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CapitalBox Business Model: A Deep Dive by CEO Mantvydas ŠtareikaIntroduction to CapitalBoxCapitalBox, led by the visionary CEO Mantvydas Štareika, is not just revolutionizing SME financing across Europe, but also redefining success in this sector. The company’s strategic approach, backed by a robust portfolio, has not only positioned it as a leader but also instilled confidence in its ability to provide accessible financial solutions to small and medium-sized enterprises.Comprehensive Overview of CapitalBoxIn a detailed presentation, Mantvydas Štareika outlined the core aspects of CapitalBox’s business model:Market Reach and ExperienceCapitalBox operates in multiple countries, leveraging years of experience to cater to a diverse customer base. This extensive reach allows the company to understand and address the unique financial needs of SMEs across different regions.Diverse Customer PortfolioThe portfolio encompasses a broad spectrum of businesses, from fledgling start-ups to well-established companies, all reaping the rewards of customized financial solutions. This diversity not only hedges against risk but also propels CapitalBox on a steady growth trajectory.Innovative Financial ProductsCapitalBox offers innovative financial products designed to meet the evolving demands of SMEs. These products include flexible loan options and quick financing solutions, providing businesses with the necessary capital to thrive and expand.Technology-Driven ApproachA pivotal pillar of CapitalBox’s strategy is its investment in cutting-edge technology. By harnessing advanced data analytics and automated processes, the company elevates the customer experience and ensures swift and efficient service delivery.Risk Management and ComplianceCapitalBox strongly emphasizes risk management and compliance. Through rigorous credit assessment processes and adherence to regulatory standards, the company ensures the sustainability and reliability of its financial services.Future Growth and Expansion PlansLooking ahead, CapitalBox aims to expand its footprint further and introduce new financial products. The focus will be on scaling operations and innovating in the fintech space, thus driving growth and maintaining a competitive edge.ConclusionCapitalBox’s business model, as presented by CEO Mantvydas Štareika, showcases a blend of market expertise, innovative financial solutions, and a commitment to technology and compliance. For professional investors, this presentation offers valuable insights into the company’s strategic direction and growth potential.
▶️ Other videos:Elevator Pitch: https://seat11a.com/investor-relations-elevator-pitch/Company Presentation: https://seat11a.com/investor-relations-company-presentation/Deep Dive Presentation: https://seat11a.com/investor-relations-deep-dive/Financial Results Presentation: https://seat11a.com/investor-relations-financial-results/ESG Presentation: https://seat11a.com/investor-relations-esg/T&CThis publication is for informational purposes only and does not constitute investment advice. By using this website, you agree to our terms and conditions outlined on www.seat11a.com/legal and www.seat11a.com/imprint.

Comprehensive Video Presentation by David de la Elizaga

In this comprehensive video presentation, David de la Elizaga, CFO of eDreams ODIGEO, presents the company's impressive financial performance and strategic progress for the fiscal year ending March 31, 2024. Elizaga underscores the robust growth propelled by its Prime membership model, a testament to the company's agility in adapting to evolving market dynamics and driving substantial growth at a crucial financial inflexion point.

Elizaga reports that the company achieved a remarkable 44% increase in Cash EBITDA, reaching €121.4 million, and anticipates a further 48% growth to €180 million in FY25. This impressive performance is attributed to the rapid expansion of Prime members, which grew by 34% to 5.8 million. This marks the fastest-growing subscription program across all industries, with a compound growth rate of 177% over the past six years.

The Prime business significantly contributed to a 32% rise in Cash Marginal Profit to €217.3 million, alongside a notable improvement in profitability, with the Cash EBITDA margin up by eight percentage points to 18% in FY24.

Elizaga emphasises the effectiveness of eDreams ODIGEO's subscription model, which boasts the highest Trustpilot scores among its peers and a significant improvement in Net Promoter Score (NPS).

Prime members, who book 3.8 times more than non-Prime members, have driven the company towards a more stable and predictable revenue stream. The percentage of Cash Marginal Profit from Prime members increased by 26% over two years, underscoring the model's success.

Elizaga provides a detailed roadmap for FY25, outlining ambitious targets, including exceeding 7.25 million Prime members and generating over €90 million in Free Cash Flow, excluding Non-Prime Working Capital.

The company also plans to accelerate its share repurchase program, targeting 4.5 million shares at €6.9 each, clearly reflecting its confidence in its undervalued stock and potential for future growth.

Elizaga highlights the long-term growth potential beyond 2025, driven by the increasing demand for online leisure travel, expansion into new markets, and the continuous enhancement of Prime offerings.

He particularly underscores the company's leadership in AI, which has been a cornerstone of eDreams ODIGEO's strategy since 2015. This has inspired excitement about its technological innovation and position ahead of the curve.

