237 episodes

You can afford anything, but not everything. We make daily decisions about how to spend money, time, energy, focus and attention – and ultimately, our life. Every decision is a trade-off against another choice.

But how deeply do we contemplate these choices? Are we settling for the default mode? Or are we ruthlessly optimizing around a deliberate life?

Host Paula Pant interviews a diverse array of entrepreneurs, early retirees, millionaires, investors, artists, adventurers, scientists, psychologists, productivity experts, world travelers and regular people, exploring the tough work of living a truly excellent life.

Want to learn more? Download our free book, Escape, at http://affordanything.com/escape

Afford Anything Paula Pant

    • Investing

You can afford anything, but not everything. We make daily decisions about how to spend money, time, energy, focus and attention – and ultimately, our life. Every decision is a trade-off against another choice.

But how deeply do we contemplate these choices? Are we settling for the default mode? Or are we ruthlessly optimizing around a deliberate life?

Host Paula Pant interviews a diverse array of entrepreneurs, early retirees, millionaires, investors, artists, adventurers, scientists, psychologists, productivity experts, world travelers and regular people, exploring the tough work of living a truly excellent life.

Want to learn more? Download our free book, Escape, at http://affordanything.com/escape

    Ask Paula and Joe -- Should I BUY a Business, Instead of Starting One?

    Ask Paula and Joe -- Should I BUY a Business, Instead of Starting One?

    #237: Katie wants to know how to purchase a business that’s already cash-flow positive. What indicators can she look for?
    Rob will retire from the military with an inflation-adjusted pension. Does he need a bond allocation in his investment portfolio?
    Brian conquered a large sum of credit card debt, but still has student loan debt and a mortgage. Should he pay off his student loans, refinance them, or refinance his mortgage?
    Jeff is curious about the pros and cons of investment apps. When should you use them?
    Another Kati (without an e!) wants to live a healthy and wealthy life before she’s 70. Where should she allocate her savings so she can retire early?
    We answer these five questions in today’s episode.
    For more information, visit the show notes at https://affordanything.com/episode237

    • 1 hr 24 min
    How We Saved $1 Million and Retired at 31 and 32, with Kristy Shen and Bryce Leung

    How We Saved $1 Million and Retired at 31 and 32, with Kristy Shen and Bryce Leung

    #236: Kristy Shen and Bryce Leung achieved financial independence four years ago at age 31 and 32. They saved $1 million and live on $40,000 per year while traveling the world.
    Kristy and Bryce don’t worry about running out of money, they created new identities after quitting their jobs, and their community has quadrupled in size. Here’s how they achieved this lifestyle.
    For more information, visit the show notes at https://affordanything.com/episode236

    • 1 hr 11 min
    Ask Paula: Sooo … I Quit My Job. What Type of Business Should I Start?

    Ask Paula: Sooo … I Quit My Job. What Type of Business Should I Start?

    #235: Anna has made the leap to self-employment … but what’s next? She lives in the Bay Area and she’s trying to choose between five business ideas; she needs to make enough money to stay in her high-cost area.
    Doug recently won $9,000 from an online poker side gig and is wondering how best to use the funds: pay off high-interest student loan debt, or keep it to increase his poker earning potential?
    Alex and his partner want to househack a single-family property with a mother-in-law suit. What should they consider as far as zoning goes?
    Darrell is on track to retire in two years at age 55 and wants to know what he should do with his primary residence. Should he rent it out? Or should he sell it and use the profit to invest in rental properties? Or use the profit to buy his retirement home?
    Mara is curious about 1031 exchanges. She has equity in a rental property that she’d like to harvest, but she wants more information before making the move.
    Michael and his wife are struggling with competing goals. They want to invest in real estate, but they also want to move into an apartment closer to work to reduce their long commutes. Should they sell their home and invest the equity into a rental property, or should they take a HELOC on their home instead?
    For more information, visit the show notes at https://affordanything.com/episode235

    • 1 hr 9 min
    26 Easy Moves to Improve Your Finances in 2020

    26 Easy Moves to Improve Your Finances in 2020

    #234: We review 26 quick, easy actions that improve your financial life, plus 10 new added bonus ideas that came directly from our community. We issue a challenge for you to tackle one action per week for the first 26 weeks (six months) of the year, so you’ll build stronger financial health by summertime.
    Download the free book that accompanies this episode at http://affordanything.com/2020kickoff and join us in the 2020 One Tweak a Week challenge!

    • 1 hr 5 min
    Ask Paula: How Can I Retire in 12 Years?

    Ask Paula: How Can I Retire in 12 Years?

    #233: Deepak is considering downsizing his family’s home, but wants to know if the savings are worth the transaction costs he’ll have to pay.
    Anonymous and her husband hold $900,000 worth of privately-owned company stock. How should they plan for handling this money?
    Shelby is 25 years old and works for a company that awarded her restricted stock units. What should she do with these? Additionally, she traded in a 2013 Prius for a 2018 Subaru, for which she now owes $19,000. Should she sell it for a used vehicle or stick it out?
    Katelyn is interested in learning more about annuities. What should she know in order to make an informed decision?
    Max FI and his wife want to retire in 12 years. How should they invest to achieve this?
    Anonymous’s former employer offered a Roth and Traditional 401k, and his new employer only offers a Traditional option. How should he rollover his former Roth 401k?
    For more information, visit the show notes at https://affordanything.com/episode233

    • 1 hr 13 min
    How to Avoid College Debt, with Anthony ONeal

    How to Avoid College Debt, with Anthony ONeal

    Anthony ONeal is the bestselling author of Debt-Free Degree, a book that teaches parents how to help their children graduate from college without student loans.

    He’s part of the Dave Ramsey Solutions team, which teaches people how to pay off and avoid debt, and he's the co-author of Graduate Survival Guide, along with Rachel Cruze.

    Anthony joins us on this episode to share tips and hacks to help you save on tuition and find money for college.

    • 1 hr 12 min

Customer Reviews

Mgeoffrey ,

Addictive

I keep listening to this podcast everytime if time permits. Educational and informative. A major plus is Paula has the most soothing voice you’ll ever hear. Like listening to a meditation podcast. Addictive.

Jillsabs ,

Paula is a gem

I always look forward to Paula’s insightful and no-frills approach to personal finance, financial independence and anything else that touches on these topics.

Thanks for all that you do for the community, Paula!

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