Fields of Success Brian Hilt, BA, CFP®

This episode of the Fields of Success podcast I had the pleasure of having Tim Kane from myHSA join me as a special guest. Time is one of the founders of myHSA and has an interesting story. I especially enjoyed Tim recounting what led to the forming of myHSA.
During the episode Tim shares very valuable information regarding Health Spending Accounts (HSA or HSAs). We discuss different scenarios where an HSA may make sense for an incorporated business, what are eligible HSA expenses, and how the myHSA platform works. We also talk about some of the additional options that are possible such the bundled coverage options myHSA has put together for their plan participants.
If you are an incorporated business owner and do not have an HSA for your company, this episode is sure to be of value to you. As well, for any business owner, Tim’s story of building myHSA is inspiring. Make sure you tune in to the end where Tim shares how he listens to podcasts in double time to go through them faster and glean information from them.
Additional resource:
The myHSA website can be found here.
Tim Kane can be found on LinkedIn here.
Brian can be reached via email at bhilt@seedtimeandharvestwc.ca with questions about HSAs.

For this episode of the Fields of Success podcast, I had the pleasure of meeting with Bill Ferguson of Ferguson Apiaries near Hensall, ON. Bill and I discussed how he got started in the “bee business” and his journey to the present. He shares how his business has transformed from being primarily honey producing to breeding bees. We talk about bee genetics and Bill does a nice job of using the analogy of a dairy cow to explain it to me.
We also discuss some of the hardships that Ferguson Apiaries has had to overcome, both internally within their own industry where there are quite a few hobbyists, and externally with different pesticides and their effects on bees.
The podcast is a good mix of information about bees and apiaries as well as the journey of Bill’s entrepreneurship. Enjoy the episode and please share it with your connections to spread the stories of the successful businesses of rural Ontario. As well, if you are near Hensall, I’m sure Ferguson Apiaries would enjoy having you stop by to say hello.
Resources:
Ferguson Apiaries website

Thanks for listening to this seventh episode of the Fields of Success podcast. The purpose of this episode, like all episodes, is to provide value for small business owners in rural Ontario. For this episode, I welcomed Bud Arnold, CPA, CA, MAcc. Bud is a Senior Tax Manager with Baker Tilly Guelph Wellington Dufferin.
In this episode, Bud and I discuss some of the changes that were brought about with tax laws enacted in 2018, specifically passive income in a Canadian Controlled Private Corporation (CCPC).
To begin, we touch on the relevance of this information for all small business owners, even those not incorporated. We then go over some terms related to the topic and Bud defines them. After this we move into some more specifics such as how aggregate investment income and adjusted aggregate investment income are calculated and how this is used to calculate a possible clawback of the small business deduction for CCPCs.
We then move on to discuss some practical steps an owner can possibly take to minimize their AAII, things which ought to be considered as part of a thorough financial planning process.
As noted, this episode is not individual tax advice, which can only be given after a tax professional knows your situation, so we encourage listeners to discuss this topic with their tax professionals.
Bud is active in LinkedIn and his profile can be viewed here. As well if you wish to contact him via email he can be reached at bcarnold@bakertilly.ca.
If you’d like to contact me to discuss our financial planning process which looks at all these aspects and coordinates with your tax professionals, I can be reached via my email at brian.hilt@manulifesecurities.ca.

This episode of the Fields of Success podcast was incredibly interesting for me as the host. I trust it will be for listeners as well. I was joined for the episode by Dr. Keila Roesner, ND. She is a naturopathic doctor with her own practice in Stratford. Throughout the episode we discussed how she became interested in naturopathic medicine, what naturopathic medicine is, and how she has built her practice.
I think we often view building a medical practice as an easy thing. However. Keila built her business from scratch like any other entrepreneur. She didn’t have a roster of clients handed to her or anything. As well, her “product” has many intangible aspects to it, which a client really doesn’t know until experiencing it. I found this was similar in a lot of ways to financial planning, which we discussed on the episode.
At the end of the episode, Keila mentions a book she recently read titled Reading People, which can be found here. As well, if you would like to contact Keila you can find her on Facebook or via her website.
I think there are applications from this episode that can be taken and applied to a plethora of businesses. I hope you enjoy listening.

In this episode of the Fields of Success podcast I had the opportunity to discuss social media marketing with Nichole Howson, owner of AIM Social Media Marketing. Listen in as we discuss how Nichole came to start AIM Social Media Marketing, and then as we delve into some of the basics of social media marketing for business owners.
Throughout the episode we discuss some of the current trends on social media, what social media networks exist, and why it is important for a business to have a presence on social media, especially with millennial consumers. We also discuss the importance of being consistent and sharing quality content and some of the tools that can be utilized to help schedule posts.
I learned a lot from the discussion with Nichole, and I’m sure there is something for listeners to take away and apply as well.
If you’d like to contact Nichole, you can do so through the various forms of social media or her company’s website, which is linked to below.
 
Resources:
AIM Social Media Marketing website
DotCom Secrets: The Underground Playbook for Growing Your Company Online

In this episode of the Fields of Success podcast I was joined by Chris Vankoughnett of Apex Helicopters Inc. based out of the airport in Wingham, Ontario. Apex Helicopters Inc. has an inspiring story, and I truly enjoyed chatting with Chris. Listen in to hear the story of the divine guidance that led to the start of Apex Helicopters Inc., some of the challenges that were encountered, what the biggest challenges are presently, and what the future for Apex Helicopters Inc. looks like. Throughout the discussion, Chris shares some insights that can definitely be applied to other businesses including referring to the clip from YouTube linked to here where Steve Jobs describes his passion for his work.
Meeting Chris and learning about his story and that of Apex Helicopters Inc. was really enjoyable. I hope you find it an enjoyable episode to listen to as well.
You can find out more information about Apex Helicopters Inc. at their website www.apexhelicoptersinc.com . From there you can email Chris with questions about their services.
If you enjoy the episode, please take a moment to leave a review on iTunes and share the podcast with your connections.
Let’s build rural Ontario business together.