Your RADIANT Money Show Randa Hoffman, MBA, EA

Investment management is one of my favorite topics! The second is taxes..There are 2 big myths about how financial advisors manage a client's investment that are good practices for you to follow when building your own portfolio:.1. Think like an investor (hold investments for the long term) and not like a trader (hold investments for the short term). 2. Do not create a portfolio of random stocks. Use Exchange Traded Funds (ETFs), or Mutual Funds instead to diversify th...

Retirement planning is one of the most common things a financial advisor helps with..What would your answer be to "At what age do you want to retire?" The typical answer would be when a person can take their social security at the Full Retirement Age..Now, what would your answer be to "When do you want to make work optional?" This answer could be totally different, and if it is, I want you to use the younger age for planning..Now that you have a target age to retire,...

Now that you know what you want to accomplish, what do you do with them?.I want you to put your goals in priority order and number them. The reason you want to do this is to help you prioritize where your dollars go..Also if something out of the blue comes up, that wasn't planned for, you'll be able to ask yourself if spending money for this unplanned call is worth not you achieving the top three goals that are so important to you. .Now that you know how much cash you have at the end of...

When I got divorced in 2016 I remember telling my therapist/energy healer that I didn't know what gratitude felt like. That was a massive epiphany!.So how did I go from not feeling gratitude to feeling it? .I started by putting my hand on my heart and feeling the pressure on my heart space. I started small like feeling grateful for things that didn't depend on a person or money, or anything that would throw me off (energetically). I was grateful for my arms to be able to do ...

Today's show is the 3rd episode of the DIY Financial Planning series, and it's about writing down what a fulfilled life looks and feels like for you.If you're not really clear about your goals, or if you want to get a deeper answer look at episode 3 for the guided visualization.Once you have an idea of your goals WRITE THEM DOWN! If there is one thing you take away from this show is that. Why is writing down your goals (on paper or electronically) so important? Becaus...

Here's a question to ponder . . . .If you knew that when you died there will be a review of your life, not of what you've accomplished, but of how you've made people feel. How would that change your interactions?.I'm not talking about how you open doors for little old ladies, or the compliments you give, of course, that's part of it, but there is something deeper. That something is your energy and how it makes others feel.Do you uplift people when you directly interact with them by brin...