299 episodes

Take control of your financial future by joining us on Ireland's Independent & award-winning Investment & Retirement Planning Podcast, with Paddy Delaney (QFA RPA APA).

Join Paddy & guests as they cut through the noise, nonsense and smoke-n-mirrors of financial services in Ireland. We want you to avoid costly mistakes and to make informed financial decisions in your investments and retirement planning.

Paddy Delaney QFA RPA APA

Informed Decisions Independent Financial Planning & Money Podcast Paddy Delaney (Parent, Educator, Qualified Planner & Executive Coach)

    • Business
    • 4.9 • 123 Ratings

Take control of your financial future by joining us on Ireland's Independent & award-winning Investment & Retirement Planning Podcast, with Paddy Delaney (QFA RPA APA).

Join Paddy & guests as they cut through the noise, nonsense and smoke-n-mirrors of financial services in Ireland. We want you to avoid costly mistakes and to make informed financial decisions in your investments and retirement planning.

Paddy Delaney QFA RPA APA

    Section 72 Policies - Pros & Cons #299

    Section 72 Policies - Pros & Cons #299

    In this week's podcast I take a look at Section 72 policies. What are they and what's good and bad about them? What would the outcome look like if you saved the premium instead?
    Section 72 policies are often discussed as a tool to manage inheritance tax liabilities and to maximise the legacy they leave to loved-one.
    I hope it helps.

    • 28 min
    Inflation On Your Pension Assets #298

    Inflation On Your Pension Assets #298

    In this week's podcast I tackle a topic that's been heavily addressed already, inflation - but in the context of what it means for your pension assets. You may have noticed the Consumer Price Index (CPI) suggesting that inflation rates are easing off from recent highs. However, if we cast our minds back to the mid-1960s to the early 1980s, history shows us that inflation tends to come in waves. It's not gone away - particularly for us long term investors!
    I hope it helps

    • 22 min
    Should I Invest in Bonds # 297

    Should I Invest in Bonds # 297

    In this week's podcast I take a look at Bonds
    If you've got a slice of your pension or investment pie in bonds—be it individual or a fund, government or corporate—you're in good company. Many savvy investors do, and have always done. It's always been seen as a smart move, a bit of "financial wisdom" passed down through generations! But lately, thanks in no small part that Bonds haven't been doing great, some are second-guessing this wisdom. 


    I hope it helps.

    • 19 min
    Risk of Ruin...Lifestyle & Default Investment Pension Strategies #296

    Risk of Ruin...Lifestyle & Default Investment Pension Strategies #296

    In this week's podcast, I take another look at Lifestyle and Default Investment strategies for pension funds in Ireland. Something I've discussed before.
    For the past 7 years, I have been making the case for avoiding Lifestyling for most investors (those that can handle volatility). And it's been a lonely place! While I had nothing but positive feedback from investors regarding these pieces - there was been little if any coverage of it from anyone else. Was I mad, or missing something? It appears not.
    I hope it helps.

    • 21 min
    Larry Fink & My Granny's Kitchen #295

    Larry Fink & My Granny's Kitchen #295

    In this week's podcast, I talk about Larry Fink, Warren Buffet, and my granny's kitchen.
    Larry Fink is renowned for his role as the CEO of BlackRock, one of the world's largest investment management firms. Much like Warren Buffett, Fink has earned a reputation as a visionary in the world of finance, leveraging his expertise to advocate for long-term investment strategies and the power of capital markets to drive economic growth. 
    While it might be considered by some as a 'poor cousin' of the Berskshire Hathaway annual shareholder meeting, Fink publishes an annual letter that gets little coverage but does contain some interesting ideas and reflections on markets, investing and life.
    Hope you find it interesting.

    • 24 min
    The Wealth of Health #294

    The Wealth of Health #294

    In this week's podcast, I talk about the Wealth of Health. 
    Something slightly off-topic this week, and something far more concise that usual. I hope it helps you.

    A definition of wealth is 'a plentiful supply of a particular desirable thing'.

    Money is a desirable thing - and we put a lot of focus here on accumulating and protecting that in an efficient, stress-free and proven way. What else is desirable to most of us?
    I hope it helps.

    • 17 min

Customer Reviews

4.9 out of 5
123 Ratings

123 Ratings

Tugging7385, ,

Parkrun

Paddy your right partaking in parkrun is great for your mind and body but not just running/ walking the 5km but also the very necessary role of volunteering please let people know no volunteers = no parkrun

Big boy85zctuh ,

Very informative financial planning podcast

Lots of great detail on Irish and wider financial planning issues.
Great guests too.

Colin G B ,

The best Irish (if not global) retirement investment podcast.

So glad I stumbled across this podcast. The two podcasts on how so called independent financial advisers accrue their fees, and how pension fund lifestyling is potentially a sleepwalk into dire fund returns were two of the best analyses I have listened to yet. The opinions resonate with my own views on low cost, passive investing as a core feature of my investing.

Keep on producing this great podcast.

Colin.

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