The Prosperity Podcast Kim D. H. Butler and Spencer Shaw

Dive into today’s Prosperity Podcast episode on market volatility, especially relevant during election years and the AI surge. Kim and the host discuss how to leverage volatility as an opportunity rather than a setback, emphasizing the importance of understanding actual returns versus averages. They explore the balance between certain, stable investments like life insurance and riskier, potentially higher-yield options. Tune in to learn how to navigate financial turbulence with confidence and strategy!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/ www.livecurrence.com    
Show Notes
Discussion on market volatility. Volatility in life and finance. Difference between average and actual. Sequence of returns explained. Real-world examples of market changes. Balancing certainty with risk. The importance of diversification. Time and its impact on finance. Influence of inflation over time. Misaligned perspective on lifespan. Adapt to longevity and finance. Inflation-protected assets: mortgages and insurance. Encouragement for proactive financial steps. Post-depression prosperity and future outlook. Special Listener Gift
Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! 
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If you like what you hear please leave a review by clicking here
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Dive into the Prosperity Podcast as Kim Butler explores the truth behind the dollar’s value, sharing insights on managing financial fears and avoiding economic misinformation. Listener-driven and packed with practical advice, this episode will empower you to think critically and make informed financial decisions. Perfect for growth-minded individuals!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/    
Show Notes
Emphasis on thinking for oneself. FBI and police study of real dollars. Example of Japan’s currency issue. Argentina’s extreme inflation. Addressing financial fears. Decision making from fear. Impact of comparison in financial decisions. Control what you can in finances. Central Bank Digital Currency (CBDC) concerns. Simplifying and streamlining financial life. Special Listener Gift
Free eBook: Activating Your Prosperity Guide.
Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! 
Review and Subscribe
If you like what you hear please leave a review by clicking here
Subscribe on your favorite podcast player to get the latest episodes.
iTunes RSS

In this eye-opening episode of the Prosperity Podcast, Kim Butler unpacks the “illusion of liquidity”, revealing what liquidity truly means, why it’s crucial in volatile markets, and how to structure your finances for genuine liquidity using whole life insurance. Perfect for anyone keen on understanding the real value of liquid assets and steering clear of common financial pitfalls!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/    
Show Notes
Importance of quick access to cash Definition of liquidity Unpacking the meaning of being liquid Permission barriers to liquidity Example of home equity lines of credit as illiquid Fire-selling assets and liquidity consequences The illusion of control over liquidity Liquidity in cryptocurrency Tax burden implications of liquidity Emergency funds and tax efficiency over a lifetime Cash value of whole life insurance as a solution Control and tax benefits with life insurance cash value Borrowing against life insurance for liquidity Liquidity versus return on investment Total rate of return on stocks and bonds Factors reducing actual returns: Fees, taxes, and opportunity costs Effects of interest rate adjustments on bond value Encouragement to evaluate liquid assets for tax efficiency
Special Listener Gift
Free eBook: Activating Your Prosperity Guide.
Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! 
Review and Subscribe
If you like what you hear please leave a review by clicking here
Subscribe on your favorite podcast player to get the latest episodes.
iTunes RSS

In this episode of the Prosperity Podcast, Kim and Spencer dive into the world of personal finance, sharing compelling success stories. From the couple simplifying their 11 savings accounts to an accredited investor’s journey of balancing high-risk investments, there’s invaluable advice for everyone. Learn how to streamline your savings, gain cash flow control, and build lasting wealth without the stress. Perfect for listeners of all ages aiming to enhance their financial strategies. Tune in for practical tips and inspiring stories!.
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com  and we may answer it in an upcoming episode.
 
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/    
Show Notes
Bill and Pam Case Study: Overcomplicated Savings Simplification of Savings Strategy Shift to Life Insurance for Consistent Growth Motivation Through Small Savings Milestones Savings Discipline as Key to Overcoming Consumer Fear Impact of Simplified Cash Flow Management Ron’s Admission: Losses in Alternative Investments Parallel Insurance Policies with High-Risk Investments Slow and Steady Financial Strategy Benefits Importance of Cash-Flowing Investments vs. Growth-Oriented Investments Special Listener Gift
Free eBook: Activating Your Prosperity Guide.
Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! 
Review and Subscribe
If you like what you hear please leave a review by clicking here
Subscribe on your favorite podcast player to get the latest episodes.
iTunes RSS

In this Prosperity Podcast episode, discover how renters can navigate financial hurdles and strive for homeownership amidst economic challenges. Unusual Whales’ research dives into politicians' investment patterns as a path to savvy wealth building. Kim Butler's expertise shines through as she unpacks emotional and financial intelligence needed for home buying—and offers effective savings strategies to turn home ownership dreams into reality. Tune in for actionable insights! 
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/ https://twitter.com/unusual_whales/status/1787490501756895487?s=46&t=Wx4UH3H0WqT4Xg1RSCK9hA  
Show Notes
Concerns About Home Ownership Accessibility. Discussing the Importance of Homeownership in Wealth Building. Efficiency and Plugging the “Rent Hole” in Your Finances. Emotional Intelligence and Homeownership Decisions. Simplifying Savings to Achieve Home Ownership. Structured Approach to Saving and Overcoming Spending Habits. Shifting Mindset from “I Can’t” to “How Can I”. Systems for Saving and the Importance of Hope in Financial Goals. Special Listener Gift
Free eBook: Activating Your Prosperity Guide.
Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! 
Review and Subscribe
If you like what you hear please leave a review by clicking here
Subscribe on your favorite podcast player to get the latest episodes.
iTunes RSS

Unlock the secrets to becoming an accredited investor with our latest Prosperity Podcast episode! Expert Kim shares actionable steps and knowledge on achieving this financial milestone—no products, just pure insight. Learn key definitions, why liquidity matters, and strategies for smart saving. Tune in to level up your investing game!
Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!
Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.
 
Links and Resources from this Episode
For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ https://gravystack.com/prosperity https://prosperitythinkers.com/action/    
Show Notes
Defining accredited investor status. The importance of liquidity for accredited investors. Series 65 as an alternate route to accredited investor status. Strategies to build liquidity for investment opportunities. Considerations for 401(k) contributions and liquidity. The strategy of 'paying yourself first.' Utilizing non-retirement account investments for liquidity. Creating wealth through business and real estate involvement. The importance of transactions in wealth creation. Steps to take when approaching accredited investor status. The benefits of learning about accredited investments. Focusing on specific investment areas as an accredited investor. Kim's advice: Go slow and start small to minimize principal loss. Special Listener Gift
Free eBook: Activating Your Prosperity Guide.
Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! 
Review and Subscribe
If you like what you hear please leave a review by clicking here
Subscribe on your favorite podcast player to get the latest episodes.
iTunes RSS