A Little Bit Richer Legal & General

In the UK, many younger people are reaching key life events later than previous generations. On average, people aren’t buying their first home until they’re 34, the highest age in decades. And the average age to get married has gone up to 32. 

Those big life events can be triggers for sorting out your finances. So people are also often putting off important decisions like getting life insurance, considering income protection and saving a bit of extra money into their pension pots.

Our host Kia Commodore chats with Koren Byrne from Legal & General. They talk about our recent research, the impact on younger people’s financial wellbeing and what you can do.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer 

You can find out a little bit more about Protection products here: 

https://www.legalandgeneral.com/insurance/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.

Whether you’re travelling for work, visiting family or friends or off to have some fun, getting around can get expensive. If you’re thinking of taking the train, coach or hiring a car there are lots of clever hacks to save cash along the way.

From ‘Big World, Small Pockets’, travel expert Steph Parker gives us plenty of UK travel  tips and tricks. Steph shares with our host Kia Commodore the best ways to buy train tickets, ticket splitting, upgrade hacks and getting around the UK for less.

Travelling that little bit smarter can have a big difference on your bank balance and help get you a little bit richer. 

You can play the podcast and find other useful content on Legal & General’s website:

legalandgeneral.com/podcasts/a-little-bit-richer 

You can follow Steph for more travel tips on social media and her website: bigworldsmallpockets.com 

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.

From credit cards, personal loans, car loans, overdrafts, mortgages, owing friends and family, even a phone contract – debt comes in a number of forms and it’s easy to feel overwhelmed.

But there are ways to climb out of debt and feel more in control.

Here to dive a little bit deeper is friend of the show, Andy Webb – the man behind the award-winning Be Clever With Your Cash blog and host of the Cash Chats podcast.

Andy and our host Kia Commodore talk through how to manage debt, strategies to reduce what you owe and prioritise.

These are the organisations Andy mentions who can offer free support with debt: Citizens Advice, National Debtline, Step Change and Christians Against Poverty.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can hear more from Andy on his podcast Cash Chats and online: https://becleverwithyourcash.com/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.

Your workplace pension is a valuable way to save. It gets you extra money from your employer and the government. And an early start can have surprisingly big benefits – thanks to the power of compounding. Saving relatively small amounts in your 20s and early 30s is the best route to being a little richer when you retire.

Legal & General’s workplace pensions expert and friend of the show Kim Brown is back to chat with our host Kia Commodore about easy ways to make your pension work for you.

They cover everything from pension investments and what happens to the money you save into your pension to how much of your salary should be put in and what happens if you move jobs.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can find out a little bit more about pensions on Legal & General’s website:

https://www.legalandgeneral.com/retirement/pensions/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.

Scams aren’t something that just happen to older people, young people are also likely to get scammed. The scammers are getting smarter and have lots of clever ways to con you out of your cash - whether that’s pretending to be your bank, tricking you into becoming a money mule, buying stuff you don’t receive and much more.

Head of Fraud Risk Management at Santander, Chris Ainsley, gives our host Kia Commodore insight on how the fraudsters work and plenty of tips on what to watch out for. After all, keeping ahead of scammers will help us stay a little bit richer.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Kia and her guests share their own thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.

When being mindful with our spending, heading on holiday can feel like a splurge. From ‘Big World, Small Pockets’, Steph Parker shows us how to travel smarter so you can get away, without the price tag.

Steph shares with our host Kia Commodore – the best time to book flights and hotels, how to manage spending while abroad and her favourite, more affordable destinations to discover.

Money plays a big part in our holiday plans but by travelling a little bit smarter, you can still escape for an adventure!

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can follow Steph for more travel tips on social media and her website: https://www.bigworldsmallpockets.com

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.
See omnystudio.com/listener for privacy information.