ELI5 Explain Like I'm 5: Bite sized answers to stuff you should know about - in a mini podcast ELI5 Explain Like I'm Five Podcast

How does life insurance actually work? What is the difference between term and whole life insurance? How do life insurance companies make money if everyone already dies? How do my lifestyle and health affect my premiums? How did a horror movie use life insurance to sell movie tickets? What happened when the astronauts of Apollo 11 tried to buy life insurance?
... we explain like I'm five
Thank you to the r/explainlikeimfive community and in particular the following users whose questions and comments formed the basis of this discussion: querycrook, lord_probability, andrewtyne, demanbmore, babybunnybelly, longhorninnebraska, upset_force66 and blipsman
To the ELI5 community that has supported us so far, thanks for all your feedback and comments. Join us on Twitter:
https://www.twitter.com/eli5ThePodcast/
or send us an e-mail:
ELI5ThePodcast@gmail.com

We explain why we've been listening to The Kevin Rose Show. Hope you enjoy it too. You can find it here https://lnk.to/kevinrose

When did people start noticing El Niño and La Niña? What exactly are they? Where does the name come from? How do they affect global weather patterns? Do they really affect the Earth’s rotation?
... we explain like I'm five
Thank you to the r/explainlikeimfive community and in particular the following users whose questions and comments formed the basis of this discussion: impar-exspiravit, thefiercedeity, nianp, colin52 and genxcub
To the ELI5 community that has supported us so far, thanks for all your feedback and comments. Join us on Twitter:
https://www.twitter.com/eli5ThePodcast/
or send us an e-mail:
ELI5ThePodcast@gmail.com

Can you explain the role of a jockey during a horse race? Why do horses start side by side in a race instead of a staggered start like in human races? How does horse racing differ from dog racing, and why is the latter often frowned upon? How betting odds work in horse racing?
... we explain like I'm five
Thank you to the r/explainlikeimfive community and in particular the following users whose questions and comments formed the basis of this discussion: k0fi96, anecdotallyextant, alienfreaks04, the_camperdave, gameofchat, theicklestone, sceneofshadows, rsdancey and yourdadsbff
To the ELI5 community that has supported us so far, thanks for all your feedback and comments. Join us on Twitter:
https://www.twitter.com/eli5ThePodcast/
or send us an e-mail:
ELI5ThePodcast@gmail.com

How did the NATO phonetic alphabet come about? Why were specific words chosen for each letter? Has it changed over time? Why is the number 9 spoken as “niner”?
... we explain like I'm five
Thank you to the r/explainlikeimfive community and in particular the following users whose questions and comments formed the basis of this discussion: i_hate_platpi_ama, mykro76, hugepilchard, instantpowdy and randomusefulbits
To the ELI5 community that has supported us so far, thanks for all your feedback and comments. Join us on Twitter:
https://www.twitter.com/eli5ThePodcast/
or send us an e-mail:
ELI5ThePodcast@gmail.com

What do all the signs on an airport taxiway mean? What do the various markings and lights indicate? How are parallel runways numbered? Why does Atlanta Airport use an alternative NATO Phonetic Alphabet? 
... we explain like I'm five
To the ELI5 community that has supported us so far, thanks for all your feedback and comments. Join us on Twitter:
https://www.twitter.com/eli5ThePodcast/
or send us an e-mail:
ELI5ThePodcast@gmail.com