The New Money Habits Podcast Coach Nino Villa

On this episode of The New Money Habits Podcast, Coach Nino Villa and special guest Mary Ann Stenquist, also known as The Money Makeunder and Spending Coach, discuss the intricacies of overspending by unveiling the six different types of overspenders. 

Tune in to The New Money Habits Podcast for an insightful exploration of the six different types of overspenders, featuring expert analysis, real-life examples, and actionable strategies from Coach Nino Villa and Mary Ann Stenquist. Join us on this journey toward understanding and overcoming overspending habits for a healthier relationship with money and greater financial well-being.

Contact Mary Ann Stenquist: 

Email: moneymakeunder@gmail.comWebsite: https://moneymakeunder.com/Social Media: https://www.facebook.com/groups/431768277491464Free Spending Types Quiz: https://moneymakeunder.com/the-spending-types-quiz/

 

📌 Helpful Resources Mentioned in the Episode:


Submit Your Questions: Have questions for the host? Email them to podcast@newmoneyhabits.com
Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.
Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools 
Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools
Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.
Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Tune in to The New Money Habits Podcast and take charge of your financial future today!

 

#newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

#Overspending #MoneyMindset #FinancialFreedom #ConsciousSpending #SpendingHabits #PersonalFinance #NewMoneyHabits #FinancialWellness #MoneyMakeunder #SpendWisely #FinancialWellness #PersonalFinance #SpendingHabits #MindfulSpending #FinancialEducation #MoneyManagement #PodcastListeners

On this episode of The New Money Habits Podcast, Coach Nino Villa welcomes special guest Mary Ann Stenquist, renowned as The Money Makeunder and Spending Coach, to unravel the mysteries of overspending. Together, they explore the following key topics:

First, Coach Nino and Mary Ann discuss the different types of overspenders, shedding light on the behavioral patterns and triggers that lead individuals to overspend. From emotional spending to impulsive purchases, they provide valuable insights into the various ways people fall into the trap of overspending.

Next, they examine the underlying reasons behind overspending, addressing common psychological factors and societal influences that contribute to excessive spending habits. Through candid discussions and real-life examples, they uncover the root causes of overspending and offer practical strategies for overcoming these challenges.

Finally, Coach Nino and Mary Ann introduce a new habit that listeners can start today to help curb their overspending tendencies. Whether it's implementing a spending journal, setting clear financial goals, or practicing mindfulness and self-awareness, they empower listeners to take proactive steps towards financial wellness and freedom.

Tune in to The New Money Habits Podcast for an enlightening conversation on cracking the code of overspending, featuring expert insights, actionable advice, and transformative solutions from Coach Nino Villa and Mary Ann Stenquist. Join us on this journey toward financial empowerment and conscious spending habits.

 Contact Mary Ann Stenquist: 

Email: moneymakeunder@gmail.comWebsite: https://moneymakeunder.com/Social Media: https://www.facebook.com/groups/431768277491464Free Spending Types Quiz: https://moneymakeunder.com/the-spending-types-quiz/

 

📌 Helpful Resources Mentioned in the Episode:


Submit Your Questions: Have questions for the host? Email them to podcast@newmoneyhabits.com
Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.
Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools 
Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools
Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.
Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Tune in to The New Money Habits Podcast and take charge of your financial future today!

 

#newmoneyhabits #FinancialWellness #SpiritualFinance #KindnessMatters #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

#Overspending #MoneyMindset #FinancialFreedom #ConsciousSpending #SpendingHabits #PersonalFinance #NewMoneyHabits #FinancialWellness #MoneyMakeunder #SpendWisely #FinancialWellness #PersonalFinance #SpendingHabits #MindfulSpending #FinancialEducation #MoneyManagement #PodcastListeners

In this episode of The New Money Habits Podcast, Coach Nino Villa takes a fresh look at the intersection of marriage and money. Join us as Coach Nino explores the following key themes:

First, Coach Nino offers a new perspective on marriage and money, challenging listeners to reframe their approach and attitudes towards financial partnership within relationships. Drawing on his own experiences and insights, he provides practical advice and guidance for couples navigating the intricacies of merging their financial lives.

