Creating Your $10,000 Per Month Road Map with Antonio T. Smith, Jr‪.‬ B2B From A2Z Podcast

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Personal Finance 33: Creating Your $10K a Month Road Map

Antonio’s Road Map to $10K/Month After Expenses
1. Write down your percentages then write out how much that is with your income.
  - Write down and account for where your money is going
    1. 10/10/10/70
 Percentages = $10,000 Per Month
 10% - Tithes / $1,000
 10% - Me / $1,000
 20% - Debt / $2,000 - You only pay what is allowed in this area., Credit Cards that are negative on your credit report., 
 60% - Expenses / $6,000 - Mortgage, bills, Credit Card(Not Negative)

- Jerome = People don’t have enough for themselves and they don't have enough for God.
- Disability increase and he got more money, but didn’t establish the financial habits.
  - He reached out to the person that owed him and reminded him that he owed him. What he used to allow, he doesn’t allow anymore. 
- 48 Laws of Power = Never do business with friends.
- Adonia = When you loan you no longer OWN. Expect that money to be gone!
- Betterment / Acorn
- $10,000 per month, after expenses, is a millionaire lifestyle
- To pay tithes, you decrease your living expenses, not your money to yourself or your money to your debt.
- The only thing you should have is good debt (something you spent money on and it’s actively making you money)
- It is better to pay the minimum and build streams of income instead of giving it ALL and having nothing to show for it. Save your other money and put it in it’s allocation and have your money grow each month.
- Are you actively paying your credit cards? Are those account actively open? Are you intending to get that to a $0 balance? Are you genuinely 90-120 days late? If the answers are “No”, your credit card bill is paid out of your living expenses.
- 2 Games Being Played
  - One you’ve been playing = How is that working out for you?

2. Divide your money through streams of income
- Money isn’t money until it’s moving.
- Cash is trash. Cash Flow is Beyonce’
- Credit is trash
- The bank wants to lend money to someone who uses their money wisely. (Jerome)
- Use your money to continuously get things for you.
- If you get your money and you spend your money, you are poor. If you get your