Think Outside the Bank Harmony Oswald and Ginny Townsend

What can you expect from this week's Think Outside the Bank episode?
We'll unpack one of the most intriguing articles published at TheLucyReport.com this week - stay up-to-date on financial and business trends by subscribing for free today!  The featured Business Plan Tip of the Week - ensure your business plan is ready for funding with each week's hard-working tip! Discover a SIMPLE path for explosive growth that doesn't even require funding!  Hear from our "Geek of the Week" and learn HOW small businesses like yours can de-risk their business from a funding perspective so you can more effectively vet your lender!  This season is PACKED with actionable insights from start to finish. Make sure you don't miss an episode by subscribing!
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This season, Think Outside the Bank will be turning YOU into a highly fundable, savvy company - ready to VET THE LENDER! First, we’ll help to ensure your business is set up for success through de-risking and getting clear on the amount of funding you need. Then, we’ll explore various TYPES of funding such as SBA loans, used equipment funding, and business expansion funding. Finally, you’ll become EMPOWERED, learning how to vet the lender’s technology-efficiency rating, reputation, timeline, and more to carefully select a lender that WORKS for you.

You’re DONE gauging this elusive economy, and you’re READY to launch or expand your business right now. But, how will you fund this exciting new venture???  
 Great question! Business ownership in a competitive and fluctuating economy can be SUPER expensive, with only a small percentage of business owners reporting launch costs of less than $50,000.
 That’s right- over 27% of small business owners report a hefty price tag of between $250,000 and $500,000 to get their company going. And those business owners were verrry savvy about what TYPE of funding to use, and how to VET THE LENDER, since all lenders are NOT created equal… 
 In business, it pays to know what you don’t know. This August, we’re launching Season 4 of THINK OUTSIDE THE BANK podcast - for small business owners looking to earn, protect, and attract more money into their companies- by playing smart, and VETTING THE LENDER. 
 This season, Think Outside the Bank will be turning YOU into a highly fundable, savvy company - ready to VET THE LENDER. 
First, we’ll help to ensure your business is set up for success through de-risking, getting clear on the amount of funding you need, cleaning up your credit score, analyzing your debt to income ratio, time in business, and more. 
 Next, we’ll explore various TYPES of funding like SBA loans, leases, heavy equipment funding, used equipment funding, larger loans, business expansion funding, grants, and business plan competitions, to help narrow down what makes sense for you. 
AND, you’ll become EMPOWERED by learning how to VET THE LENDER’s technology-efficiency rating, reputation, terms, fees, timeline, and collateral requirements to carefully select a lender that WORKS for you.  
Think Outside the Bank is a podcast for small business owners, brought to you by lucy technologies. Empowering the Heart of America.
 

Especially at this point in history, employers need to be at the top of their game to attract and retain top talent.
One critical component of "being on top of your game" that many business owners overlook is having a smart succession plan in place.
If you're wondering, "What is a succession plan?" or "How can a succession plan help me build my dream team?" this episode so was made specifically for you!
Join us as our expert guest Jonathon Angell as we dive into this powerful topic.
Want to discover a bevy of other resources for YOU, the small business owner? Check out:
Legalucy.com
MyPandemicProofBusiness.com
ThinkOutsideTheFirm.com
Don't miss a single episode! Click HERE to subscribe today!
 

As we're in the middle of the Great Resignation, many small business owners are asking themselves, "Can I even compete against the high-salaried positions larger firms are offering?" or "Why should I even get attached to my best employees if they could be recruited out from under me at a moment's notice?"
If you've asked either of those questions, you're not alone! Many small business owners are wondering what they can do to compete with "better" offers and retain their key players.
In today's episode, we're talking about a little-discussed BUT wildly important topic of great management as being a powerful differentiator in the employee landscape today.
People love working for great people! And with just a bit of work, we can ALL be excellent managers and leaders for our teams.
Want to discover a bevy of other resources for YOU, the small business owner? Check out:
 

Legalucy.com

 

MyPandemicProofBusiness.com

 

ThinkOutsideTheFirm.com

 

Don't miss a single episode! Click HERE to subscribe today!

Did you know that research shows more employees would prefer recognition over a pay raise, promotion, or many other benefits?
It's true! And as we know, the Big Quit (or the Great Resignation) or 2021 isn't slowing down. If you're looking to attract and KEEP your dream team, recognition is something to seriously consider.
In today's episode, we unpack what a recognition program is (Spoiler: it doesn't need to be complicated or expensive!) and how to maximize it to let your employees know how much you value them and encourage or incentivize excellent expectations.
Want to discover a bevy of other resources for YOU, the small business owner? Check out:
 

Legalucy.com

 

MyPandemicProofBusiness.com

 

ThinkOutsideTheFirm.com

 

Don't miss a single episode! Click HERE to subscribe today!