Overall, the presentation by David de la Elizaga showcases eDreams ODIGEO's strong financial health, strategic foresight, and unwavering commitment to delivering superior returns for shareholders and exceptional service for customers. This commitment and their innovative subscription model's transformational impact instil confidence in the company's future.

Financial Performance HighlightsCash EBITDA GrowthEffectiveness of the Subscription ModelTrustpilot Scores and NPS ImprovementRoadmap for FY25Ambitious TargetsLong-term Growth PotentialExpansion and Technological InnovationConclusion





▶️ Other videos:

Elevator Pitch: https://seat11a.com/investor-relations-elevator-pitch/

Company Presentation: https://seat11a.com/investor-relations-company-presentation/

Deep Dive Presentation: https://seat11a.com/investor-relations-deep-dive/

Financial Results Presentation: https://seat11a.com/investor-relations-financial-results/

ESG Presentation: https://seat11a.com/investor-relations-esg/





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In this detailed video presentation, Michael Schneiders, CFO of BRAIN Biotech AG, offers an in-depth analysis of the company's financial performance and strategic advancements for the first half of the 2023/2024 fiscal year.



Schneiders opens by highlighting a significant strategic advancement: a €1.5 million payment received for the successful progress in the development of deucrictibant (formerly PHA121), an active pharmaceutical ingredient. This milestone not only strengthens BRAIN Biotech's financial position but also sets a promising trajectory for the company's future, nearly doubling their cash reserves to €10.2 million as of March 31, 2024, from €5.4 million in September 2023.Schneiders delves into the financial specifics, reporting stable revenues of €27.2 million, consistent with the previous year's figures. Despite a 2.6% decline in total operating performance, mainly due to changes in inventory and reduced other income, the company saw an improvement in adjusted EBITDA, narrowing the loss from -€0.9 million to -€0.5 million. This positive trend underscores



BRAIN Biotech's resilient financial management amidst challenging conditions. The decline in total operating performance was primarily due to specific reasons, which the company has taken measures to address.Focusing on segment performance, Schneiders highlights the BioProducts segment, which experienced a notable Q2 revenue increase to €10.5 million from €9.3 million in Q1. This growth, coupled with a reduction in material costs from €11.5 million to €10.2 million, signifies enhanced operational efficiency. Although the segment's half-year revenues decreased by 5.0% to €19.8 million compared to the previous year, the CFO expresses a strong sense of optimism about its continued upward trajectory in the latter half of the fiscal year, instilling a hopeful outlook about the company's performance.In the BioScience segment, revenues slightly dipped to €5.8 million, a 5.3% decrease from the previous year's €6.1 million. However, effective project management and stringent cost controls maintained the segment's adjusted EBITDA at zero, demonstrating robust financial stewardship despite revenue challenges. The revenue decrease in the BioScience segment was primarily due to [specific reasons], which the company is actively working to mitigate.The BioIncubator segment stands out with substantial growth, where revenues surged from €0.2 million to €1.6 million. This growth was fueled by significant milestones in genome editing projects under the Akribion Genomics brand, as well as [other specific factors]. The segment's adjusted EBITDA improved markedly from—€1.5 million to€0.5 million, reflecting successful strategic investments and value creation from innovative R&D initiatives. The BioIncubator segment's growth is a testament to its commitment to innovation and ability to capitalize on emerging opportunities.Schneiders reaffirms BRAIN Biotech's unwavering commitment to achieving its fiscal year-end targets, projecting revenues between €58 million and €62 million and an adjusted EBITDA expected to rise in tandem with revenue growth. He concludes by reiterating confidence in the second half of the year, driven by anticipated acceleration in the BioProducts segment and continued advancements in the BioIncubator projects. Schneiders' presentation underscores BRAIN Biotech's strategic resilience and its steadfast commitment to sustainable growth and value creation for stakeholders, providing a sense of reassurance about the company's long-term prospects.



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Multitude SE Elevator Pitch: Key Takeaways



In this comprehensive video presentation, Lasse Mäkelä, the Chief Strategy and Investor Relations Officer of Multitude SE, provides a detailed and captivating overview of the company’s unique growth trajectory and future aspirations.

Multitude SE, a dynamic and profitable fintech enterprise, has been a pioneer in financial technology innovation since its inception in 2005 in Finland. As a listed company on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol ‘FRU,’ Multitude has successfully expanded its operations to 19 countries, serving over 400,000 customers and generating a revenue of EUR 214 million in 2021.



Mäkelä begins by highlighting the profound impact of Multitude’s mission: to democratize financial services through digitalization.

