Florida Real Estate Podcast with Jason Shinpaugh Jason Shinpaugh

What exactly are the benefits of a VA loan? Caleb from IMG Mortgage will discuss the answer with me today. Selling your Florida home? Get a market analysis Buying a Florida home? Search all homes for sale Today, Caleb from IMG Mortgage joins me to discuss VA loans. A lot of people don’t know all of the VA benefits they have. If you are active or retired military, there’s a good chance that the VA loan will benefit you. There are two main benefits to the VA loan: The interest rate is much lower than the rate for a conventional loan.  You can get 100% financing, which lowers the amount of money you have to pay out of pocket for the home.  You will still have to pay for closing costs. However, your agent can negotiate to get the seller to cover some or all of the closing costs. If the seller agrees to cover all of the closing costs, then you can purchase a home for no money down. “ If the seller covers the closing costs, you can buy a home with no money down. ” Ultimately, the VA loan will also save you money over time thanks to that low interest rate. If you are a veteran, the VA loan is a wonderful tool to help you purchase a home. If you have any questions about getting a VA loan, you can contact Caleb at 321-684-6976. If you are a veteran and you work with the Jason Shinpaugh Team to purchase a home, we will waive all of our fees. That is just our way of expressing our deep gratitude for your service. As always, if you have any other real estate questions, please don’t hesitate to reach out to me. I would be happy to help you!

My family and I are fresh from an ugly sweater event and we have a holiday message for you. Selling your Florida home? Get a market analysis Buying a Florida home? Search all homes for sale Today my family and I are coming to you fresh from an ugly sweater event at Linda’s corporate headquarters in Asheboro, North Carolina.  While we’re here, we wanted to share a few of our favorite things about the holidays with all of you. My own favorite part of Christmas is the downtime. It’s great to be able to reflect and spend time with family. I hope each and every one of you has an amazing holiday season. Thank you for all of your support this past year.  Happy Holidays! 

Why are pre-approvals so important in our current market? Caleb Hiester from Integrity Mortgage Group is here to help me answer that very question. Selling your Florida home? Get a market analysis Buying a Florida home? Search all homes for sale Today, Caleb Hiester from Integrity Mortgage Group is here to give us a little bit of insight into the pre-approval process. Why is it a benefit to get pre-approved before you start looking at houses? Right now, the market is very competitive and things are moving very fast. Caleb likes to spend a little bit of time with the customer to make sure that they know which costs are involved and how much they can get pre-approved for. There are two main reasons why. First of all, knowing how much you can get pre-approved for will help you avoid wasting time on homes that you can’t afford or aren’t comfortable purchasing due to the mortgage payment. Secondly, the market is moving so fast that you need to be well-equipped to make an offer as soon as you find the home you are looking for. How does the pre-approval work? “ Getting pre-approved is absolutely free. ” It all starts with a 15-minute phone call. Caleb will ask you about your scenario and what your goals are. After that, you will send in some documents that will be put through their automated underwriting system to make sure that you are pre-qualified and pre-approved to go out and look at a home. You can email, fax, or drop off those documents. Finally, there are not any costs associated with the pre-approval. It’s absolutely free. It will not cost you anything to sit down and talk with your mortgage professional. A lot of people get pre-approved for more money than they actually want to spend. Our goal is to get you into a new home that is comfortable for you and your family. We want you to be able to enjoy it and not be strapped for payments. We like working with Caleb and Integrity Mortgage Group because they do a great job of communicating and getting back to people. If you have any questions for him, you can reach Caleb at 321-684-6976 or chiester@integritymtgs.com. As always, if you have any real estate questions, just give me a call or send me an email. I would be happy to help you.

The holiday season is one of the best times of year to put your house on the market. There are three key reasons why. Selling your Florida home? Get a market analysis Buying a Florida home? Search all homes for sale Now that the holiday season is almost here, should you put your house on the market or wait until the season is over? In my opinion, the absolute best time of year to put your house on the market is during the holidays. A lot of potential home sellers asking themselves this same question have the mindset that they need to wait to list their property, so inventory actually shrinks during the holidays. This is great for you because you’ll have fewer sellers to compete against. “ Beyond a shadow of a doubt, this is one of the best times to put your house on the market. ” We also have a lot of people from up north who are in town and have time off from work who might be interested in looking for their dream house to relocate and retire to. Additionally, after the first of the year, we tend to see an increase in properties coming on the market. If you wait until after the holidays to list, you’ll have more properties to compete against. If you’re on the fence about whether right now is a great time to put your house on the market, it is absolutely, beyond a shadow of a doubt, one of the best times to do so. Whether you’re thinking about selling or buying during this time, don’t hesitate to reach out to us. We’d be happy to help you.

Today I’m excited to let you know that you’re invited to our upcoming annual Client Appreciation Party. Bring along your friends and family for fun, food, games, and more. Selling your Florida home? Get a market analysis Buying a Florida home? Search all homes for sale Today I’m excited to let you know that you’re invited to our upcoming annual Client Appreciation Party. Because we’ve outgrown our old venue, we’re moving to a new venue this year: Kiwanis Island Park on Merritt Island. The event will take place on November 5th from 1 p.m. to 4 p.m., so be sure to mark your calendars. The party is going to be a lot of fun. As always, BBQ will be provided by Cryderman’s, and there will be games for the whole family. There’s also going to be an awesome raffle. “ We hope you’ll join us for this great event. ” We hope you’ll join us for this great event. Feel free to invite friends, family, or anyone else you think might want to come along. The only thing we ask is that you let us know ahead of time how many people you expect to bring with you. All you have to do is register for yourself and your guests here. If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.

Our team is partnering with two great local businesses to help our community recover from Irma. Mention our team and the discount code to receive discounts at both of these businesses.  Selling your Florida home? Get a market analysis Buying a Florida home? Search all homes for sale As some of you may or may not know, I’m a Brevard County native. One of the things I’ve always appreciated most about our community is how we handle hard times. When things get bad, we all pitch in and help one another. In an effort to support our community, I’ve reached out to a couple local vendors who want to help us give back. Paul, the general manager at the Floor Trader Outlet, and Meno, one of the owners of Pacific Rim, have both agreed to offer special discounts through their businesses in this time of need. Friends and clients of our team can take advantage of these deals right now. Both of these business are local favorites of mine, and I know they will be a great help to our community in these hard times. I know a lot of you are still without food, services, and supplies, which is why our team wanted to help make these deals available to you. I’d like to take a moment, now, to tell you a little more about these deals and the businesses that are offering them. “ When things get bad in our community, we all pitch in and help one another. ” The Floor Trader outlet has been proudly serving the community for over 60 years. They have always had a strong commitment to supporting the community, but know that this is especially important now in the wake of Hurricane Irma. If you have a need to replace your flooring after this storm, please visit them at 3680 North US Highway 1, Cocoa, Florida. While you’re there, mention the Jason Shinpaugh Team as well as the code word “community strong” to receive a 20% discount on your flooring needs. For those looking for a place to receive a meal, visit Pacific Rim in Merritt Island. As a way to support those in need right now, Pacific Rim is offering a 15% discount off of dine-in and take-out meals to anyone who comes in and mentions the Jason Shinpaugh team and the code word “community strong.” Pacific Rim is also offering complimentary cards for Cocoa Utilities workers and FPL employees. If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.