13 épisodes
Finance Central FinanceCentral
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- Affaires
Finance Central, powered by Tata AIA Life Insurance, is created to serve our listeners with all things related to Finance, Insurance, Taxation & more! Our panel of experts is dedicated to making you familiar with the concepts and latest financial updates in the market.
Stay tuned for all the updates!
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How Can Annuity Plan Support You during Retirement Years?
Hello and welcome everyone to our show “Finance Central” where we talk about everything from finance to insurance products which are best suited for you based on the modern market trends.
I am sure most of you must have heard about an annuity plan, also referred to as a pension plan. An annuity plan can be purchased at any time in your life. Some people purchase it early, while others choose to buy it when they are close to the age of retirement. The timing of the purchase of an annuity plan completely depends on your personal financial goals and situation.
In today’s episode, we will try to dive deep into the subject of annuity plans - what they are, how they work, and how they can be helpful for you during your retirement years.
SHOW NOTES:
Source: https://www.indiabudget.gov.in/budget2019-20/economicsurvey/
Product Link: https://www.tataaia.com/life-insurance-plans/retirement-and-pension-solutions/smart-annuity-plan.html
DISCLAIMERS:
● Insurance cover is available under the product.
● The products are underwritten by Tata AIA Life Insurance Company Ltd.
● The plans are not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
● For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
● This podcast is for information and illustrative purposes only and does not purport to any financial or investment services and do not offer or form part of any offer or recommendation. The information is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action.
● Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company.
● Every effort is made to ensure that all information contained in this podcast is accurate at the date of publication, however, the Tata AIA Life shall not have any liability for any damages of any kind (including but not limited to errors and omissions) whatsoever relating to this material.
● * Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
● @All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy
● 1Guaranteed Returns/Payouts depend on Plan Option, Policy Term, Premium Payment Term and Age at entry -
Should Women Include Guaranteed Savings Plans In Their Portfolio?
Hello and welcome everyone to our show “Finance Central” where we talk about everything from finance to insurance which is best suitable for you based on the modern market trends.
In today’s special episode, we would be discussing whether women should include a Guaranteed Savings Plan in their portfolio. A robust insurance portfolio plays a key role in the financial aspects of every individual. Today we would learn the impact of including a Guaranteed Savings Insurance Plan in our financial planning.
Show Notes:
1. https://www.tataaia.com/life-insurance-plans/savings-solutions/fortune-guarantee-plus.html
Disclaimers:
● Insurance cover is available under the product.
● The products are underwritten by Tata AIA Life Insurance Company Ltd.
● The plans are not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
● For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
● This podcast is for information and illustrative purposes only and does not purport to any financial or investment services and do not offer or form part of any offer or recommendation. The information is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action.
● Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company.
● Every effort is made to ensure that all information contained in this podcast is accurate at the date of publication, however, the Tata AIA Life shall not have any liability for any damages of any kind (including but not limited to errors and omissions) whatsoever relating to this material.
● *Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
● #Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premium charges and exclusions under the Rider(s), please contact Tata AIA Life's Insurance Advisor/ Intermediary/ Branch.
● 1Guaranteed Returns/Payouts depend on Plan Option, Policy Term, Premium Payment Term and Age at entry -
5 Things You Must Do Before Buying a Term Plan
Hello and welcome everyone to our show “Finance Central” where we talk about everything from finance to insurance and help you find the best insurance products based on the modern market trends.
Investment is not just about wealth creation. It is also about providing a secure financial life to your loved ones in your absence. You must choose a term insurance plan to ensure a financially independent life for your family.
In today’s special episode, we will talk about the five most important things you should do before purchasing a term plan. It is simple and relatively easy to buy a term plan. However, making the right choice and customising the plan as per your financial needs is something that you should pay attention to.
SHOWNOTES
Source: https://www.willistowerswatson.com/en-IN/Insights/2020/02/industry-statistics
Product Links: https://www.tataaia.com/life-insurance-plans/term-insurance.html
Disclaimers:
● Insurance cover is available under the product.
● The products are underwritten by Tata AIA Life Insurance Company Ltd.
● The plans are not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
● For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
● This podcast is for information and illustrative purposes only and does not purport to any financial or investment services and do not offer or form part of any offer or recommendation. The information is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action.
● Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company.
● Every effort is made to ensure that all information contained in this podcast is accurate at the date of publication, however, the Tata AIA Life shall not have any liability for any damages of any kind (including but not limited to errors and omissions) whatsoever relating to this material.
● #Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premium charges and exclusions under the Rider(s), please contact Tata AIA Life's Insurance Advisor/ Intermediary/ Branch. -
How to Choose a Savings Plan That Suits Your Requirements Perfectly?
Hello and welcome, everyone, to our show “Finance Central” where we talk about everything, ranging from finance to insurance products that are best suited for you, based on the modern market trends.
