Young Money with Tracey Bissett Tracey Bissett

In this episode, I’m joined by Charlie Kerrigan, the founder of V.I.L Landscaping and host of The Hard Lessons Podcast. Starting his business in 2016 with just a push mower, Charlie has grown V.I.L Landscaping into a thriving enterprise and aims to become one of the top landscaping companies in Canada.
Listen in as Charlie shares his journey, from being a young entrepreneur knocking on doors to running a company with multiple locations and a dedicated team. He emphasizes the importance of surrounding yourself with mentors, the necessity of cash flow management, and building a strong team culture. Charlie also provides practical advice for young entrepreneurs, discussing key success factors and common missteps to avoid.
"No one else is going to show up for you or care more about you than you will. So making it clear to yourself where you want to get and where you want to go is super important.” - Charlie Kerrigan
This Week on Young Money:
Charlie's journey from solo entrepreneur to running a successful landscaping business. The significance of cash flow management and financial planning. Tips for young entrepreneurs. Missteps to avoid in the early stages of entrepreneurship. Key takeaways:
Control your destiny and be strategic in your decisions. Surround yourself with mentors and people who push you to be better. Understand the importance of cash flow and financial planning. Build a strong team culture and ensure everyone understands their impact on the business. Connect with Charlie Kerrigan:
LinkedIn V.I.L Landscaping Instagram The Hard Lessons Podcast Rate, Share & Inspire Other Young Millionaires-in-the-Making 
Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.


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In this episode, I’m joined by Martha Ibrahim, a certified accountant with 13 years of experience in capital markets regulation and a champion of financial inclusion projects in Nigeria. Martha shares her journey and the inspiration behind her book, Things I Wish I Knew Before I Got My First Job, which highlights the seven keys to personal finance, personal growth, and self-leadership.
Listen in as she offers invaluable advice on the importance of personal finance, the necessity of multiple streams of income, and the four essential skills everyone should develop. You'll learn about the significance of self-education, what Martha would tell her younger self, and more.
"The time will come where what you have is dependent on the decisions you made in the past.” - Martha Ibrahim
This Week on Young Money:
The inspiration behind Martha’s book and her key messages for young professionals. The importance of personal finance and multiple streams of income. Essential skills for personal and professional growth. The value of self-education and mentorship. Key takeaways:
Think long-term and build intentionally. Develop essential skills in accounting, marketing, selling, and communication. Embrace self-education and seek mentorship. Always take action and plan for the future. Connect with Martha Ibrahim:
LinkedIn
Rate, Share & Inspire Other Young Millionaires-in-the-Making 
Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.


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As Canadians grapple with the financial and emotional aspects of supporting aging parents, we sit down with Clay Jarvis, a mortgage and real estate expert from NerdWallet Canada. This episode dives into NerdWallet’’s recent aging parent survey, conducted by the Harris Poll, revealing that nearly one-third of Canadians are either assisting or plan to assist their parents financially.
Listen in as Clay provides expert advice on initiating conversations about finances with aging parents, addressing sensitive topics such as estate planning and end-of-life care. He emphasizes the importance of timely discussions to prevent financial hardships and ensure parents’ wishes are respected and planned for accordingly.
“It's better to just confront these things head-on, and deal with them.” -  Clay Jarvis
This Week on Young Money:
How to start conversations about financial support without adding stress. The impact of financial pressures on multi-generational families in Canada. Practical steps for managing the financial responsibilities of aging parents. Key takeaways:
Don’t avoid difficult conversations. Practical planning is essential. Consider professional advice. Connect with NerdWallet:
Website LinkedIn Connect with Clay Jarvis:
LinkedIn Resources Mentioned:
Shannon Terrell 2024 Financially Assisting Aging Parents Report Rate, Share & Inspire Other Young Millionaires-in-the-Making 
Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.


Don’t forget to share your favorite episodes on social media! 


Follow the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.

