In this podcast, we talk about money mindset strategies that will keep you motivated and focused on your debt-free journey while living on a budget you can afford. I share how Dave Ramsey's Financial Peace University changed my mindset about money. Listen in as I discuss real-life strategies to help you stay on course to get out of debt and achieve your personal finance goals.
How Bryant Achieved Financial Freedom By Eliminating Six Figures of Student Loan Debt
#012 In today's episode, Bryant Cabrera shares his incredible story of how he paid off over $100k of student loan debt!
Bryant didn't win the lottery, get an inheritance, or have a magic wand to make it disappear. He made a budget and decided to take CONTROL of his destiny. He got laser-focused, worked like crazy, and surrounded himself with positive people.
This is an amazing story of how you can WIN with money by being intentional.
The three pillars to financial freedom is to live on a budget, cut your expenses, and increase your income.
If you don't have a budget yet, grab my free template at www.budgetdivas.com/free.
Start taking action today!
Tips From A Travel Blogger - With Melanie Yamaguchi
#011 Now that the world is opening up again and returning to some sense of normalcy, you must be anxious to take a much-needed vacation somewhere.
But if you’re not a frequent traveler or just can’t make up your mind, then today’s podcast will be of use to you! In this podcast episode, I am joined by my good friend Melanie Yamaguchi, who is an avid travel junkie.
By day, Melanie is a senior digital producer and by night, she is a travel blogger at https://outofstate-outofmind.com/.
In this episode, she talks about the benefits of hiring a tour company versus going a la carte. Although it may be expensive upfront, we talk about how it saves a lot of time, money, and headaches.
We also talk about her personal experience being shanghaied in China, and the lessons she learned to prevent it from happening again.
So get inspired by checking out the podcast episode and read her blog at https://outofstate-outofmind.com/ where she blogs about her travels to different places.
Whether you are planning a near vacation or just casually browsing, her blog paints a detailed picture of every place she writes about.
Check out the links below that we mention on the podcast:
Searching for flights:
Skyscanner - https://www.skyscanner.com/
Google Flights - https://www.google.com/flights
Trafalgar - https://www.trafalgar.com/en-us
TravelChic World - https://www.travelchicworld.com/
Discover Digest/KJ International Tours - https://discoverdigest.com/
Airbnb - https://www.airbnb.com/
How Sarah Went To College Debt-Free Using The National Guard School Benefits
#010 In today's episode, Sarah shares how the National Guard allowed her to gain valuable work experience while going to college 100% debt-free.
Sarah shares how members of the National Guard are eligible for tuition assistance.
Depending on your home state, each state offers its members state funded education incentives based on state guidelines and eligibility.
If you or someone you know would like to gain work experience AND go to school debt-free, this episode is for you.
For more information, click this link to learn more: https://www.goang.com/
Do you have a budget but want personalized help to fast-track your success? What would it feel like if you were debt-free sooner than anticipated?
Join my membership and get 30 days for FREE!
Click here to learn more:
How Angela Paid Off $20,000 Of Debt During A Pandemic
# 009 On this episode of the Budget Divas podcast, Angela Leahey shares how had her "sick and tired of being sick and tired" moment (Dave Ramsey reference). She decided to pay off the remaining $20,000 of her student loan debt and achieved that during a pandemic!
She has an amazing story that will motivate you to take action and start getting on a budget to get out of debt and reach your financial goals. She provides her best tips to stay focused and how to surround yourself with the right people to help you on your journey. Angela has so much positive energy and is all around an encouraging and uplifting person.
Stay tuned because this episode is pure GOLD. I had so much fun talking to Angela!
P.S. If you want to start taking action today, I have a free budgeting template that will help you get started. Would you ever take a backpacking adventure without a GPS? What if I told you that if you don't have a budget, it is like you are lost in the woods. A budget is like a GPS for your money. It will help you get back on track and ensure that you stay moving in the right direction in the future.
Go to budgetdivas.com/free and get your free copy today.
Sam Feeney on Planning For College Without Getting Into Debt
Today's guest on the Budget Divas Podcast is Sam Feeney of madetothrive.coach! Sam is a certified college funding specialist who is passionate about equipping parents with the right tools to help guide their student along the college planning process.
In today's episode, Sam shares his expertise on how to select the right college and how to pay for college without incurring a lot of student loan debt.
Sam is also the author of the book, Choose the Perfect College: Help your child ask the right questions, take control of the process, and find the best schools... for them!
How To Stop Saying "I'm So Busy"
Every year I pick a “word of the year” and in 2021 it was margin. In the past, I’ve stretched myself so thin by burning the candle at both ends that my body shut down and made me lie down and rest.
Having margin gives us that wiggle room to BREATHE. Not only in our finances, but in our self-care, and in relationships.
I’ll be honest. I took my relationships for granted, thinking that when I reached my goals, THEN I would spend more time with my family and friends.
2020 happened and it was taken away from us.
Not only because of the world’s situation, but because I couldn’t physically see my family and friends.
I’m a hugger and I couldn’t do that.
Zoom was a nice option but it wasn’t the same.
I found a podcast by Brooke Castillo called “Throw Away Your To-Do List.”
Totally changed my life.
The sentence I stopped saying was “I’m so busy.”
Here’s what happened:
· My relationships got stronger
· My brain felt at ease and I could BREATHE
· I stopped working about the little things and focused on what mattered.
In this podcast, I share my experiences after I implemented the process.
Jennifer has given me more ways to stay motivated as I strive to be completely debt free!
You are not alone!
When your goal seems so far away....listen to Budget Divas pod casts. You don’t have to feel alone through your journey.
She’s been through the ups and downs so she’s been there, done that! laying done the stepping stones for us who’s on our way to financial freedom
From the Heart
I love that Jennifer is relatable in her finances. The podcasts are outlined really well, and she offers a lot of practical tips and resources. The 7-10 minute time block for each podcast is perfect while driving or walking. Can’t wait for more!