10toWin Jason Culham & Kevin Steidel

On our final episode before we take a break for the rest of summer, we invited Stephen Brown back onto the podcast to cap off Season 2! Stephen was our very first guest and it's fitting to have him back on to finish out what has been a great topic to end Season 2. 

When we began looking back at our own journey and how far the podcast has come, we wanted to finish this season out with someone who started the journey with us. Stephen gives us his insight on why it's important to take in the present and why even in our darkest days, the journey still taught us something and put us in the position we are today.

Stephen gives great examples of his own life on how his journey has mattered so much and without that journey he would not have excelled the way he has in business and in his personal life. Please tune in and listen to Stephen wrap up Season 2 on why the journey matters!

Thanks and enjoy!

On today's episode, we will give you some suggestions on how to focus on the present and enjoy the journey. Most of the time we get focused on the future all while trying to obtain certain  goals and we lose sight of what's in front of us. So here's some ways in which you can try to enjoy the journey more: 
First, practice mindfulness. Take moments to pause, breathe, and fully immerse yourself in the present. Embrace the sights, sounds, and emotions that surround you.Second, cultivate gratitude. Take time to appreciate the small victories, the lessons learned from challenges, and the people who support you along the way. Gratitude helps us stay grounded and find joy in the journey, no matter the circumstances.Third, embrace uncertainty. Life is unpredictable, and the journey often takes unexpected turns. Instead of resisting change, embrace it as an opportunity for growth and new possibilities.And finally, set intentions, not just goals. Intentions guide our actions and mindset, focusing on how we want to show up in the world and the values we want to embody.Thanks and enjoy! 

This week we are embarking into a topic that really means a lot to us. As we approach our 100th episode, we began looking back at our own journey and what it has meant to us. For us, the journey has been fun, exciting, rewarding and gratifying. We have learned so much along the way, and because of that, we've grown as individuals. 

We wanted to talk about why the journey matters this week as we wrap up Season 2 of the podcast. Today's episode is all about why the journey matters to include savoring each step of the way because once it's all said and done, you can't go back. Sometimes we lose focus of the present when we are only concentrating on the future, such as completing our goals or trying to meet certain benchmarks. We tend to forget about what is going on right now and that is wrong. We need to open our eyes up and savor each moment along the way. It's those moments that really make us grow as individuals. 

The goal this week is to make you understand why it's important to take it all in and not just focus on the destination. The journey matters!

Thanks and enjoy!

On today's episode, we interview a gentleman that lives and breathes finances. Welcome Larry Elovitz!

Larry works for The Redwood Financial Group in Dublin, Ohio and has been apart of finances for over 20 years now! Please tune in to hear Larry discuss why it's important for you to get a hold only your finances. He provides you some tips and suggestions on how to better manage your finances to include making a budget, cutting spending where it's unnecessary, and how to create a winning mindset when it comes to your finances.

Larry also provides some great information and general tips in the finance world. If you are someone who's been wondering how much to save or invest, please listen to Larry when he talks about the 50/30/20 rule or how much money you should have saved in case of emergencies.

This is a great episode for everyone to listen too, especially if you are younger and curious about what to do with your money. Although Larry will not tell you who to invest in, he does go into detail about why making financially smart decisions when you're young is one of the best things you can do!

You can find Larry at the following website for all of your financial questions:
https://investwithredwood.com/#

Thanks and enjoy!

On today's episode, we will give you some suggestions on how to handle the financial stress you have in your life a little better. The burden of finances and the anxiety it gives all of us sometimes is hard to handle, so here are some ways in which you can try and manage this stress a little better. 
Budgeting and financial planning: Create a budget to track income and expenses. Set clear financial goals and develop a plan to achieve them. By having a structured approach to managing money, individuals can gain a sense of control and reduce anxiety about their financial situation.Emergency fund: Establish an emergency fund that can cover three to six months' worth of living expenses. Having a financial safety net can provide peace of mind and protect against unexpected events or financial setbacks.Live within your means: Avoid excessive spending and focus on living within your means. Differentiate between needs and wants and prioritize essential expenses. Cultivate mindful spending habits by asking yourself if a purchase aligns with your financial goals and values.Reduce debt: Develop a strategy to pay off debts systematically. Prioritize high-interest debts and consider consolidating or refinancing loans to reduce interest rates. Reducing debt can alleviate financial burdens and free up resources for other priorities.Increase financial literacy: Educate yourself about personal finance and investment strategies. The more you understand about managing money, the better equipped you'll be to make informed decisions and feel more confident about your financial situation.Seek professional advice: Consult with financial advisors or experts who can provide guidance and help you make informed decisions. They can assist with creating a financial plan, managing investments, and addressing specific concerns you may have.Focus on gratitude and contentment: Practice gratitude for what you have rather than focusing solely on what you lack. Cultivating a sense of contentment and appreciating non-material aspects of life can reduce the constant desire for more money and alleviate worries associated with financial comparisons.Take care of your well-being: Prioritize self-care and maintain a healthy work-life balance. Stress and worry about money can take a toll on mental and physical health. Engage in activities that promote relaxation, such as exercise, meditation, hobbies, and spending time with loved ones.Build multiple income streams: Explore opportunities to diversify your income sources. This could include starting a side business, freelancing, investing, or developing skills that can lead to higher-paying job opportunities. Expanding your income streams can provide a sense of security and reduce reliance on a single source of income.Develop a positive mindset: Cultivate a positive attitude towards money and adopt a growth mindset. Instead of dwelling on financial worries, focus on proactive steps you can take to improve your situation. Believe in your ability to manage your finances and work towards a more secure and fulfilling financial future.Remember, achieving financial peace of mind is a process, and it may require patience, discipline, and adaptability. By taking proactive steps and adopting healthier financial habits, individuals can gradually reduce their worries about money and enhance their overall well-being.

Thanks and enjoy!

Here we are venturing into a brand new topic this week and one in which we felt compelled to discuss, at least at the basic level. This week's topic is all about winning financially. However, before we go any further, we are not financial advisors so we will not be getting into how you should invest your money or specifically how much you should have or what you should spend your money on. We will talk about how to change your mindset when it comes to your finances and give you some ideas on what to think about when it comes to your finances. 

People tend to worry about money because money is necessary for the following reasons: 
Basic NeedsFinancial StabilityFuture PlanningSocial Status and ComparisonOverall, the worries about money stem from the fundamental role it plays in providing security, meeting basic needs, planning for the future, and supporting a fulfilling life. Financial concerns are a natural part of human existence in a society where money is the primary medium of exchange and a determinant of one's access to resources and opportunities.

Thanks and enjoy!