37 min

5 Steps We Took To Pay Off 41k Of Debt In One Year Budget Divas

    • How To

Ep #40 In this episode, I wanted to talk about our debt free journey. It was seven years ago, officially that we started our debt free journey. 
In 2016 when I had changed jobs, I was just done with being sick and tired of being sick and tired. And so my husband and I were really determined to stick to the plan, and we went hard. We decided we were gonna do a "rice in beans, beans and rice: diet, if you're familiar with that term.
We didn't go on vacations. We hardly ever ate out. We basically just lived under a rock. We love Dave Ramsey and his Financial Peace University. His plan works for most people, but the way that we did it was we did it really, really hard. We did it in a way that we sacrificed so much that we were just not having fun anymore, even to the point where our friends and our family were asking us if we were okay. 

I really had to change my mindset about money and also my habits. My husband and I sat down together and we decided we were going to find creative ways to have a life and still get out of a lot of debt. In 2019, we were able to pay off $41,000 in 12 months, and that's what today's podcast is all about. 
It's all about the mindset shifts that we have to go through, the habits that we had to change. And so I'm so happy that you're here today because this podcast is going to get real. It's going to be raw, and I'll tell you the five main things we did to pay off $41,000 in one year.

Interested in making money as a mystery shopper? Get access to the FREE training here: https://www.budgetdivas.com/mysterytraining 
Mistakes in your financial past? Don’t let them affect your future any longer. This free budgeting template will help you get your finances back on track so you can keep more money in your wallet and finally live the life of financial freedom you’ve always dreamed of.
Grab your free template here: https://www.budgetdivas.com/budgeting-template

Ep #40 In this episode, I wanted to talk about our debt free journey. It was seven years ago, officially that we started our debt free journey. 
In 2016 when I had changed jobs, I was just done with being sick and tired of being sick and tired. And so my husband and I were really determined to stick to the plan, and we went hard. We decided we were gonna do a "rice in beans, beans and rice: diet, if you're familiar with that term.
We didn't go on vacations. We hardly ever ate out. We basically just lived under a rock. We love Dave Ramsey and his Financial Peace University. His plan works for most people, but the way that we did it was we did it really, really hard. We did it in a way that we sacrificed so much that we were just not having fun anymore, even to the point where our friends and our family were asking us if we were okay. 

I really had to change my mindset about money and also my habits. My husband and I sat down together and we decided we were going to find creative ways to have a life and still get out of a lot of debt. In 2019, we were able to pay off $41,000 in 12 months, and that's what today's podcast is all about. 
It's all about the mindset shifts that we have to go through, the habits that we had to change. And so I'm so happy that you're here today because this podcast is going to get real. It's going to be raw, and I'll tell you the five main things we did to pay off $41,000 in one year.

Interested in making money as a mystery shopper? Get access to the FREE training here: https://www.budgetdivas.com/mysterytraining 
Mistakes in your financial past? Don’t let them affect your future any longer. This free budgeting template will help you get your finances back on track so you can keep more money in your wallet and finally live the life of financial freedom you’ve always dreamed of.
Grab your free template here: https://www.budgetdivas.com/budgeting-template

37 min