Amidst the pandemic, several people have lost their regular stream of income and resorted to their savings to handle their finances. This has underlined the importance of having a suitable savings plan. One of the best savings plans is a life insurance savings plan that combines the benefits of assured returns and life cover.
In today’s episode, we shall talk about how you can choose a life insurance savings plan that perfectly suits your requirements? When you are planning for a financially secured future, investing in the right product can certainly help you.
SHOW NOTES
Source: https://www.business-standard.com/article/pf/govt-cuts-interest-rates-on-small-savings-schemes-effective-from-april-1-121033101124_1.html
Product: TATA AIA Life Insurance Diamond Savings Plan (UIN-110N133V02)
DISCLAIMERS:
● 1Guaranteed Returns/Payouts depend on Plan Option, Policy Term, Premium Payment Term and Age at entry
● #Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premium charges and exclusions under the Rider(s), please contact Tata AIA Life's Insurance Advisor/ Intermediary/ Branch.
● *Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you
● Insurance cover is available under the product.
● The products are underwritten by Tata AIA Life Insurance Company Ltd.
● The plans are not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
● For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
● This podcast is for information and illustrative purposes only and does not purport to any financial or investment services and do not offer or form part of any offer or recommendation. The information is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action.
● Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company.
● Every effort is made to ensure that all information contained in this podcast is accurate at the date of publication, however, the Tata AIA Life shall not have any liability for any damages of any kind (including but not limited to errors and omissions) whatsoever relating to this material. -
How Can You Achieve Financial Freedom in Your 40s?
Hello and welcome everyone to our show “Finance Central” where we talk about everything from finance to which insurance is the most suitable for you based on the modern market trends.
By the time an individual reaches his or her 40s, they've usually accomplished numerous goals in life. Many are married and settled with kids. Most of them have chosen their ideal career paths. Those who are avid travelers have explored the places they wish to visit. However, the one thing that many people aim for is achieving financial freedom at an early age. Can you imagine achieving financial independence at 40 years of age or even sooner? Is it possible to do so or just another unfathomable goal?
Well, that is what today’s podcast is all about - How Can You Achieve Financial Freedom in Your 40s?!
SHOW NOTES
1. Source: https://economictimes.indiatimes.com/news/politics-and-nation/share-of-population-over-age-of-60-in-india-projected-to-increase-to-20-in-2050-un/articleshow/68919318.cms?from=mdr
2. Product Link: Tata AIA Life Insurance Value Income Plan(UIN-110N153V01)
DISCLAIMER
● Insurance cover is available under the product.
● The products are underwritten by Tata AIA Life Insurance Company Ltd.
● The plans are not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
● For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
● This podcast is for information and illustrative purposes only and does not purport to any financial or investment services and do not offer or form part of any offer or recommendation. The information is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action.
● Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company.
● Every effort is made to ensure that all information contained in this podcast is accurate at the date of publication, however, the Tata AIA Life shall not have any liability for any damages of any kind (including but not limited to errors and omissions) whatsoever relating to this material.
● 1Guaranteed Returns/Payouts depend on Plan Option, Policy Term, Premium Payment Term and Age at entry
● *Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premium charges and exclusions under the Rider(s), please contact Tata AIA Life's Insurance Advisor/ Intermediary/ Branch. -
Which Type of Life Insurance is Best Suited for You?
Hello and welcome, everyone, to our show “Finance Central” where we talk about everything from finance to insurance, and the products that are the most suitable for you, based on the modern market trends.
Buying life insurance is an essential financial choice in a world full of uncertainties. Insurance companies have introduced various plans to give comprehensive solutions to policyholders. There are excellent products for saving, investing, and also securing your financial commitments in the best possible manner.
In today’s episode, we will talk about the type of life insurance that is best suited for you. Since there are several types of life insurance plans that you can choose from, it is important to have adequate knowledge to choose the right one.
Product Link:
● Term Insurance
● Savings Solutions
● Wealth Solutions
● Retirement Solutions
Disclaimers:
● 1Guaranteed Returns/Payouts depend on Plan Option, Policy Term, Premium Payment Term and Age at entry
● #Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premium charges and exclusions under the Rider(s), please contact Tata AIA Life's Insurance Advisor/ Intermediary/ Branch.
● +Return of premium shall be the return of Total Premiums Paid (excluding loading for modal premiums and discount) by the policyholder at the end of the Income Period
● IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
● THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.
● Past performance is not indicative of future performance.
● All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.
● Please make your own independent decision after consulting your financial or other professional advisor.
● Insurance cover is available under the product.
● The products are underwritten by Tata AIA Life Insurance Company Ltd.
● The plans are not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
● For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
● This podcast is for information and illustrative purposes only and does not purport to any financial or investment services and do not offer or form part of any offer or recommendation. The information is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action.
● Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company.
● Every effort is made to ensure that all information contained in this podcast is accurate at the date of publication, however, the Tata AIA Life shall not have any liability for any damages of any kind (including but not limited to errors and omissions) whatsoever relating to this material.
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