Hosted by the IPA, the Innovative Payments Pod is designed to keep you ahead of an ever-changing industry and position you to succeed in tomorrow’s prepaid environment. Join us for thought-provoking discussions on the most pressing issues of the day.
Step by Step Cyber Security With Consumer Reports
In this episode, we speak with Yael Grauer, the lead content creator for the planner, about how it was created, who it is designed to help, and how it works. We also talk about some of the best practices that people can follow while navigating cyberspace.
What Question Can Help Virtual Exams Run Smoothly?
IPA member Bancorp has successfully navigated virtual exams, and in this episode, we talk with Mandi Lermond, the director and chief of staff, and Mike Althouse, the chief compliance officer about the lessons they have learned, and the best practices they have uncovered. For them, the most important exam question, both internally and externally has been “how goes it?” Find out why.
How Prepaid Cards Deliver Stimulus Funds
IPA members Fiserv and Metabank are instrumental in that program, and in this episode, we talk with Kim Ford, Senior Vice President for Government Relations at Fiserv about how the cards work and how they came to be used for stimulus funds.
Real Time Wages?
PayActiv Works to Get Money to Workers When They Need It
The payroll process needs to catch up to the rest of the payments world by becoming real time, according to Safwan Shah, the founder and CEO of Payactiv.
The company wants to help workers get money as they need it by providing access to wages they have earned sooner than a traditional two-week or monthly pay cycle would allow. The company does this by working with employers to track how much employees earn and offer the ability to get a percentage of those wages on as needed basis.
In this episode we cover how the process works, and how earned wage access is different than other forms of early wage access.
The Clearing House Seeks to Shake Up Fintechs
In a letter & meeting with the Fed, the Clearing House, a trade association and payments company owned by the biggest U.S. banks asked the Fed to examine whether certain business arrangements used by Fintechs mean that they should be subjects to the same interchange caps as banks with more than $10 billion in assets. If the Fed were to apply the Clearing House’s recommendations, it could affect the business model for Fintechs and for many prepaid programs that are designed to help low-income Americans.
PayPal Sets the Stage for 2021
In this episode, Brian Tate, the Innovative Payments Association’s CEO, talks about what the PayPal decision means for the payments industry. He covers the practical implications for payments companies and the potential regulatory and legislative fallout.