The Rachel Cruze Show Ramsey Network

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In this week’s episode, I unpack the ins and outs of wealth-building, financial self-care, and savvy grocery shopping. I give my honest opinions on the 7 Baby Steps, guide you through a financial self-care routine that’ll help you build a life you love, and expose some grocery shopping mistakes that can cost you.
 
In this episode:
·      Rating My Own Financial Advice
·      10 Ways You’ve Been Grocery Shopping All Wrong (With Jade Warshaw)
·      The Ultimate Financial Self-Care Routine
 
Next Steps
·      🎥 Watch my video on how to set up a budget using EveryDollar.
·      🤫 Check out my video with Jade Warsaw on the secrets to overcoming six-figure debt.
·      ✅ Keep up with Jade Warshaw on Instagram.
·      💸 Find out what to do with the money in your paycheck.
·      🎓 Learn to win with money by enrolling in Financial Peace University.
 
Offer From Today's Sponsor
·      🏥 Learn more about Christian Healthcare Ministries.

Listen to More From Ramsey Network
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show  
🧠 The Dr. John Delony Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership

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Sometimes, you have to wonder, “When did things get so expensive?” In this episode, find out how to keep inflation from ruining your budget, including tips on:
-             Feeding your family for less than $100 in a week
-             Which expenses you can easily cut from your budget
-             How to manage affording childcare

Next Steps

·      🎥 Watch my The Right Way To Do A No Spend Challenge video to try a “No Spend” month!
·      📔 Pick up a copy of my new kids book I'm Glad For What I Have!
·      💵 Start saving on groceries with my favorite budgeting app, EveryDollar!

Offers from Today's Sponsors

·      🏥 Learn more about Christian Healthcare Ministries.

Listen to more from Ramsey Network

🎙️ The Ramsey Show  
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership

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This episode is one huge PSA! I’ll go over some of the worst debt trends and traps that steal your paycheck—and what you can do to steer clear of them so you can use your money to create a life you love.
 
In This Episode:
·      Financial Goals That Are Impossible With Debt 
·     The Sad Reality of Credit Card Rewards 
·     The Financial Trend That Is Robbing You Blind 
 
Next Steps:
·      📈 Check out the Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator
·      🏡 Work with Churchill Mortgage to buy a home without a credit score: https://www.ramseysolutions.com/real-estate/mortgage-loans
·      💸 Take Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace
·      🎥 Watch “How Financially Smart Are You?" here: https://www.youtube.com/watch?v=MOU0tPd_8RE
 
Offers From Today's Sponsors
🏥 Learn more about Christian Healthcare Ministries.
 
Listen to More From Ramsey Network
🎙️ The Ramsey Show  
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
 
Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today. Create a free budget! 

From getting sucked in to one too many sales to overspending on our summer wardrobe (hello, trendy new sunglasses), we’ve all made money mistakes at some point. In this week’s episode, I’m sharing twelve common financial fails—so we can be extra careful about avoiding them!

In This Episode:
·      5 Sneaky Ways Stores Make You Spend More
·      3 Job-Hopping Errors That Will Impact Your Wallet 
·     4 Financial Mistakes People Are About to Make  
 
Next Steps:
·      🛒 Are you wasting money at your favorite stores? https://www.youtube.com/watch?v=Z1dksNiuToo  
·      📉 Get investing help from a pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=CjwKCAjwoPOwBhAeEiwAJuXRh8IOa2FUC2pOZdDm-qKuFyQm0BuAlOFjHD3hyl56H_E1JWeLYpEJMRoCim4QAvD_BwE  
·     🤩 Set financial goals at any income level: https://youtu.be/9q-UTjlP3hI
·      😎 Check out these affordable staycation ideas: https://www.ramseysolutions.com/saving/staycation-ideas
·      📚 Try these tech-free summer activities that your kids will actually like: https://www.youtube.com/watch?v=qYSe-2ZRxzU
·      🐰 Spark family conversations about gratitude with my latest kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/
 
Offers From Today's Sponsors
🏥 Learn more about Christian Healthcare Ministries.
 
Listen to more from Ramsey Network
🎙️ The Ramsey Show  
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
 
Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today. Create a free budget! 
 
Show Description 
It’s time to get realistic about your money. From the cost of happy living to budgeting secrets to choosing the right financial goals for your stage of life—here are practical steps you can take to build wealth and live a life of financial peace along the way.
 
In This Episode
·      What It Actually Costs to Live Happily in America
·      5 Lessons From 15 Years of Budgeting
·      How to Set Financial Goals at Any Income Level

Next Steps
·      🏡 Find out which Baby Step you’re on: https://www.ramseysolutions.com/get-started/gs/app/assessment
 
·      👛 Shop the Rachel Cruze Wallet: https://store.ramseysolutions.com/money/budgeting-tools/rachel-cruze-wallet-camel/
 
·      🏧 Watch me critique someone’s budget: https://www.youtube.com/watch?v=ADH1inzM1Fc
 
·      📉 Plan or track your progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator
 
·      📲 Connect with a SmartVestor Pro: https://www.ramseysolutions.com/retirement/dave-ramsey-smartvestor?campaign_name=SV_PaidSearch&gad_source=1&gclid=Cj0KCQjwztOwBhD7ARIsAPDKnkAqZ48eXBf2_Np4awFIESNJLFW7sznuHp4FQnnz5Xci2hV40oQ8ZCwaAkytEALw_wcB
 
Offers From Today's Sponsors
🏥 Learn more about Christian Healthcare Ministries.
 
Listen to More From Ramsey Network
🎙️ The Ramsey Show  
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights

💵 Sign up for EveryDollar today. Create a free budget! 

Show Description 
To win with money, you have to be intentional. From buying a car the smart way to cutting out unnecessary expenses, I’m sharing my favorite tips for saving and spending. Plus, here’s how to know if you’re keeping your money in the right place.
 
In This Episode
·     10 Cars You Should Never Waste Your Money On
·     10 Things Frugal People Avoid at All Costs
·     2 Budget Categories Everyone Must Have

Next Steps
·     🚙 Here are 10 cars under 10K: https://www.youtube.com/watch?v=2xFFsnW913M
 
·     🙌🏼 Check out the Ramsey Car Guide: https://www.ramseysolutions.com/insurance/car-guide
 
·     📚 Preorder my new kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/
 
·     🤩 Find more creative ways to save money: https://www.youtube.com/watch?v=eN2bt91r5BQ
 
Offers From Today's Sponsors
🏥 Learn more about Christian Healthcare Ministries.
 
Listen to More From Ramsey Network
🎙️ The Ramsey Show  
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
 
Ramsey Solutions Privacy Policy