Are Canadians' financial concerns keeping them up at night? In this episode, we're joined by Kingsley Chak, Senior Vice President at Scotiabank, to delve into the anxieties and hopes shaping the financial landscape in Canada today, as revealed by the fifth annual Worry Poll.
This discussion sheds light on the pressing financial issues that Canadians face—from spending concerns to debt management—and highlights the proactive measures being adopted, particularly by the youth, to forge a path toward financial stability.
"You're not alone. What you're thinking, what you're feeling—a lot of Canadians are feeling that way as well.” -  Kingsley Chak
This Week on Young Money:
The financial concerns and aspirations highlighted in Scotiabank's Worry Poll. A look at how Canadians are navigating their financial worries amidst economic fluctuations. The proactive approach of younger Canadians toward their financial wellness. Strategies for effective financial management and planning for a secure future. Key takeaways:
Evaluate your financial concerns. Seek out financial advice. Implement practical strategies to confront financial challenges. Connect with Kingsley Chak:
LinkedIn Scotiabank Resources Mentioned:
Scotiabank Advice+ Smart Money BNS:CC - Canadians prioritizing day-to-day finances optimistic for better days ahead Rate, Share & Inspire Other Young Millionaires-in-the-Making 
Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.


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Follow the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.

Today we're diving into the untapped world of financial wisdom on TikTok as Shannon Terrell, lead writer at NerdWallet Canada, shares the truths and myths surrounding popular financial advice. Shannon sheds light on crucial financial insights shaping the digital landscape, from purchase protection to the mysteries of credit card skimmer scams. With Canadians increasingly relying on TikTok for financial advice, this episode offers tips to navigate the complexities of credit cards and personal finance.
Listen in to hear about the nuances of credit utilization ratios, the intricacies of credit card insurance, and the realities of credit card churn. You'll learn how to safeguard your financial interests and make informed decisions about your finances.
“When dealing with credit card insurance, always make sure that you’re checking the fine print and ensure that you understand what obligations you need to fulfill as the cardholder so that you’re not left high and dry in a difficult situation.” - Shannon Terrell
This Week on Young Money:
What NerdWallet is and who they help. What a day in the life of a writer for NerdWallet looks like. What trends on TikTok we can follow. How credit card insurance works. What your credit utilization ratio is.
How to spot a skimmer scam. Key takeaways:
Check the fine print. Know your obligations. Check your spending. Understand your credit limits. Make payments often on your credit card. Trust your gut. Re-evaluate who you follow on social media. Connect with Shannon Terrell:
LinkedIn NerdWallet NerdWallet Website NerdWallet LinkedIn
Resources Mentioned:
EP106 Milli Moves: Money & Media with Leanna Haakons EP301 Will Swifties Save or Sink into Debt Rate, Share & Inspire Other Young Millionaires-in-the-Making 
Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.


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Follow the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.

What can Super Bowl LVIII teach us about financial fitness? In this episode, I dive into wisdom we can take away from the year's biggest game and explore how stars like Taylor Swift and Usher, along with the athletes’ inspiring stories, reveal crucial financial strategies.
Listen in as I analyze the perseverance and disciplined approaches of NFL players and entertainers, showing how their journeys mirror essential financial principles. You'll hear actionable insights for achieving financial wellness and learn the significance of dedication to long-term goals and resilience.
"In the same way that athletes and performers dedicate themselves to their craft, achieving financial fitness requires discipline, planning, and the courage to pursue long-term goals over instant gratification.” - Tracey Bissett
This Week on Young Money:
Extracting financial lessons from the spectacle and spirit of Super Bowl LVIII. The impact of celebrity influence on financial decisions, with a spotlight on Taylor Swift and Usher. The disciplined journey to success: insights from the NFL's finest and musical icons. Strategies for setting, pursuing, and achieving your financial goals with resilience. Key takeaways:
Vision and perseverance are key when it comes to achieving financial fitness. Navigate your financial future with support and guidance. There are no shortcuts to success—discipline is the path to victory. Resources Mentioned:
EP017 Super Bowl's Musical Talent - Justin Timberlake & Lady Gaga EP067 5 Financial Lessons Learned from Maroon 5 EP090 3 Financial Fitness Lessons from Rihanna & Jay-Z EP101 How to Take Control of Your Financial Future like Taylor Swift EP123 3 Financial Fitness Lessons from Jennifer Lopez and Shakira EP179 Milli Moves: Bitcoin – Investing or Gambling? EP231 Back to Basics EP232 Financial Lessons from Hip Hop at the Super Bowl EP280 Sports Betting: Gambling or Entertainment? EP281 Financial Fitness Lessons from Rihanna EP301 Will Swifties Save or Sink into Debt  
Rate, Share & Inspire Other Young Millionaires-in-the-Making 
Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week’s episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts.


Don’t forget to share your favorite episodes on social media! 


Follow the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.