Queer Money®: How Gay People Do Money Queer Money

Curious how the uber-rich protect their wealth?
If you knew the secrets of ultra-high-net-worth individuals (UHNWIs), could you leverage their approach to money management to grow your own wealth?
Tim Volk, CFP, is Founder and Principal at T. Volk & Company Consulting, a boutique financial advisory firm that serves ultra-high-net-worth families. He also hosts The
Rainbow Bull Podcast.
On this episode of Queer Money, Tim joins us to share the secrets of the uber-rich, describing what UHNWIs do to transfer and mitigate risk.
Tim explains how the uber-rich think about money in the long-term and challenges the LGBTQ+ community to adopt a future-self approach to spending.
Listen in for insight on raising kids who don’t feel entitled and learn what you can do to join the ranks of the emerging affluent or uber-rich.
Topics Covered 
How wealth managers define ultra-high-net-worth individualsWhat we can learn about the complexities of wealth from Crazy Rich Asians The differences between families of UHNWI and the LGBTQ+ communityWhy the queer community isn’t saving enough for retirement How Tim helps the emerging affluent manage capital through a family officeHow ultra-high-net-worth families transfer and mitigate risk Why Tim suggests choosing a life insurance policy with long-term care benefitsHow celebrities and the uber-rich aren’t immune to lifestyle creepWhat we can do to avoid raising entitled kids at any socio-economic statusTim’s future self approach to thinking about money in the long-termThe lasting impact of a financially empowered gay communityTim’s advice on what you and I can do to become ultra-high-net-worthTim’s challenge to focus on spending to bring joy to yourself and othersHow to deal with the dating dynamics of financial inequality Why it’s crucial for the LGBTQ+ community to stick together
For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 
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“Why is it so expensive to be gay?” A common sentiment that we hear from many in the LGBTQ+ community. Much of that has to do with where we choose or end up living since housing costs for many make up anywhere between thirty to fifty percent of their take home pay.
If you’re one of the few LGBTQ folks with lots of cash, these are the top 5 most expensive cities for you to check out. If you don't have the cash, these could be cities to either aspire to live in or to avoid for your financial and mental health.
This is Queer Money episode #515. Today, we’re diving into the top 5 most expensive cities for LGBTQ+ folks.
Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities series
Past episodes mentioned in this episode:
381: The Series Kick Off423: New Jersey419: New York467: Florida475: California433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red States
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We all have a money story. And for many of us in the LGBTQ community, it’s a negative narrative.
Maybe you were taught that money is the root of all evil. That there’s never enough to go around. Or that you have to work hard to make money.
Worse yet, you may believe that you don’t deserve financial stability, let alone financial freedom.
So, what can we do to recover from the childhood traumas that are affecting our money today?
Scott Clover is an intuitive guide who helps people release old patterns and heal themselves using skilled intuition, body energy and somatic technologies.
On this episode of Queer Money, Scott joins us to discuss the most common patterns and behaviors exhibited by individuals with financial trauma.
Scott explains how being queer might influence your relationship with money and describes how releasing internalized shame leads to better financial decisions.
Listen in for Scott’s insight on using money in a way that strengthens your self-worth and learn how to rewrite your money story and start building an affirming relationship with your finances today!
Topics Covered 
How Scott defines intuitive healing and how it helps you change your behaviorThe reciprocity mindset you need to achieve financial stabilityWhy accepting your existing financial reality is the first step to building an affirming relationship with moneyThe most common patterns and behaviors exhibited by individuals with financial traumaHow being part of the LGBTQ community might influence your relationship with moneyHow to tell if past trauma is affecting your finances as an adultThe power of releasing internalized shame and family expectations How comparing ourselves with others on social media keeps us stuck in judgement (and what to do about it)Breaking the stereotypes of what queer people are supposed to do, e.g.: stereotypical careersHow to use money in a way that builds your self-worthHow incorporating esteemable acts into our daily lives improves our wellbeingWhy you might consider energy healing if traditional therapy doesn’t work for you
For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 
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Where can I retire that is both affordable and LGBTQ friendly?
We get this question a lot, especially as comments on our Affordable LGBTQ+ Friendly Cities series content.
This is Queer Money episode #513. Today, we’re diving into the top 10 most affordable retirement locations for LGBTQ+ folks.
Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities series
Past episodes mentioned in this episode:
381: The Series Kick Off385: Wisconsin387: West Virginia407: Pennsylvania413: Ohio419: New York451: Kentucky433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red States
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40 years ago, the US changed its approach to retirement.
But those changes shifted the risk from the government and corporations to individuals. And now, nearly half of middle-class retirees will be downwardly mobile into poverty or near-poverty in their golden years.
So, what can we do to solve the retirement crisis in America?
Teresa Ghilarducci is the nationally recognized labor economist behind the new book, Work, Retire, Repeat.
After an illustrious 25-year tenure at Notre Dame, Teresa joined the New School for Social Research in 2008. She has spent her career advocating pension reform.
On this episode of Queer Money, Teresa joins us to discuss what’s behind the retirement crisis in the US and explore what we can do to secure a dignified retirement for all.
Teresa explains why raising the retirement age isn’t the answer, exploring how the current system creates more inequality and harms low-wage older workers.
Listen in for insight on how life cycle disparities affect LGBTQ individuals and learn how Teresa’s Gray New Deal will help solve the retirement crisis in America.
Topics Covered 
What’s behind the retirement crisis in America and its political implicationsThe risks associated with a pension-only retirement program 4 levers we can pull as voters, consumers, investors and workers to secure a dignified retirementWhy raising the retirement age shouldn’t be the sole solution to the retirement crisisWhy academics and politicians are arbiters of the ‘work-longer consensus’How changes to the retirement system create more inequality and harm low-wage older workersHow life cycle disparities impact LGBTQ individuals and other marginalized communities2 key tenets of Teresa’s Gray New Deal and how it would help Americans in retirementHow economic security is even more important than equalityWhat listeners can do to support the adoption of Teresa’s Gray New Deal

For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe 
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Download your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

Tens of thousands of small towns are scattered across the United States. Yet many of us have been lead to believe that none of these are great places for LGBTQ folks. Is this true?
Today we're looking at affordable LGBTQ+ friendly small towns, or places with a population of less than 50,000.
This is Queer Money episode #511. Today, we’re diving into 5 affordable small towns that are great spots for LGBTQ folks.
Get the dynamic list of Affordable LGBTQ+ Friendly Cities in the U.S. here. Watch this week's episode on YouTubeWatch last week's episode on YouTubeDon't miss the other states we've covered in this Gay Cities series
Past episodes mentioned in this episode:
381: The Series Kick Off383: Wyoming401: South Dakota451: Kentucky453: Kansas433: Top 10 Cities Part 1485: Top 10 Cities Part 2487: Top Surprises497: Blue States499: Purple States501: Red States
Follow us:
Queer Money YouTubeQueer Money InstagramQueer Money on Tiktok