day3club day3club

A lighthearted episode to help you lift your spirits and take your mind off your day to day. In this one, join us as we take to Reddit to discuss unpopular opinions - such as whether forks are superior to chopsticks from a user experience perspective, and give our two cents on who is the asshole in very specific situations.

We hope you enjoy the episode! ===== don’t be a stranger 👋 Reach out to us on our socials or email. Instagram: day3club Email: day3club@gmail.com

[Previously Cafe20s Podcast] 
We are back from our 1+ year hiatus! So much has changed in this past year - for starters, we are now spread across 3 different countries 🇭🇰🇲🇾🇮🇩
Join us in this hearty and genuine catch-up as we share the big changes in our lives, our learnings going through the change and our goals for the coming year.

⏰ Time Stamps:
Big changes in our lives (2:23) 
Our learnings going through the changes (7:07)
Our goals for the coming year & Advice for our past selves (40:24)

It was so heart-warming to finally have a proper catch-up together and reconnect! If there’s anyone you haven’t reached out to in a while, this is your ✨sign✨ to reach out to them!

👋Don't be a stranger! Reach out to us on our socials or email. Instagram: @day3club Email: day3club@gmail.com

Welcome to our last episode of season 1! How did we get here so quickly?! Absolute madness. Anyways, this episode is about a topic which has been pretty popular on the internets recently, particularly with many of us having experienced some form of quarantine/work from home life over the last year - and that is productivity!! In the episode, we explore our good and bad habits, productivity challenges from the interwebs, ideal routines & the challenges of maintaining routines with full time jobs, as well as our thoughts about whether or not productivity should define one's success. It's a fun one, so we hope you enjoy! P.s. Thank you all so much for sticking with us through this crazy journey that was season 1. We had lots of fun interacting with you all through our socials and listening to your feedback to the content while growing together. We are so glad to have done this with our Cafe 20s Podcast community! 💗☕We will be taking a little break for now, but something IS brewing. So sit tight, and stay tuned to our socials. See you soon! ⏰ Time Stamps:  ==== Our bad habits (2:05) Productivity challenges we've been wanting to do (3:17) Good habits & routines that we currently have - relationships with food, exercising, positive self-talk, therapy (7:02) Does a perfect routine really exist? (17:11) Finding a routine that works best for you with a full time job (18:10) Our ideal routines (21:39) You are more than your productivity (24:32) Our self care routines (26:23) 👋Don't be a stranger! Reach out to us on our socials or email. Instagram: @cafe20spodcast Email: cafe20spodcast@gmail.com

Put your hands up if you know nothing about investing! If you put your hand up, then it looks like we’re all in the same boat. 🛶That’s why in this episode, we brought on a very special guest - Devin who works at an investment management firm, to teach us about the basics of getting started with investing. Together, we can learn about ETFs, Mutual Funds, REIT, how much you should be investing, tips on saving, and many other topics to better our financial health! Getting a head start on managing your finances early on in your twenties is absolutely critical. Enjoy! ⏰ Time Stamps: Introducing Devin! (2:16) How did you get into managing personal finance? (2:24) Books that shaped Devin’s view of money (5:18) Money as a tool & detaching your emotions when investing (6:00) What kind of investor are you? (8:24) Investment goals to aim for & types of investments (11:40) How to reach financial freedom through investing - S&P500, ETF, mutual funds (17:40) How to purchase ETFs & mutual funds (24:50) Best practices for allocating income for investing (28:20) Budgeting for enjoyment & saving tricks (31:36) ==== 👋Don't be a stranger! Reach out to us on our socials or email. Instagram: @cafe20spodcast Email: cafe20spodcast@gmail.com

Retirement usually seems like such a far away concept especially now being in our twenties. But if life has ever taught us anything, it is that it is never too early to start planning! In this episode we take a lighthearted look at a topic that Charmain is deeply passionate about, but one that Flo and Ankie have never really thought about before - retirement! We talk about a variety of topics such as retirement homes, how much money one needs to retire, and fantasise about potential plans such as retiring ASAP in the countryside or owning a B&B villa in Bali by the beach and rice fields. Ahh, sounds great doesn't it? 😌 ⏰ Time Stamps:  When do you want to retire? (3:33) Where do you want to retire? (6:55) Charmain's retirement plans (9:50) Filial piety & expecting our children to support our retirement (12:08) Financing options for retirement (14:03) Hobbies during retirement (16:33) Age is just a number (18:55) How can we prepare for retirement now? (20:10) What can we do to realise our retirement dreams? & Moisturising (21:10) ==== 👋Don't be a stranger! Reach out to us on our socials or email. Instagram: @cafe20spodcast Email: cafe20spodcast@gmail.com 

Happy 2021!! We made it! Can you believe it? A new year is always a good time to reflect on the last one, ask yourself what you really want to achieve and carry out a pulse check to see if you are on track. As we step in 2021 with this new episode - join us as we do a bit of recalibration that extends beyond the traditional approach of goal-setting, and take a closer look at childhood dreams, our wider aspirations if money didn't matter and how our current path fits into the bigger picture. We also discuss our ambitions for social impact and entrepreneurship and whether they are mutually exclusive with a corporate career, as well as figure out how we want to approach our personal and professional lives in 2021! Happy listening!! ⏰Time Stamps: Childhood dreams (3:08) Are our childhood dreams still the same now? (5:29) Big dreams if money was no concern (6:03) Our current paths - corporate ladder, uni subject choices (9:49) How does your current path fit into your bigger picture? (15:00) Social impact & corporate - are they mutually exclusive? (15:41) What kind of CEO do you want to be? (21:45) Importance of recalibration for 2021 and reflecting on 2020 (23:05) ===== 👋Don't be a stranger! Reach out to us on our socials or email. Instagram: @cafe20spodcast Email: cafe20spodcast@gmail.com