This Is Why You Can't Get Out of Debt The YNAB Podcast

Just like weight loss, there are some people who manage to pay off their debt through a burst of willpower and concerted effort... only to fall into debt again, usually slowly. Jesse points out that often this is a failure to follow Rule Two (Embracing Your True Expenses), and discusses how you can prevent slipping into old habits in the New Year.
 
Are you ready for a financial reset?
https://www.youneedabudget.com/34dayreset/