76 episodes

The Payments Innovation Podcast: FinTech | Innovation | eCommerce is dedicated to helping business leaders navigate today’s global digital economy. Whether you’re looking to stay informed on the latest in payments technology, listen to experts on the future of eCommerce or simply learn about cutting edge FinTech companies, this podcast is for you.

Each episode features an interview with a globally-minded business and tech expert, discussing topics like: global payments, money transfer services, financial innovation and FinTech, eCommerce, APIs, business transformation and more.

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    • Business

The Payments Innovation Podcast: FinTech | Innovation | eCommerce is dedicated to helping business leaders navigate today’s global digital economy. Whether you’re looking to stay informed on the latest in payments technology, listen to experts on the future of eCommerce or simply learn about cutting edge FinTech companies, this podcast is for you.

Each episode features an interview with a globally-minded business and tech expert, discussing topics like: global payments, money transfer services, financial innovation and FinTech, eCommerce, APIs, business transformation and more.

    A Venmo-style App for B2B Payments with Jeremy Almond

    A Venmo-style App for B2B Payments with Jeremy Almond

    Venmo offers people a completely digital, cashless payment network experience. But commercial enterprises, weighed down with invoices and contracts, often still rely on paper checks. What if you could use the blockchain to digitize the process for these companies and help them get their revenue faster, cheaper, and more efficiently like Venmo does for individuals?
    Jeremy Almond, CEO of a business-to-business payment network called PayStand, believes you can. A completely digital cashless payment network experience, PayStand works like Venmo only with a contract and an invoice in the process. 
    We invited Jeremy onto the podcast to talk about PayStand and the future of the blockchain for business-to-business payments.
    What we talked about:
    How complicated commercial transactions could be fully digitized on an app Working through many different kinds of systems to make digital commercial payments happen How to move money through smart contracts without running afoul of U.S. regulations Banks are experimenting with blockchain for commercial payments Repositioning blockchain from a cryptocurrency delivery mechanism to a safe and automated payment solution To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.

    • 18 min
    Eliminate processing fees with simple surcharges with Andrew Bart

    Eliminate processing fees with simple surcharges with Andrew Bart

    How much could your business save if you didn't have to pay credit card processing fees? Could you get a 30% net margin increase? It's possible but tough under the current regulations.
    To solve this problem, InterPayments, a financial technology firm, developed SurchX, a product that can help businesses recover the maximum allowable amount of their credit card processing fees by passing them onto a consumer as a surcharge.
    Andrew Bart, the chief growth officer for InterPayments, joined us on the podcast to talk about how SurchX works and who it can benefit.
    What we talked about:
    How SurchX got started The difference between SurchX as an ISV and other surcharge solutions in the market How acquisitions and mergers are shaking up in the fintech space Andrew's predictions for the future of the surcharge industry How much money surcharging involves (trillions!)  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.

    • 27 min
    A Merchant Cash Advance pioneer is revolutionizing healthcare financing with Scott Griest

    A Merchant Cash Advance pioneer is revolutionizing healthcare financing with Scott Griest

    Merchant cash advance (MCA) solutions have been making finance payments easy for retailers and restaurants since 2005. So how does someone who was in the pioneering days of MCAs shift into the in healthcare system?
    Scott Griest decided to find out. He built a product to automate loan origination for medical procedures. This platform was built in a way where other originators could license it as well, leveraging the technology with their own financing partners.
    Scott is the founder and chief operating officer of PrimaHealth Credit, which is a fintech startup concentrating on patient health care finance.
    What we talked about:
    The early days of MCA solutions, 2005-2007 How MCAs fit in the U.S. regulatory framework for lenders How MCAs can differentiate themselves in their crowded space The value and solutions MCAs can bring to healthcare Building the tech stack to help doctors collect on their own plans Scott's advice for entering, operating, exiting, and investing in fintech To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.

    • 21 min
    From a Tip Jar to a DipJar for Charity with Chris Selland

    From a Tip Jar to a DipJar for Charity with Chris Selland

    Why do so many of us toss our change in charity jars? Because it’s easy. So, what if there was a physical jar for your credit card, where you simply dip your credit card, and boom, you’ve donated? No forms, no iPad, no “What’s your address?” “Check this box.” “Put your name here.”
    Just a simple credit card dip to give?
    Well, that jar does exist. It’s called DipJar, and we sat down with their CEO, Chris Selland, on this episode of the Payments Innovation podcast. He told us all about how DipJar is increasing engagement (and increasing donations) for charities.
    What we talked about:
    DipJar evolved from a tip jar Engagement is the secret sauce of DipJar It’s not just a device — it’s a platform DipJar is a management platform: Spark: a visualization platform Biggest area of growth — socially responsible for-profits Fintech, payments platform, P2P payments, B2B payments To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here. 
    Until next time!

    • 25 min
    Credit Card Networks Are Finally Listening to Merchants with Yitz Mendlowitz

    Credit Card Networks Are Finally Listening to Merchants with Yitz Mendlowitz

    If you could solve one problem in ecommerce transactions, what would you solve?

    If you answered “friction,” that’s the same place Yitz Mendlowitz started. But he found out very quickly that friction is a consumer issue, not a merchant problem.
    The problem merchants want solved is fraud liability.
    In this episode, Yitz shares how credit card networks are finally listening to ecommerce merchants, and started to shift fraud liability away from the merchants and onto the card issuers (the banks).
    Yitz is the co-founder of PAAY.
    What we talked about:
    Friction is not the major transaction pain point for merchants The main pain point for merchants: fraud liability The original Card Not Present policies weren’t written for the ecommerce age How friendly fraud impacts the financial landscape New policies to benefit merchants Credit card networks, banks, card issuer, acquirers, fraud, liability, card not present
    To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.

    • 17 min
    How Do We Fix Global Trade Payments? (Hint: It’s Not Blockchain) with Asnee Fernando

    How Do We Fix Global Trade Payments? (Hint: It’s Not Blockchain) with Asnee Fernando

    Global trade payments are a little … broken. 
    Plenty of fintechs and startups have created better trade payment platforms domestically. Plus, various payment systems have focused on the international P2P transactions. But few fintechs have really tackled the global B2B space. 
    That’s exactly why Asnee Fernando founded Shoptaki.
    Asnee came on the Payments Innovation podcast to share all about Shoptaki’s capabilities, which streamline global trade payments by using collaborative AI.
     
    What we talked about:
    B2B transactions are not as simple as using Amazon The global problem with B2B wire transfers & checks How does Shoptaki solve these global trade issues? What about blockchain?  How difficult is it for a business to move to Shoptaki? Collaborative AI Distributed AI Blockchain To reach Asnee:
     Go to Shoptaki’s website Email Asnee at asnee@shoptaki.com. To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here. 

    • 15 min

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