Don't miss the insights!

📚 Chapters:

0:00 - Introduction with Rick Ferri

2:06 - Fighter Pilot to Finance Transition

4:45 - Embracing the Boglehead Investment Philosophy

7:01 - Influence and Insights from Jack Bogle

14:55 - Authoring Key Investment Guides

16:17 - Mastering Asset Allocation

30:24 - Effective Risk Management Strategies

38:47 - The Role of Real Estate in Diversification

50:37 - Investment Planning for Young Adults

1:04:54 - Foundations of Financial Independence

Understanding Asset Allocation:

Join Rick Ferri as he unfolds the essentials of asset allocation to optimize your investment returns over the long haul. Learn from his journey from fighter pilot to financial guru, embracing the wisdom of Jack Bogle along the way.

Key Takeaways:

Rick highlights the significance of precise asset allocation and offers expert advice on diversification and tax efficiency. He details practical strategies for using indexed retirement funds to simplify and strengthen your financial planning.

Watch and Learn:

🔗 The John C. Bogle Center For Financial Literacy Website [https://boglecenter.net/]

🔗 Rick Ferri's Insightful Podcast Interview with Jack Bogle [https://youtu.be/YCu8JbRQuFA?si=Wi39ICCB87Bgcag_]

🔗 A Few Good Funds, The Genius of Simple Investing [https://youtu.be/wyxIb9BI7_o?si=h-3tOBi7Qmo7gbMd]

Essential Reads by Rick Ferri:

All About Asset Allocation [https://a.co/d/aTPfv5L]

The Power of Passive Investing [https://a.co/d/3OZsiMI]

✨ Whether you're just starting out or seeking to refine your investment strategy, this interview with Rick Ferri is packed with actionable advice to guide you to financial success. Tune in and transform your approach to investing!

#RickFerri #AssetAllocation #InvestmentTips #FinancialIndependence #PassiveInvesting #Bogleheads #RetirementGoals #RiskManagement #RealEstateInvesting #FinancialEducation