Healthy, Wealthy, & Wise Retirement Podcast Loren Sherman

This episode, I had the privilege of talking with Jim Sandager of Wealth Enhancement Group. We hold off on talking business until Part II of our conversation, and instead, discuss Jim's journey to Mt. Kilimanjaro.
Jim shares with us his story of climbing Mount Kilimanjaro with his son in January of 2023. We talk about his preparation for the climb, the amazing experience itself, and the memories and lessons he learned that will stick with him for a lifetime.
*This episode was recorded in video format, so if you'd like to watch, find us on YouTube
Also, check out the show notes where you can find a PDF Jim was kind enough to share with us, which includes pictures and highlights 14 lessons to live by.
 
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LinkedIn: Loren Sherman
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Connect with Jim:
Wealth Enhancement Group

This episode is part II with Adam Obrecht, founder and financial advisor of AO Wealth Advisory located in Urbandale, Iowa.
We talk about the origin story of why Adam launched AO Wealth, the types of clients they work best with, and what makes them unique. 
You can find more about AO Wealth Advisory via the link below.
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
 
Connect with Loren:
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LinkedIn: Loren Sherman
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Connect with Adam:
AO Wealth Advisory

Today, I sit down with Adam Obrecht, who is the founder and a financial advisor with AO Wealth located in Urbandale, Iowa.
But instead of discussing Adam's advisory firm just yet, we start with a conversation about one of Adam's passions, aviation. We talk about how Adam got his start into flying, and how others can get started if they would like to explore the hobby. We also talk about some of his most memorable flights, and what he's learned along the way. 
If you are searching for an exciting new hobby, this episode just might be for you!
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
 
Connect with Loren:
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LinkedIn: Loren Sherman
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Connect with Adam:
AO Wealth Advisory

In this episode, we continue the conversation with Jason Gunkel, who is a financial advisor with a West Des Moines firm called Syverson Strege.
Jason gives us an overview of Syverson Strege, we talk about how they are unique and who they serve as clients, and Jason shares his plans for a podcast of his own, called Prayers & Profits.
And although Syverson Strege is technically a competing firm, I have a lot of respect for Jason and the work they do. We understand that not everyone is going to be the right fit with Integrity Wealth Management, and in those cases, we'd rather point you in the direction of firms who may be a better fit.
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
 
Connect with Loren:
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LinkedIn: Loren Sherman
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Connect with Jason:
Prayers & Profits- podcast coming soon
Jason's Bio

In this episode, we have a friend and fellow financial advisor, Jason Gunkel join the show. In addition to being an advisor, Jason wears the hat of Chief Investment Officer at a West Des Moines financial firm called Syverson Strege.
Syverson Strege has began to implement extended time off, or sabbaticals, as something their advisors can take advantage of. Last summer, Jason took his 6-week sabbatical away from work, and he was kind enough to share his experience and what he learned.
And while Syverson Strege is technically a competing firm, I have a lot of respect for this group and the work they do. Our follow-up to this episode will be a Part II in which we let Jason talk more specifically about the firm, what they do, and who they work best with. 
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
 
How To Rest- Sermon by Jeremy Johnson
 
Connect with Loren:
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LinkedIn: Loren Sherman
Podcast Page
 
Connect with Jason:
Prayers & Profits- podcast coming soon
Jason's Bio

Last episode, we discussed RISA®- Retirement Income Style Awareness. If you haven't taken advantage of completing this for yourself, you can still do so here: RISA® Assessment
On this episode, we wrap up with some follow up questions for Wade that you will not want to miss!

Discussed on today's show:
Wade shares his thoughts on annuities and if they should have a place in a person's retirement planning. Wade discusses the topic of reverse mortgages through the lens of financial planning, rather than as a "last resort." We then spend some time discussing the often used industry term "Fee-Only" and whether this truly eliminates conflicts of interest with an advisor.  We wrap up by discussing some commonly overlooked or misunderstood tax strategies for retirees- preferential income stacking, the Social Security tax torpedo, Medicare IRMAA, Required Minimum Distributions (RMDs), and how the "widow's penalty" can further disrupt your tax obligation if unaccounted for.  
Connect with Loren:
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LinkedIn: Loren Sherman
Podcast Page
 
Connect with Wade:
Retire With Style Podcast
Retirement Planning Guidebook (and more)