Aussie FIRE | Financial Independence Retire Early Pearler

Send us a Text Message.In your Financial Independence Retire Early (FIRE) travels, you may have heard of the First Home Super Saver Scheme. To oversimplify, it’s a government plan which allows you to channel some of your superannuation towards your first home deposit.If you’ve been lamenting the costs of real estate lately, the FHSSS may appeal to you. But is it a worthwhile avenue for buying your first address?In this session, Dave (Strong Money Australia) and Hayden (co-founder of Pearler) ...

Send us a Text Message.When you listen to stories of FIRE (Financial Independence Retire Early), you’d be forgiven for assuming that a huge income is a prerequisite. However, while a hefty salary does help, it’s by no means essential. In fact, many people within the FIRE community have retired early without earning in the top tax bracket.In this episode, Dave (Strong Money Australia) and Hayden (co-founder of Pearler) explore how someone can reach FIRE on a lower income. They do this by crunc...

Send us a Text Message.This session, Dave (Strong Money Australia) and Hayden (co-founder of Pearler) are doing something a little different. Instead of exploring some theoretical aspect of Financial Independence Retire Early (FIRE), they share specifically what it is they invest in. They also detail why they’ve chosen these particular investments, and how they tie into each host’s FIRE plans.Of course, the investments discussed in this episode won’t be to everyone’s liking. They also won’t a...

Send us a Text Message.Within the Australian Financial Independence community, shares have always been a popular asset. With a bit of research, it’s easy to understand why – they’re easy to manage, they don’t require debt, and most people can get started with minimal funds. This raises the question: is investing in shares the best way to reach FIRE?In this episode, Dave (Strong Money Australia) and Hayden (co-founder of Pearler) tackle this topic head on. They do so by exploring the strengths...

Send us a Text Message.For most people on a FIRE journey, frugality is a potent tool in their toolkit. Yes, investing plays a role – but frugality serves a range of key purposes beyond saving. For starters, it can help you unlock money you didn’t even know you were spending. And, perhaps more importantly, it can train you to better manage your finances both pre- and post-FIRE.However, does there come a point at which too much frugality can become a problem?In this session, Dave (Strong Money ...

Send us a Text Message.You MIGHT have noticed this, but people in Australia looooooove to talk about property. It’s a surefire conversation-starter if ever you’re struggling to make smalltalk, and the media won’t shut up about it. You’d be forgiven, then, for assuming that home ownership is a lynchpin of any half-decent FIRE strategy.In truth, though, it’s not the only route to long-term wealth in Australia. Sure, anyone aiming for FIRE needs to account for a roof over their head. However, th...