Your Wealth & Beyond Andrew Rafal

Today's guest is Derrick Kinney. For over 20 years, Derrick has been helping people build wealth and find purpose in life by being better with money. 
He's the author of the bestseller Good Money Revolution, host of the Good Money Podcast, and creator of the Good Money Framework, where he shares seven easy steps to help people earn more, save more, and give more money to the causes they care deeply about.
In the conversation, Derrick shares his story of starting his own financial planning business at the age of 26, the hard lessons he's learned over the 20+ years he's been in the financial industry, and what's changed since shifting his focus to coaching other financial advisors over the last four years. 
Key Takeaways
The difference between scarcity and abundance mindset – and why there’s no reason to reinvent the wheel when something works.  Why it’s good to be misunderstood as an innovator or entrepreneur. How Tik-Tok, LinkedIn, and Instagram influencers are misleading us when it comes to how hard it is to achieve real success.  Why your core values matter when you build a business and choose who you want to work with. What Derrick learned from his conversations with Daymond John and Matthew McConaughey–and why he’d never consider canceling on someone, even if they don’t have A-list status.  Interview Resources Good Money Framework Good Money Framework - LinkedIn | Instagram | Facebook | X/Twitter Derrick Kinney - Instagram | LinkedIn | Facebook | YouTube | X/Twitter‍ Good Money Podcast‍ Good Money Revolution: How to Make More Money to Do More Good by Derrick Kinney, Donald Miller‍ Simple Teen Success‍ GettheRaiseYouWant.com ‍Ameriprise Financial‍ Sam Houston High School‍‍ The White House‍ Daymond John‍ Dan Fleyshman‍ Jon Gordon‍ Jamie Kern Lima

 

Today, I’m talking to my good friend and serial entrepreneur Aaron Chamberlin. Aaron is a well known chef here in the Phoenix area who has owned a number of restaurants, including Saint Francis, Taco Chelo, and Phoenix Public Market, diversified across industries, and achieved success in a field notorious for its extraordinary challenges. 
In our conversation, Aaron shares lessons from his 37 years in the restaurant business. You’ll hear the story of how he honed his skills under Jean-Georges Vongerichten, why it’s so common for “successful” restaurants to barely turn a profit, and the hard lessons he learned that helped him experience remarkable growth, personally and professionally, since 2018. 
Key takeaways:
How Aaron discovered his passion for cooking and survived 70+ hour weeks while earning very little money in New York City. What inspired Aaron to open Saint Francis in his home state of Arizona, why the business was an immediate public success, and what drove him to sell it.  How Aaron shifted his mindset as he opened Taco Chelo and the Phoenix Public Market to improve his profit margins and his growth. What Aaron has done to diversify his investing, share his passion with his family, and weather the storms along the way.  More interview resources can be found on the episode page: https://www.bayntree.com/87
Interview Resources:
Watch Episode on YouTube Aaron Chamberlin on LinkedIn | Instagram | Facebook  Taco Chelo Taco Chelo on Instagram | Facebook Phoenix Public Market Cafe Tempe Public Market Cafe Ghost Ranch Michel Richard Jean-Georges Vongerichten Daniel Boulud Restaurant DANIEL La Grande Orange Grocery Robert Lynn Craig DeMarco Postino Chelsea's Kitchen Radio Milano Gennaro Garcia Fife Symington Scott Barker Copperstate Farms

Today, I’m talking to Ryan Madrid, co-founder of Bison Ventures and host of the Into The Storm Podcast. 
After leaving corporate America, he joined VIP Mortgage as the Director of Business Development. Before long he was bringing in one billion in mortgage loan sales on his way to being in the area's top 1% of mortgage lending.
In this conversation, Ryan talks about his entrepreneurial journey with deep family roots, how Bison Ventures’ corporate culture has helped them become one of Phoenix’s leading mortgage companies, and the power of building a culture to create great client experiences. 
 
