12 min

4 Ways To Live Off Your Property Portfolio | Ep. 222 The Property Academy Podcast

    • Investing

In this episode, we discuss different ways to live off your property portfolio. There are four ways we discuss, each with their pros and cons:


Using a reverse mortgage to live off the equity within your properties
Using a principal and interest mortgage to pay down debt to create a decent rental yield you can live off
Buying multiple properties, selling half and paying off the mortgage on the rest to create a rental yield
Restructuring your portfolio when you need the cash from one geared towards capital growth to one geared towards yield

Our conclusion and preferred option is that the last option best suits most Kiwi buy and hold investors. Listen to the full show to fund out why.

We also mention that we are holding a property investment webinar this Tuesday at 7pm where you will learn how to run the numbers on an investment property. 

In this episode, we discuss different ways to live off your property portfolio. There are four ways we discuss, each with their pros and cons:


Using a reverse mortgage to live off the equity within your properties
Using a principal and interest mortgage to pay down debt to create a decent rental yield you can live off
Buying multiple properties, selling half and paying off the mortgage on the rest to create a rental yield
Restructuring your portfolio when you need the cash from one geared towards capital growth to one geared towards yield

Our conclusion and preferred option is that the last option best suits most Kiwi buy and hold investors. Listen to the full show to fund out why.

We also mention that we are holding a property investment webinar this Tuesday at 7pm where you will learn how to run the numbers on an investment property. 

12 min