301 episodes

Take control of your financial future by joining us on Ireland's Independent & award-winning Investment & Retirement Planning Podcast, with Paddy Delaney (QFA RPA APA).

Join Paddy & guests as they cut through the noise, nonsense and smoke-n-mirrors of financial services in Ireland. We want you to avoid costly mistakes and to make informed financial decisions in your investments and retirement planning.

Paddy Delaney QFA RPA APA

Informed Decisions Independent Financial Planning & Money Podcast Paddy Delaney (Parent, Educator, Qualified Planner & Executive Coach)

    • Business
    • 4.9 • 123 Ratings

Take control of your financial future by joining us on Ireland's Independent & award-winning Investment & Retirement Planning Podcast, with Paddy Delaney (QFA RPA APA).

Join Paddy & guests as they cut through the noise, nonsense and smoke-n-mirrors of financial services in Ireland. We want you to avoid costly mistakes and to make informed financial decisions in your investments and retirement planning.

Paddy Delaney QFA RPA APA

    From The Marines to Professor of Financial Planning #301

    From The Marines to Professor of Financial Planning #301

    For this week's podcast we welcome a fantastic guest, Chet Bennetts. A professor of Financial Planning with a wonderful story about how he got to where he is and shares some interesting ideas with us. 
     
    Main topics:
    Chet's journey to financial planning
    His current role
    Why he got involved with helping veterans with financial planning
    His PhD work
     
    I hope you enjoy and we look forward to having Chet join us again later in the year.
     
    A little more about Chet and the American College of Financial Services
     
    Ender's book series
     

    • 54 min
    Investing vs Inflation, We Are Hiring & I Interview My Kids #300

    Investing vs Inflation, We Are Hiring & I Interview My Kids #300

    This week's podcast is the 300th Informed Decisions Personal Finance Podcast, so it is a little bit different than the usual!
    Key topics are:
    Inflation vs Investments over the past few years, what has or has not retained your purchasing power Informed Decisions Financial Planning may be hiring! I interview my kids, my most challenging interview to date! Hope you enjoy!

    • 38 min
    Section 72 Policies - Pros & Cons #299

    Section 72 Policies - Pros & Cons #299

    In this week's podcast I take a look at Section 72 policies. What are they and what's good and bad about them? What would the outcome look like if you saved the premium instead?
    Section 72 policies are often discussed as a tool to manage inheritance tax liabilities and to maximise the legacy they leave to loved-one.
    I hope it helps.

    • 28 min
    Inflation On Your Pension Assets #298

    Inflation On Your Pension Assets #298

    In this week's podcast I tackle a topic that's been heavily addressed already, inflation - but in the context of what it means for your pension assets. You may have noticed the Consumer Price Index (CPI) suggesting that inflation rates are easing off from recent highs. However, if we cast our minds back to the mid-1960s to the early 1980s, history shows us that inflation tends to come in waves. It's not gone away - particularly for us long term investors!
    I hope it helps

    • 22 min
    Should I Invest in Bonds # 297

    Should I Invest in Bonds # 297

    In this week's podcast I take a look at Bonds
    If you've got a slice of your pension or investment pie in bonds—be it individual or a fund, government or corporate—you're in good company. Many savvy investors do, and have always done. It's always been seen as a smart move, a bit of "financial wisdom" passed down through generations! But lately, thanks in no small part that Bonds haven't been doing great, some are second-guessing this wisdom. 


    I hope it helps.

    • 19 min
    Risk of Ruin...Lifestyle & Default Investment Pension Strategies #296

    Risk of Ruin...Lifestyle & Default Investment Pension Strategies #296

    In this week's podcast, I take another look at Lifestyle and Default Investment strategies for pension funds in Ireland. Something I've discussed before.
    For the past 7 years, I have been making the case for avoiding Lifestyling for most investors (those that can handle volatility). And it's been a lonely place! While I had nothing but positive feedback from investors regarding these pieces - there was been little if any coverage of it from anyone else. Was I mad, or missing something? It appears not.
    I hope it helps.

    • 21 min

Customer Reviews

4.9 out of 5
123 Ratings

123 Ratings

Tugging7385, ,

Parkrun

Paddy your right partaking in parkrun is great for your mind and body but not just running/ walking the 5km but also the very necessary role of volunteering please let people know no volunteers = no parkrun

Big boy85zctuh ,

Very informative financial planning podcast

Lots of great detail on Irish and wider financial planning issues.
Great guests too.

Colin G B ,

The best Irish (if not global) retirement investment podcast.

So glad I stumbled across this podcast. The two podcasts on how so called independent financial advisers accrue their fees, and how pension fund lifestyling is potentially a sleepwalk into dire fund returns were two of the best analyses I have listened to yet. The opinions resonate with my own views on low cost, passive investing as a core feature of my investing.

Keep on producing this great podcast.

Colin.

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