The Financial Quarterback® Podcast with Josh Jalinski Josh Jalinski

How can you protect yourself from the ever-evolving world of financial scams? In this gripping episode, Josh tackles the alarming surge in financial fraud that cost Americans a record $10 billion last year. Josh delves into the mechanics of modern scams, offering historical insights and contemporary examples to arm you against becoming a victim.
Starting with the latest FTC statistics, Josh highlights the rising tide of financial deception and the increasingly cunning tactics used by scammers. He discusses the sinister world of pig butchering scams, which lure victims with promises of financial success before exploiting them for substantial sums. Josh also explores the threat of deepfake technology, where scammers digitally mimic voices and images to defraud unsuspecting individuals.
In the Extra Points segment, Josh is joined by Terrence Yang of Swan Bitcoin. Terrence sheds light on the vulnerabilities in cryptocurrency investments and the troubling use of NFTs as vehicles for scams.

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How does a pro baseball player handle finances on and off the field? In this episode of The Financial Quarterback, Josh sits down with former MLB player and "Foul Territory" co-host Erik Kratz to discuss the intersection of baseball and finance. Erik shares his inspiring journey from being cut from his high school team to spending over a decade in the big leagues.He talks about the financial challenges of playing in the minor leagues and the strategic decisions required to manage wealth as a professional athlete.
Then, Josh and Erik dive into the economic realities of travel sports for young athletes and their families, emphasizing the importance of financial literacy. The two also explore the financial struggles and successes of MLB players, discussing deferred contracts and the complexities of managing large sums of money. Erik shares anecdotes about balancing youth sports, family time, and financial wisdom, and they debate the viability of investment choices like real estate versus luxury cars.
The episode also touches on the controversy surrounding Shohei Ohtani's alleged gambling involvement and the broader implications for athletes' financial decisions. Erik reflects on the power of compounding in long-term investments and the significance of financial stability beyond just wealth.

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How can you optimize your investments to match your life stage? In this episode, Josh Jalinski dives into the crucial topic of asset allocation and its role in achieving financial stability. Josh compares the stages of a professional athlete's career to an individual's investment journey, highlighting the importance of transitioning from high-risk investments like crypto and stocks to more balanced portfolios. He discusses the necessity of evolving investment strategies with age, emphasizing how millennials and other generations can adapt their approaches to reach pivotal financial milestones. Josh also touches on the importance of estate planning in securing and transferring wealth according to one's wishes. And in Extra Points , a caller asks about the viability of the traditional 60/40 investment strategy, sparking a discussion on whether this classic approach still holds up in today's market.

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How can rising tax rates and changes in Social Security impact your retirement planning? In this episode, Josh is joined by Bob Carlson, editor of Retirement Watch and a seasoned expert in retirement finance. They tackle the critical issues facing retirees today, from navigating potential tax hikes and understanding Medicare changes to strategic real estate investments and the expanding role of digital currencies.
Josh and Bob discuss the implications of rising tax rates and how individuals can adapt their long-term tax strategies to safeguard their financial future. They dive into the shifting landscape of Medicare, particularly Medicare Advantage plans, and offer advice on evaluating these plans during open enrollment periods. The conversation also covers the importance of realistic longevity projections in retirement planning and the impact this has on Social Security and investment decisions. Bob shares his insights on the current state of the real estate market, highlighting different asset class trends and the transformation of commercial properties into residential spaces. They also explore the world of gold investments and the implications of central bank digital currencies on personal finance.
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What’s the secret to ensuring your assets, like a prized guitar collection, jams on -even after you’re gone? Josh helps answer this question by breaking down the essentials of estate planning, covering everything from legal documents to protecting personal treasures.
Josh begins with the fundamentals, explaining why you need airtight legal documents such as wills, living wills, powers of attorney, and healthcare directives. He emphasizes the importance of professional assistance to craft these documents correctly, which ensures your wishes are clearly defined and legally protected.
The conversation then shifts to the fun part: incorporating unique assets into your estate plan. Josh shares insights on how to handle valuable personal items, using an example from our production team's own cherished guitar collection. Josh also discusses the benefits of using trusts to bypass probate and keep your estate affairs private, providing a smoother transition for your beneficiaries.

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How do Federal Reserve policies and market trends shape your investment strategy? In this episode, Josh is joined by Andrew Horowitz, seasoned financial analyst and host of "The Disciplined Investor" and the "DHUnplugged" podcasts. Together, they navigate through the complexities of inflation, the Federal Reserve's role in economic stability, Bitcoin's place in modern portfolios, and the crucial concept of diversification.
Josh and Andrew start by examining how the Federal Reserve's actions influence investor behavior and market conditions. They discuss the direct impact of interest rate changes on inflation and investment strategies, emphasizing the need for investors to understand these relationships to make informed decisions. The conversation then shifts to Bitcoin, exploring its dual role as both a speculative investment and a potential hedge against inflation. The two emphasize the importance of diversification in managing risks and enhancing returns. Andrew shares his insights on integrating various asset classes into a portfolio to achieve a balanced investment approach.

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