138 episodes

The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.

That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market.

Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. Both Stuff and Juno Investment Magazine have previously published his analyses.

https://www.opespartners.co.nz/investment/property-investment

The Property Academy Podcast Opes Partners

    • Investing

The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.

That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market.

Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. Both Stuff and Juno Investment Magazine have previously published his analyses.

https://www.opespartners.co.nz/investment/property-investment

    Addington, Christchurch – What Property Investors Need to Know | Ep. 138

    Addington, Christchurch – What Property Investors Need to Know | Ep. 138

    In this episode, we discuss the Christchurch suburb of Addington and whether we believe it is a good place to invest. 

    Addington has had the 3rd fastest house price growth of any Christchurch suburbs since the turn of the century. The only two suburbs that grew at a faster rate were the wealthier suburbs of Strowan and Fendalton. These suburbs wouldn't be appropriate for investors to necessarily park their money in. 

    Addington is also the 9th most affordable suburb out of all 59 Christchurch suburbs – meaning that there is a lot of room for gentrification, especially given its close proximity to Hagley Park. 

    Throughout the episode, we made reference to our Epic Guide to Mortgages, which is a 9,500-word guide which is freely available on the Opes Partners website. It is well worth a read if you are either looking to get a mortgage or hoping to pay one off. 

    • 11 min
    Should I Sell My Small Town Investment and Buy In the Main Centre? | Ep. 137

    Should I Sell My Small Town Investment and Buy In the Main Centre? | Ep. 137

    In this episode, we discuss a question sent in my another listener, which says: "I already have an investment property in Whangarei, should I buy another one there, or sell my existing investment property and buy in the main centre?"

    Often the main centres aren't as expensive as one might think. Median sale prices can be misleading as your investment property doesn't have to be the median property. Similarly, small towns like Whangarei are actually more expensive than properties in cities like Christchurch at the moment. 

    We also run through an example comparing 2 properties worth $800,000 appreciating at a lower rate, v.s. a less expensive $700,000 property increasing in value at a faster rate.

    Finally, we mentioned our Epic Guide to Property Investment, this is a 9,500 word guide that teaches you how to get s mortgage and then pay off that mortgage.

    • 12 min
    You Can Only Pick 2 Out of 3 of These Three Things | Ep. 136

    You Can Only Pick 2 Out of 3 of These Three Things | Ep. 136

    In this episode, we discuss whether there is such a thing as cashflow positive or negative properties. This question came in from a listener of the show. We agree that there is no such thing as a cashflow positive or negative property ... sure there are high yielding properties, but whether a property produces cash or not is based on how you have structured your investment. If you borrow with 100% lending and your property is geared for capital growth it will usually provide a cash loss. 

    This is summarised in a diagram we recently made showing the tradeoffs between capital growth, 100% lending and cashflow. You can find the diagram here

    We also mentioned the Epic Guide to Mortgages, our 9,500 word guide that teaches you everything you need to know about how to get a mortgage and then pay it off.

    • 8 min
    Fears that Stop People Investing – The Market | Ep. 135

    Fears that Stop People Investing – The Market | Ep. 135

    In this episode, we discuss one of the key fears that stops people from investing in property – the market. Or, rather, fear that the market is going to crash and that property prices will drop suddenly and significantly.

    We compare economist predictions from January 2009 with real data about how the property market performed and show that generally the hysteria often seen in newspapers rarely plays out in practice.

    We also offer 2 actions you can take if you are worried about there being fluctuations in the value of your investment property. 

    If you want to learn more about property, then check out our Epic Guide to Mortgages, a 9-500 word guide that teaches you both how to get a mortgage and then pay it off more quickly. 

    • 12 min
    Two-timing the Banks – What investors need to know | Ep. 134

    Two-timing the Banks – What investors need to know | Ep. 134

    This is the final episode where are joined by Eugene Bartsaikin from Twine Financial Advisers – and we discuss split banking. This is where you use multiple banks as part of the structuring of your lending strategy. 

    The key benefit of using multiple banks is that, if used correctly, you:


     may be able to borrow more
    will have more control over your assets
    will have more freedom in terms of how you manage your money

    and your assets will be more secure. If you currently just use one bank then you can slowly move your lending to other banks in stages, as described within the show. 

    We also mentioned the Epic Guide to Mortgages, this is our 9,500-word guide that teaches you how to get a mortgage and then pay it off faster. 

    If you want to learn more about Eugene and Twine Financial Advisers then:


    Check out their website
    Connect with Eugene on Linkedin 

    • 12 min
    Case Study: Building a Lending Strategy | Ep. 133

    Case Study: Building a Lending Strategy | Ep. 133

    In this episode, we are once again joined by Eugene Bartsaikin from Twine Financial Advisers. Together, we discuss two case studies of Eugene's clients who have had lending strategies created for them. 

    The first is a Christian couple who were regularly giving to the church. Eugene identified that their long term ambition was to be more generous and give more to their community. Eugene encourages them to put more away towards their mortgage today (by tithing less) so that they can build their wealth and give more over their lifetime. 

    The second example if from a Samoan family who were earning good incomes, but because they were so generous with their friends and family they weren't getting ahead paying down their mortgage and were barely making ends meet. Eugene learnt that this family's real motivation was to help their kids get into property by leveraging the family home (which can only be done when there is enough equity within the property). By discovering this, Eugene helped them decrease their expenses and increase their mortgage repayments so that they can achieve their ultimate goal. 

    In the show, we also discussed the Epic Guide to Mortgages, our 9,500 word guide that teaches you both how to get a mortgage and then to pay it off more quickly. 

    • 11 min

Customer Reviews

_tatiana_130 ,

Amazing

This is an amazing podcast and has helped me buy my first rental property. Thank you so much. Amazing.

Leonatrock ,

Good info

Really enjoy the bite size format. A small investment in time for me but some really worthwhile trends and commentaries. Thanks for keeping up the effort.

Aaron - Hamilton 😀 ,

Informative and relevant

Great podcast that incorporates a range of opinions and strategies from a range of experts delivered in a casual and educational way.

Top Podcasts In Investing

Listeners Also Subscribed To