Key takeaways:
Why incredible customer service is key to weathering tough times in any industry. The advice Ryan’s uncle gave him to help him leave corporate America and find his true calling.  How Ryan survived tough personal times, left the corporate world, found his business partner, and got on a new track to success. What differentiates Bison Ventures from other mortgage firms. The humbling business challenges Ryan has faced in the last several years–and how he got through them.   
Interview Resources
Bison Ventures Bison Ventures on LinkedIn | Instagram | Facebook Ryan Madrid on LinkedIn | Facebook | Instagram Into the Storm Podcast on YouTube | Apple Podcasts | Spotify | Instagram Abbott Johnson & Johnson VIP Mortgage Fantasy Stuart M. Crawford Breanna Burton Jeremy West Jay Barbour Keith Teegardin Anthem Brian Moore Liz Kleven Trisha Madrid Lana Ambrose

If you’re growing a business and a family, you’re probably more than a little familiar with moments of chaos. And if you’re listening to this podcast, you probably know how it feels to have too much on your plate and perhaps wondered how to make positive, powerful shifts in the face of big challenges. 
Today, I’m excited to introduce you to my friend and mentor Elizabeth Winkler. Elizabeth is a Licensed Marriage and Family Therapist and Certified Meditation Teacher, and her work has helped thousands of people all over the world.
In today’s episode, we dig into the power of mindfulness, how to start (and stick to) a meditation practice of your own, and how to use these incredible tools to declutter your mind, tap into your superpowers, and approach everything in your life in flow. 
 
Key takeaways:
What it means to practice mindfulness and live with intention.  What stops people from having a meditation practice. How to help unwind the Type-A mind to harness your energy more effectively.  Why fear is at the root of your perfectionism–and what to do about it.  Why there’s never been a better time to start meditating than right now. 
 
Interview Resources
Elizabeth Winkler Elizabeth Winkler on Facebook | LinkedIn | Instagram | TikTok The Shadow & the Light Podcast davidji.com Calm Insight Timer Dr. Andrew Huberman Michael Singer The Untethered Soul: The Journey Beyond Yourself by Michael A. Singer The Surrender Experiment: My Journey into Life's Perfection by Michael A. Singer Jamar Rogers The Voice

For many people, election years bring a lot of stress. That’s especially true in the most recent elections. Media coverage is 24/7, and there are new polls and promises in the headlines, which can cause uncertainty among investors.
So today, I’m jumping on the mic with John Gengle, a Financial Advisor at Bayntree Wealth, to discuss what history has taught us about previous election years and what to expect from this one. 
In our conversation, you’ll hear how changes to which party is in power rarely lead to a significant impact on the economy, how fixed-income investments have been undervalued, and how Congress plays a more critical role in our tax laws and economy than a new President.
Key takeaways:
What to expect if a Democrat or Republican President is elected. Why campaign promises don’t always lead to sweeping economic changes. The benefits that a divided congress has on economic policy. How fixed income investments have been undervalued in recent years.  
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Music: The Whole World Crashes Down – Astral Orange

Building a successful career in an incredibly competitive real estate market doesn’t happen by accident, especially when your area of expertise is luxury residential real estate. Today’s guest has climbed to the top and is recognized as one of Arizona’s top real estate advisors. As you’ll hear, tremendous success doesn’t happen without developing great partnerships and long-term relationships.
Adrian Heyman is a Real Estate Advisor at The Agency, a luxury real estate firm in Scottsdale, AZ. Adrian was The Agency’s top-producing agent from 2018-2021 and reclaimed the title in 2023. In addition to succeeding in Arizona’s real estate markets, he’s also passionate about the Surfrider Foundation and has built a thriving 25-year partnership with his wife.
In this conversation, Adrian shares the story of how he came from Australia’s fitness industry to American real estate, how he achieved success in an incredibly competitive industry with a very high failure rate, and what lies ahead in Arizona’s hot luxury real estate market. 
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Key takeaways:
How Adrian kept his business growing and his family stable even through brutal market downturns and cross-continental moves.  How a huge real estate deal in Paradise Valley in 2017 changed the trajectory of Adrian’s career.  The critical mistakes Adrian sees homeowners and agent advisors make that stop them from getting top dollar.  How technology has transformed the landscape for home buyers and sellers. Factors that attract high-end homebuyers to the Paradise Valley. 

Interview Resources
AdrianHeyman.com Adrian Heyman on LinkedIn | Instagram |  Facebook The Agency The Agency on Instagram | YouTube | Facebook | LinkedIn | X/Twitter Mauricio Umansky Billy Rose Surfrider Foundation