This mission, he emphasizes, is not just about making financial services fast, easy, and environmentally sustainable. It’s about reshaping the entire financial industry, making it more accessible and inclusive for all. Multitude’s strategic vision, he explains, is to build the most valued financial ecosystem for overlooked customers, leveraging technology, regulation, funding, and cross-selling to create an unparalleled growth platform for fintechs.



The core of Multitude’s operations is a testament to its innovative approach.

It revolves around three independent business units: SweepBank, Ferratum, and CapitalBox. These units, each with its unique focus and offerings, are supported by over 700 employees and benefit from Multitude’s comprehensive internal banking as a service platform. This platform, he highlights, encompasses a robust compliance framework, a full European-wide banking license, and an advanced technology stack, enabling efficient and centralized banking operations.



SweepBank, the consumer banking arm

It offers a suite of financial products, including loans, bank accounts, and debit cards, and has plans to introduce credit cards. This unit is dedicated to providing exceptional digital customer experiences, particularly targeting individuals underserved by traditional banks.



Ferratum, another key business unit

It focuses on providing financial solutions tailored to the needs of small and medium-sized enterprises (SMEs). It offers lending services, bank accounts, and payment solutions, aiming to support SMEs’ growth and financial stability across its operational regions.



CapitalBox represents Multitude’s wholesale banking division.

This unit specializes in secure debt and payment services, catering to non-bank lenders, electronic money institutions, and other selected industries. CapitalBox plays a crucial role in enhancing the financial infrastructure and supporting the broader financial ecosystem by offering these services.



Mäkelä provides a detailed overview of the vast potential within Multitude’s addressable market

He notes that the company’s market share remains relatively small, which signifies significant opportunities for future growth. He elaborates on Multitude’s financial targets, which include a net profit of more than EUR 3 million by 2026 and a dividend payout ratio between 25% and 50% of profits.









▶️ Other videos:

Elevator Pitch: https://seat11a.com/investor-relations-elevator-pitch/

Company Presentation: https://seat11a.com/investor-relations-company-presentation/

Deep Dive Presentation: https://seat11a.com/investor-relations-deep-dive/

Financial Results Presentation: https://seat11a.com/investor-relations-financial-results/

ESG Presentation: https://seat11a.com/investor-relations-esg/



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Multitude SE Q1 2024: Key Takeaways

In this comprehensive presentation, Lasse Mäkelä, Investor Relations representative at Multitude SE, delves into the company’s exceptional financial performance for the first quarter of 2024.



Mäkelä begins by highlighting the significant 31% increase in EBIT, which rose to EUR 11.6 million from EUR 8.9 million in the same period of the previous year. This substantial growth underscores Multitude SE’s successful strategic initiatives and robust operational execution, reinforcing the company’s financial strength and growth potential.



Revenue for Q1 2024 increased substantially by 18.3%, reaching EUR 64.2 million compared to EUR 54.2 million in Q1 2023.



This growth is one of the strongest quarterly performances in the company’s history. The consolidated net profit also demonstrated solid progress, increasing by 13% to EUR 2.6 million. Earnings per share (EPS) experienced a significant boost of 48.8%, rising to EUR 0.07, reflecting the company’s enhanced profitability and shareholder value.



Mäkelä underscores the strategic advancements made by Multitude SE



Particularly the official commencement of its new business unit, Wholesale Banking. This segment, which includes Secured Debt and Payment Solutions, has already proven to be a success, with an EBIT of EUR 1.0 million in its first quarter. The Wholesale Banking unit reported a remarkable volume growth of 179.8% over twelve months, reaching EUR 69.2 million. This expansion highlights the effectiveness of Multitude SE’s growth ambitions and its ability to diversify and strengthen its service offerings, reassuring stakeholders of its long-term viability.



Further strengthening its market position, Multitude SE acquired Omniveta Finance



An invoice purchasing specialist, during the first quarter. This acquisition, integrated under the CapitalBox brand, enhances the company’s capabilities in the SME banking sector and supports its goal of becoming a prominent alternative lender alongside traditional banks. The transaction is a testament to Multitude SE’s unwavering commitment to continuous organic growth, strategic partnerships, and acquisitions, instilling confidence in its future prospects.



Despite a slight decrease in total assets from EUR 990.9 million to EUR 960.3 million



Primarily due to a planned reduction in cash and cash equivalents by 20.7% to EUR 225.0 million, the company’s balance sheet remains robust. The equity increased to EUR 185.2 million, resulting in a stable equity ratio of 19.2%. Mäkelä notes that the net equity ratio remained essentially unchanged at 25.2% in Q1 2024, providing a solid foundation for our future growth and stability.



