Big Blue Jar Personal Finance Big Blue Jar Personal Finance

Here I’ll talk about the actual mechanics on how you buy a share from a stock broker in the stock market and what to consider after you’ve bought it. I try to explain some of the confusing elements when using a stock broker and simplify the process.

This episode will go through the steps for buying a home. It can be a confusing process when getting into the housing market, but this episode aims to outline all the details when purchasing a new home. I’ll go through what finances you’ll need to get in order, what to consider when getting a loan, some of the processes when actually buying the property and what happens when you settle the property. It is a big process and one that can be daunting, so learn all you can before you jump in.

This is a really basic understanding on what Super is and how it works with tax, super funds and your retirement. I also talk about how to make the most out of it. Superannuation is a hugely important investment strategy.

This is a real beginners guide to personal income tax and how your pay is worked out. As exciting as tax is, its really important so you know how you can manage your money and pay LESS tax. This episode talks about the marginal tax system, Medicare levy and deductions. I also try to dispel the misconception that its not work earning any more because the tax man will take it all away. Strap in and get nerdy about tax rates!!!

Share basics. We talk about what shares are at a really basic level. The what, how and why and relate it to personal finance. 

Shares aren't a tangible thing, like a car or a house, and it is hard to understand how they work, but hopefully I can explain it in a way that helps you conceptualise it, and how you can use them to build wealth.

We speak about what is an emergency fund and why it is a basic principle for building your financial safety and security. We talk about 2 different emergency funds and how and when to build them up. This is the last of the initial episodes, where we set up a framework for your financial future. Get this done and move forward with your finances.