Tandia Talks Money Podcast Nation

Season 3, here we go! This season, we're tackling the dream (and challenge) of home ownership. With the real estate market's wild ride, owning a home can feel like a far-off fantasy, especially for millennials facing skyrocketing interest rates. But fear not! Carla (your banking BFF) will unpack these challenges and share savvy strategies to navigate the market's twists and turns. From smart budgeting and mortgage shopping to staying cool under pressure, we’ve got you covered. Whether you're eyeing your first home or thinking about refinancing, Carla's here to help you make savvy decisions and turn that home ownership dream into reality. With Tandia by your side, let's thrive in this crazy market together! 
 
Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are. 

 Welcome to the official Season 2 finale of Tandia Talks Money! As we dive into the new year, join Carla in breaking down the simplicity of mastering personal finance. We all know getting good at money can feel like a daunting task, so she’s sharing some non-intimidating tricks of the trade. From gaining clarity on your income to focusing on fundamentals like consistent saving, prudent investing, automating your finances with ease, and so much more, Plus, Carla’s diving into 10 transformative actions sets the tone for a fulfilling year. Some hot tips: embrace simplicity, cultivate meaningful habits, and remember that your money mindset can evolve. Let's make 2024 a year of positive transformation with straightforward steps and a focus on overall financial well-being. Cheers to a stress-free and empowered financial year ahead! 
 
Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are. 

Carla's back on the mic this week to explore the powerful concept of "mind over money". This mindset shift is all about going beyond the numbers, delving into how your thoughts and attitudes shape your financial journey. Think of it like being the captain steering your financial ship—empowering and in control. This approach not only helps you navigate financial challenges more gracefully but also acts as a shield against future stressors. Carla breaks down practical steps for embracing "mind over money," including creating a vision board for financial goals, breaking them into manageable steps, using a straightforward money bucket system for smart allocation, and practicing tangible transactions. At the end of the day, the art and science of "mind over money" serve as your toolkit for sculpting a financial future in line with your dreams! Hopefully, this episode gives you the mental confidence to stay strong for the sake of your financial future and say, "I won't back down," just like our guy, Tom Petty. 
 
Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are. 

Health is wealth, baby! This season, we've focused on the importance of investing in yourself and the powerful impact that can have on your financial future. Keeping this in mind, on today's episode, Carla is joined by her dear friend and chiropractor, Dr. Chelsea Spano, to uncover the link between chiropractic care and financial well-being. She addresses common roadblocks to seeking care, budgeting for health investments, and the proactive approach needed for long-term benefits. Dr. Chelsea also emphasizes early investments in health, dispels misconceptions about chiropractic care, and offers practical strategies for integrating physical well-being into busy lives. Plus, she discusses how to best utilize your benefits package if available, budgeting for health, and making small investments now for a healthier and more fulfilling life in the long term. After all, health is an investment, not an expense! 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are. 

Forget stressing over a $7 latte—today, Carla’s diving into the intricacies of debt acquisition and cutting through the noise of financial success to reveal the genuine culprits behind our money struggles. Why, you might ask? Because life is for living, and financial well-being means finding balance amid bills, budgets, and the occasional splurge. From exposing interest rates as silent architects of our financial destinies to cautioning against the fast-food allure of easy credit, Carla’s giving it to you straight. She shares savvy financial fitness tips, emphasizing self-awareness and behavioral adjustments. It's not just about stressing over spending decisions; it's about understanding the significant factors shaping our money stories. As we navigate this financial world with Carla's insights, let's drop the guilt, focus on feeling empowered, and handle our money with smarts and strength. Cheers to finding the right balance and savoring both financial wisdom and the occasional overpriced holiday Starbucks drink, ok? 

Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.