Protect & Grow Tim Stearns, CFP®

Are you ready to secure your financial future and protect your loved ones? Join Tim Stearns, Chicagoland’s Certified Financial Planning professional, as he provides essential insights on navigating the complexities of retirement and financial planning. This video is your gateway to understanding how proactive planning can enhance your financial stability and ensure your family's well-being.
In this enlightening discussion, Tim dives into the unique challenges faced by the 'sandwich generation'—those caring for both children and aging parents. He emphasizes the importance of having a robust financial plan to prevent undue stress on your personal finances. How far does caring for aging parents set back your own financial preparation? What strategies can optimize your income during retirement?
Tim also explores critical topics such as investment insights, tax planning, and the pivotal role of life insurance in estate planning. Are you utilizing your IRAs and 401(k)s effectively to safeguard your loved ones’ future? Learn how to make your financial goals turn into your reality with Tim's expert guidance.
We extend a special offer to the first 10 callers today—receive a complimentary copy of Tim Stearns’ book, "Solving the Modern Retirement Riddle," and discover more about securing a stable financial future. Don’t miss out on this opportunity to gain valuable insights and tools to protect and grow your wealth.
Subscribe to our channel for more expert financial advice and hit the bell icon to stay updated on all our latest videos. If you have any questions or need personal guidance, don’t hesitate to contact Tim Stearns, CFP® at (800) 868-1194 or visit our website www.tjstearns.com/ for more comprehensive information.
Remember, planning today is protecting tomorrow. Secure your financial future and ensure your loved ones are cared for with Tim Stearns, CFP®, your partner in financial planning.
Securities offered through Cornerstone Securities, LLC. Please consult an appropriately licensed professional before making investment decisions. This content is for informational purposes only and should not be considered financial advice.
  #legaladvice #longtermcare #riskmanagement #investmentrisks #lifeinsurance

Unlock the secrets to maximizing your retirement savings with our comprehensive guide to your 401(k)! Discover why employer-sponsored plans like the 401(k) are vital tools for securing your financial future. From the convenience of automatic contributions to the allure of employer matches, we explore every aspect of your retirement plan. Learn how to navigate tax-deferral options, seize control of your investments with in-service distributions, and avoid common pitfalls like leaving old 401(k)s behind. Plus, get expert insights on target date funds, managing risk, and understanding contribution limits and fees. Don't miss out on this opportunity to optimize your retirement strategy! Call now to get your personalized plan and take charge of your financial future in 2024 and beyond! For more information contact Tim Stearns, CFP® and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.

📊 Join Tim Stearns, CFP® from TjStearns for insightful discussions on optimizing income during retirement. From investment insights to budgeting basics, we're here to guide you. Subscribe now for valuable strategies to secure your financial future. 💼 For more information contact Tim Stearns, CFP® at (800) 640-2256 and visit our website at www.tjstearns.com/.#retirementplanning #financialstability

Ready to give your finances a fresh start this spring? ☀️💰 Join Tim Stearns, CFP® as he shares quick and practical tips to declutter your budget, cut unnecessary expenses, and set the stage for financial success. Let's sweep away debt, tidy up savings goals, and embrace a brighter financial future together! Don't forget to subscribe for more Protect and Grow content! For more information, contact Tim Stearns, CFP®, at (800) 868-1194 or visit our website at https://www.tjstearns.com/. #SpringCleaningFinances

Taxes are a pain. They are a thorn in our side. Paying taxes does mean that you made money (maybe - phantom gains in Mutual Funds??), so it has been called a “good problem to have”, but it is still a problem. However, NOT planning ahead for taxes and NOT understanding fully how taxes work in retirement, can make that pain much more significant. At TjStearns, we help savers and investors better determine their outcomes and make your goals turn into your reality. Specifically, if you would like to learn how to retire, or want to learn how to pay less in taxes and keep more of your money, call now (800) 640-2256 or visit the website at https://www.tjstearns.com/ and request your Protect and Grow Plan.

Join Tim Stearns, CFP®, as he discusses the two keywords that define finance: spending and income. Tim defines how income can sustain you before retirement, is your biggest wealth-building tool, and is essential to plan out once in retirement. He also discusses the importance of managing spending, whether during retirement or before, emphasizing the difference between living within your means and overspending. Tune in and enjoy another insightful episode of 'Protect and Grow' with Tim Stearns, CFP®, owner of TjStearns, INC. For more information, contact Tim Stearns, CFP®, at (800) 868-1194 or visit our website at https://www.tjstearns.com/.