We discuss money mindset strategies to keep you motivated and focused on your debt-free journey while living on a sustainable budget. Each week, we discuss tips on how to change your mindset about money through good money habits and tactical steps. Listen in as we discuss real-life strategies to get out of debt and achieve your personal finance goals.
Tips For First-Time Home Buyers - With Real Estate Broker John Gephart
#34 John Gephart's passion is Oahu real estate. Born in Honolulu and having lived here for much of his life, John has seen first-hand the changing urban landscape of Honolulu and its suburbs and is excited to share his knowledge of Oahu's neighborhoods with those he meets.
As an experienced real estate broker, John truly lives a rewarding, yet challenging life. He enjoys immensely aiding his clients in finding their ideal new home or investment property or seamlessly selling their property to its maximum potential. He also specializes in helping clients purchase new development projects throughout the island of Oahu.
The countless referrals and testimonials lay testament to his warmth and compassion. His knowledgeable yet personable nature allows his clients to feel comfortable and at ease when making such an important decision in real estate.
In this episode, John shares his best tips on how to prepare your finances to buy your first home and how to choose the right real estate agent or broker that's right for you.
To learn more about John Gephart, visit his website at https://www.urbanoahu.com/.
How To Earn Free Travel By Maximizing Points and Miles - With Eli Tsukayama
**Disclaimer: This episode focuses on maximizing credit card points**
Ep: #33 Have you ever wanted to travel the world without spending a ton of money? How about receiving an upgrade worth thousands of dollars with points and miles earned?
In this week’s episode on the Budget Divas podcast, my guest is Eli Tsukayama. Eli is a marketing professor at the University of Hawaii and holds a PhD in psychology. When he is not working at his full-time job, he enjoys traveling around the world. Eli’s hobby is travel hacking which allows him to travel elite without spending a ton of money.
Eli first learned about travel hacking through a grad student who told him about travel hacking. Eli first thought this was too good to be true but soon learned how to maximize his credit card points to get the best travel deals including incredible airline upgrades such as private rooms with amenities that most airlines do not have.
In this episode, Eli shares tips on how to travel hack and get the most bang for your buck.
Some of the highlights in this episode:
1. How to find the best sign-on deals with travel point bonuses
2. How to determine if travel or cash back points are best for your lifestyle
3. Ways you can transfer your points to international partner airlines to maximize your benefits
To follow Eli on his travels, you can find him at https://www.instagram.com/elit808/
How To Deal With Difficult People - With Vince Abramo
Ep: #32 Can you identify a difficult person in your life? Sometimes no matter how hard we try, we are not able to get our point across in an effective way that puts the other person at ease or gets them to respond in a non-threatening way.
How do you respond to difficult people? Is your response to fight, flight, or freeze? Our body is designed to respond to perceived threats to keep us safe from danger, whether it would be physical, mental, or emotional danger.
Vince Abramo is a certified coach and trainer through the John Maxwell Team. She specializes in helping people achieve their personal goals. Vince has a degree in Public Administration and certifications in conflict resolution, nonprofit management, and volunteer management.
In today's episode, we discuss the mindset changes needed to work through conflict resolution and how we can find common ground with difficult people to achieve a shared goal, especially with the people that are the closest to us. Vince discusses the types of communication style and how we can work with others when their style differs from our style.
To learn more about Vince's company and upcoming classes, visit her website at https://bambooshoot.co/ or https://www.facebook.com/bambooshoot.co.
Success Story: How Cindy Crushed $41,700 of Debt In Seven Months By Being Laser Focused
Ep: #31 In today's episode, we celebrate fellow Budget Divas Community member Cindy Abe! Cindy joined the Budget Divas Community in the Fall of 2021 and since then, she has paid off $41,700 of debt in seven months!
Cindy is an implementer. Even though she had some fears when starting her debt-free journey, she took action each week to produce massive results.
In this episode we discuss:
the heaviness that debt brings every single day how to start taking bite-sized action steps to produce massive resultshow to step out of your comfort zone and get scrappywhy support and accountability is critical for success Learn more at www.budgetdivas.com.
The Dangers Of Perfectionism And People Pleasing - With Chasidy Wright
Ep: #30 Do you struggle with perfectionism and people pleasing? Have you ever declined an invitation with friends or gave up learning a new skill because of the anxiety of perfectionism?
In today's episode, my guest is Mindset Makeover Coach, Chasidy Wright. After years of struggling to feel comfortable in her own skin, she finally decided to do something about it. Chasidy is a licensed therapist and "people pleaser in recovery" that used to think she had to be perfect to be accepted. Through journeys of self-awareness, Chasidy now teaches others how to unravel perfectionism and reveals the myths that were disguised as truths.
Listen in as we discuss the dangers of perfectionism and people pleasing and how we can authentically show up for ourselves.
To learn more about Chasidy, visit linktr.ee/thinkingwithatwist and register for her upcoming Workshop: Coloring Outside The Lines - 3 Ways To Challenge Your Perfectionism
How To Build Your Finances From The Ground Up With Your Spouse - With Noel Remigio
Ep: #29 When's the last time you sat down with your spouse to discuss your personal and/or business finances?
My guest this week is Noel Remigio. Noel is a partner with Hui Upside, a business consulting firm that focuses on working with small businesses and non-tech start-up ventures who provide products and services.
In this episode, Noel discusses the importance of having recurring meetings with your spouse when it comes to personal and business finance decisions.
Whether you are the CEO of your business and/or home, it is important to have these conversations about money so that you can handle budgeting and investment decisions as a team.
Noel and I focus on three major points in this episode:
1) Strategize and dream together to achieve a major financial goal
2) Include your spouse in every single business decision
3) Divide and conquer - share the responsibilities evenly with business and household tasks
To learn more about Hui Upside, visit https://www.huiupside.com/
Authentic and Helpful!
Jennifer has a gracious way of conversing and encouraging others all the while she is motivated to help others on their journey to becoming debt free.
Jennifer has given me more ways to stay motivated as I strive to be completely debt free!
You are not alone!
When your goal seems so far away....listen to Budget Divas pod casts. You don’t have to feel alone through your journey.
She’s been through the ups and downs so she’s been there, done that! laying done the stepping stones for us who’s on our way to financial freedom