Next, Coach Nino candidly addresses the harsh reality that marriage and money aren't always easy. From disagreements over spending habits to conflicts about financial priorities, he acknowledges the common pitfalls and challenges that couples encounter on their journey towards financial harmony.

Finally, Coach Nino shares real-life stories and examples to illustrate the ups and downs of managing money within a marriage. Through these relatable anecdotes, listeners will gain valuable insights and lessons learned, empowering them to overcome obstacles and build a stronger financial foundation with their partners.

Tune in to The New Money Habits Podcast for an honest and insightful discussion on navigating marriage and money, featuring practical advice, real-life stories, and actionable strategies from Coach Nino Villa. Join us on this enlightening journey towards financial unity and relationship harmony.

📌 Helpful Resources Mentioned in the Episode:


Submit Your Questions: Have questions for the host? Email them to podcast@newmoneyhabits.com
Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.
Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools 
Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools
Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.
Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Tune in to The New Money Habits Podcast and take charge of your financial future today!

 

#Tithing #Generosity #GivingBack #CompassionateLiving #FinancialWellness #SpiritualFinance #KindnessMatters #HeartOfGiving #NewMoneyHabits #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

#FinancialPartnership #MoneyTalks #RelationshipGoals #FinancialHarmony #MoneyMindset #PersonalFinance #NewMoneyHabits #RealTalk #MoneyManagement

 

In this episode of The New Money Habits Podcast, Coach Nino Villa leads listeners on a transformative journey to redefine their relationship with money and embrace a biblical perspective in a world often consumed by a materialism mindsets. Join us as Coach Nino explores the following key themes:

First, Coach Nino emphasizes the importance of breaking free from the customs and patterns of the world when it comes to money. Drawing on timeless wisdom and insights, he challenges listeners to question conventional beliefs and adopt a fresh perspective.

Next, Coach Nino discusses the transformative power of changing the way we think about money. Through introspection and self-reflection, he guides listeners on a journey of personal growth and mindset shifts, empowering them to cultivate positive attitudes and beliefs that align with their financial goals.

Finally, Coach Nino uncovers the truths about scarcity and abundance mindsets, shedding light on common misconceptions and revealing the profound impact of mindset on financial outcomes. 

Tune in The New Money Habits Podcast for an inspiring and enlightening discussion on transforming money mindsets and embracing abundance in a scarcity-obsessed world. Join Coach Nino Villa on this empowering journey toward financial freedom, abundance, and fulfillment.

📌 Helpful Resources Mentioned in the Episode:


Submit Your Questions: Have questions for the host? Email them to podcast@newmoneyhabits.com
Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.
Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools 
Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools
Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.
Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Tune in to The New Money Habits Podcast and take charge of your financial future today!

 

#Tithing #Generosity #GivingBack #CompassionateLiving #FinancialWellness #SpiritualFinance #KindnessMatters #HeartOfGiving #NewMoneyHabits #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

#MoneyMindset #AbundanceMindset #FinancialFreedom #WealthMindset #MindsetShift #PositiveThinking #PersonalFinance  #TransformYourMindset #ScarcityVsAbundance

 

On this episode of The New Money Habits Podcast, Coach Nino Villa teams up with special guest Kristine Stevenson to provide invaluable insights and strategies for entrepreneurs navigating the complexities of tax planning. Join us as we dive into the following topics:

First, Coach Nino, Sarah, and Kristine discuss tax planning considerations for sole proprietors and single-member LLCs. Whether you're a freelancer, consultant, or small business owner, this segment will equip you with the knowledge and tools to optimize your tax strategy and achieve greater financial success.

Next, they explore the importance of separating personal and business finances, discussing best practices for maintaining clear distinctions between the two realms. From establishing separate bank accounts to tracking business expenses and income, listeners will gain actionable tips for streamlining their financial operations and ensuring compliance with tax regulations.