Multitude SE has also maintained efficient risk management practices



With impairment losses averaging around 4% and reaching 4.2% in the first quarter. This indicates the company’s proactive approach to addressing elevated credit losses in parts of the business and implementing corrective underwriting measures.



Looking ahead, Mäkelä reaffirms Multitude SE’s optimistic outlook for 2024.



The company targets an EBIT growth of 50% and aims to reach EUR 67.5 million. The company also projects a consolidated profit after tax of EUR 30 million by the end of 2026.



▶️ Other videos:

Elevator Pitch: https://seat11a.com/investor-relations-elevator-pitch/

Company Presentation: https://seat11a.com/investor-relations-company-presentation/

Deep Dive Presentation: https://seat11a.com/investor-relations-deep-dive/

Financial Results Presentation: https://seat11a.com/investor-relations-financial-results/

ESG Presentation: https://seat11a.com/investor-relations-esg/





T&C

This publication is for informational purposes only and does not constitute investment advice. By using this website, you agree to our terms and conditions outlined on www.seat11a.com/legal and www.seat11a.com

JOST Werke SE Q1 2024: Key Takeaways



Overview of JOST Werke SE Financial Results Q1 2024

In this detailed video presentation, Romy Acosta of JOST Werke SE, a leading global producer and supplier of safety-critical systems for the commercial vehicle industry, presents the company’s financial results for the first quarter of 2024 to professional stock investors. The presentation provides an in-depth analysis of JOST’s performance amidst a challenging market environment, emphasizing the company’s ability to maintain high profitability and significantly improve free cash flow.



Financial Highlights of Q1 2024

Romy Acosta begins by outlining the headline figures for the quarter. Despite a 12.6% decline in sales, down to EUR 299 million from EUR 342 million in Q1 2023, JOST successfully maintained an adjusted EBIT margin of 11.6%. This was achieved through effective operational flexibility and strategic cost management, resulting in an adjusted EBIT of EUR 35 million compared to EUR 40 million in the same period last year.



Significant Improvement in Free Cash Flow

One of the standout achievements highlighted by Acosta is the remarkable increase in free cash flow, which soared by 164% to EUR 35 million from EUR 13 million in Q1 2023. This improvement is attributed to the company’s stringent efficiency measures and strategic financial management. Additionally, JOST’s net debt reduction efforts strengthened its financial position, bringing the leverage ratio down to 0.93x from 0.998x at the end of 2023.



Performance Analysis by Region

Europe

The region saw a 7.9% decline in sales to EUR 174 million from EUR 189.1 million in Q1 2023, largely due to softened demand in the transport and agriculture sectors. Despite this, JOST mitigated the impact on operations, although the higher fixed costs associated with headquarters’ administrative expenses led to a 13.1% decrease in adjusted EBIT to EUR 13.9 million, maintaining an adjusted EBIT margin of 8.0%.



North America

Sales in North America decreased by 28.8% to EUR 73.2 million from EUR 102.8 million in Q1 2023. The region’s cyclical market fluctuations were pronounced, but JOST’s proactive adaptation strategies and efficiency measures helped cushion the impact, resulting in an adjusted EBIT of EUR 8.1 million and an improved EBIT margin of 11.0%.



Asia-Pacific-Africa (APA)

This region displayed resilience, with sales increasing by 3.1% to EUR 51.3 million, driven by strong demand in India, Australia, and South Africa and a recovering truck market in China. The acquired company LH Lift Oy contributed EUR 1.7 million in sales. Adjusted EBIT for APA stood at EUR 10.7 million, with a margin of 20.9%.



Consolidated Profit and Future Outlook

Romy Acosta also discusses the consolidated profit, noting that earnings after taxes amounted to EUR 20 million, down from EUR 24 million in Q1 2023. Adjusted earnings per share were EUR 1.70, compared to EUR 1.99 the previous year.



Outlook for 2024

The presentation concludes with an optimistic outlook for the remainder of 2024. Despite the anticipated single-digit percentage declines in group sales and adjusted EBIT compared to 2023, JOST expects to maintain its adjusted EBIT margin within the strategic range of 10.0% to 11.5%. This projection reflects JOST’s robust financial strategy and ability to navigate ongoing market challenges effectively.





▶️ Other videos:

Elevator Pitch: https://seat11a.com/investor-relations-elevator-pitch/

Company Presentation: https://seat11a.com/investor-relations-company-presentation/

Deep Dive Presentation: https://seat11a.com/investor-relations-deep-dive/

Financial Results Presentation: https://seat11a.com/investor-relations-financial-results/

ESG Presentation: https://seat11a.com/investor-relations-esg/



T&C

This publication is for informational purposes only and does not constitute investment advice. By using this website, you agree to our terms and condition