63 episodes

You are a mom that knows you need a financial plan, but even though you make a good income, after the bills get paid, there is rarely enough leftover to put into savings, insurance or investing. Join licensed financial advisor Heidi Rumohr, as she guides you through her cash flow plan approach to address all areas of financial planning without needing to adopt a budget that has you eating beans and rice! There is more to life than paying bills and counting calories. Tune in weekly to find out how to accelerate your wealth by first getting a handle on your cash flow.

Ditch The Budget Podcast Heidi Rumohr

    • Education
    • 5.0 • 10 Ratings

You are a mom that knows you need a financial plan, but even though you make a good income, after the bills get paid, there is rarely enough leftover to put into savings, insurance or investing. Join licensed financial advisor Heidi Rumohr, as she guides you through her cash flow plan approach to address all areas of financial planning without needing to adopt a budget that has you eating beans and rice! There is more to life than paying bills and counting calories. Tune in weekly to find out how to accelerate your wealth by first getting a handle on your cash flow.

    Ep. 063: Money Dates

    Ep. 063: Money Dates

    Talking about money can arguably be one of the most challenging aspects of any relationship. And let's face it, you likely grew up differently around money, think differently about money and sometimes even have seemingly different goals than your partner.

    So what can you do? My solution are money dates. Tune into how I structure them and what I think are some keys to success...

    *hint - its not to rehash the past!

    Tune in and let me know what you think and if you aren't on my free Facebook community Women Building Wealth; A safe place for women to talk all things money - what are you waiting for?

    Help more people find The Ditch The Budget Podcast! Leave a 5 star review, screenshot and share your favourite episodes in your stories and don't forget to tag me @heidirumohr!

    • 17 min
    Ep. 062: 3 Black Friday Traps to Avoid

    Ep. 062: 3 Black Friday Traps to Avoid

    Black Friday Deal

    Buy now, pay later!

    Sale, Sale, Sale.

    Get ready because we are going to be bombarded with Black Friday and holiday spending advertising. You can either buckle up and spend unconsciously OR we can have a plan and feel really good this time of year.

    Today’s episode is all about the top traps during Black Friday shopping and more importantly, what do about it!

    I mentioned my masterclass “Manage Holiday Spending with ease” is currently FREE – make sure you find me on social media and DM me the word “HOLIDAY REPLAY” and I’ll send it to you for FREE! https://m.me/heidi.rumohr

    Get access to exclusive content and never miss an opportunity to reach financial abundance when you join my Facebook Group: Women Building Wealth- a safe place for women to talk all things money

    Help more people find The Ditch the Budget Podcast! Give a Five Star Review, screenshot and share in your stories- be sure to tag me @heidirumohr

    • 10 min
    Ep. 061: Attract and Keep Money

    Ep. 061: Attract and Keep Money

    I'm leaning into the woo for a moment-- hear me out---

    What if money is energy? 

    What if money was a friend? 

    Are you 'welcoming' money into your home? into your life? 

    Or are you blocking from from entering the door?

    In this week's episode I talk about the impact our money beliefs have on our current situations.  I urge you to really consider your relationship with money.  As always, I give you practical ways to improve your financial situation, for the long haul.

    Get access to exclusive content and never miss an opportunity to reach financial abundance when you join my Facebook Group: Women Building Wealth- a safe place for women to talk all things money

    Help more people find The Ditch the Budget Podcast! Give a Five Star Review!Screenshot and share in your stories- be sure to tag me @heidirumohr

    • 16 min
    Ep. 060: Syncing Money with Your Cycle

    Ep. 060: Syncing Money with Your Cycle

    This week, I'm looking closer at the way in which our body's cycle influences our behaviours and emotions around money.  I'm not a medical professional, but I do have a depth of knowledge and experience in this area and find it fascinating.  

    Taking control of our finances means understanding all of the pieces that contribute to our habits and actions around our money.

    Since Ep. 057: When Your Body Tells You to Spend, I've received a lot of dm's about this topic.  So, in this episode, I'm also including the top questions I've received about money and our cycles.  

    What I love most about podcasting is providing the most relevant content to you, my listeners.  I take inspiration from our conversations and your questions.  So, let me know what's on your 'money mind'. 

    DM me @heidirumohr with your questions and reactions to this weeks' episode!

    • 31 min
    Ep. 059: Financial Abundance vs Scarcity Mindset

    Ep. 059: Financial Abundance vs Scarcity Mindset

    I dig DEEP this week into what it means to have an abundant mindset AND the strategies in how to get there.

    Keeping an abundant mindset around finances is a journey.  There are times that I need to reset and follow my own strategies.  I believe there is enough money for everyone to have wealth.  My increased financial success does not mean another's person's diminishes.

    Listen in for detailed understanding of why mindset drives actions and how I implement 


    Affirmations
    Visualizations
    Gratitude

    Inhale financial abundance. Exhale financial scarcity.

    As always, I'm always here to help! DM Me @heidirumohr with your thoughts on financial abundance.

    Did this episode resonate with you?


    Give Ditch the Budget Podcast a 5 star rating!
    Leave a review stating what you found helpful.

    • 22 min
    Ep. 058: Capitalizing On Fall Energy

    Ep. 058: Capitalizing On Fall Energy

    Fall is in the air! For me, that means a restart. It's almost like a new year for me.  

    This week, I share my tips on how to financially capitalize on this very special time of year and the energy shift from summer to fall.

    As we near the last quarter of the year, it's a great time to take a look a our financial goals, evaluate our progress, and adjust our goals accordingly.  While redefining our goals, we want to consider if these financial goals still align with how we want to feel.  With those holidays approaching, we'll also want to get those sinking funds going to stay out of that debt cycle.   

    As always, I share strategies on how to do this.  Remember, I'm always here to help! DM Me @heidirumohr with questions!

    Did this episode resonate with you?


    Give Ditch the Budget Podcast a 5 star rating!
    Leave a review stating what you found helpful.

     

    • 17 min

Customer Reviews

5.0 out of 5
10 Ratings

10 Ratings

AshLiving ,

It makes sense!

Heidi makes money clear to me in a way no one ever has. She explains it all in a way I understand and can apply easily! Looking forward to hearing more.

B. Chauvin ,

Love The Content

Amazing information!!!!!

reneefrance ,

A

Heidi makes you feel so comfortable talking about uncomfortable things she also speaks in a money language that I can understand. I get chills to think of the people she empowers with her message keep em coming Heidi!

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