Finally, Coach Nino, Sarah, and Kristine share proven strategies for managing federal tax obligations in the gig economy, addressing common challenges and pitfalls faced by independent contractors and freelancers. Whether it's estimating quarterly tax payments, maximizing deductions, or leveraging tax-saving opportunities, this segment will empower listeners to navigate the tax landscape with confidence and efficiency.

Tune in to The New Money Habits Podcast for a comprehensive exploration of tax planning for entrepreneurs, featuring expert insights, practical advice, and actionable strategies from Coach Nino Villa and Kristine Stevenson. Join us on this enlightening journey toward financial empowerment and entrepreneurial success.

Contact Kristine Stevenson: 

👉 www.proverbs1616.com

📲 Phone: 737-234-0196

📚 Book: How to Avoid Trouble with the IRS: 10 Best Tax Tips For the Self-Employed, Gig-Worker, and Indie-Contractor

📌 Helpful Resources Mentioned in the Episode:


Submit Your Questions: Have questions for the host? Email them to podcast@newmoneyhabits.com
Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.
Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools 
Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools
Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.
Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Tune in to The New Money Habits Podcast and take charge of your financial future today!

 

#Tithing #Generosity #GivingBack #CompassionateLiving #FinancialWellness #SpiritualFinance #KindnessMatters #HeartOfGiving #NewMoneyHabits #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

#TaxPlanning #IncomeTax #TaxEfficiency #Withholdings #TaxStrategy 

On this episode of The New Money Habits Podcast, Coach Nino Villa is joined by special guest Kristine Stevenson to discuss the intricacies of federal income tax planning. Tune in as they uncover the secrets to maximizing your tax strategy and hitting the sweet spot for optimal tax efficiency.

First, Coach Nino, Sarah, and Kristine share insights on identifying the federal income tax sweet spot – the ideal balance between minimizing tax liabilities and maximizing tax benefits. Through practical examples and real-life scenarios, listeners will gain a deeper understanding of how to navigate the complexities of the tax code to their advantage.

Next, they discuss strategies for adjusting withholdings to align with your tax goals and hit the sweet spot. From optimizing allowances to leveraging tax deductions and credits, Coach Nino, Sarah, and Kristine provide actionable tips and best practices for fine-tuning your withholdings and optimizing your tax situation.

Whether you're a seasoned taxpayer or new to tax planning, this episode of The New Money Habits Podcast offers valuable insights and practical guidance to help you make informed decisions and achieve greater financial empowerment. Join Coach Nino Villa and Kristine Stevenson on this enlightening journey toward mastering your tax strategy and maximizing your financial well-being.

Contact Kristine Stevenson: 

👉 www.proverbs1616.com

📲 Phone: 737-234-0196

📚 Book: How to Avoid Trouble with the IRS: 10 Best Tax Tips For the Self-Employed, Gig-Worker, and Indie-Contractor

📌 Helpful Resources Mentioned in the Episode:

 


Submit Your Questions: Have questions for the host? Email them to podcast@newmoneyhabits.com
Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits.
Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools 
Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools
Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact.
Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp.

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Tune in to The New Money Habits Podcast and take charge of your financial future today!

 

#Tithing #Generosity #GivingBack #CompassionateLiving #FinancialWellness #SpiritualFinance #KindnessMatters #HeartOfGiving #NewMoneyHabits #FinancialFreedom #MoneyManagement #PersonalFinance #FinancialGoals #MoneyTips #Savings #Investing #Budgeting #DebtFree #WealthBuilding #FinancialEducation #FinancialWellness #MoneyMindset #FinancialIndependence #SmartSpending #FinancialPlanning #RetirementPlanning #FinancialSuccess #MoneyHacks #FinancialAdvice #fyp #foryou #foryoupage #foryoupageofficiall #foryoupageシ #daveramsey #daveramseybabysteps #daveramseybudget #daveramseyplan #TravelPlanning #MoneyManagement #FinancialLiteracy #BudgetingTips #PersonalFinance #HealthyBoundaries #FinancialEmpowerment #MindfulSpending 

#TaxPlanning #IncomeTax #TaxEfficiency #Withholdings #TaxStrategy