Absolute Trust Talk

Kirsten Howe: Attorney and podcaster

Absolute Trust Talk is your navigational compass that brings together the business of trusts, estate planning, and aging – your home base to find the knowledge you're seeking on what lies ahead. With over 27 years of experience, Kirsten has seen her fair share of clients confused and overwhelmed with the complexity of estate planning and the challenges and obstacles that life can throw your way. On a mission to take her vast expertise and experience to a new level, Absolute Trust Talk host Kirsten Howe brings a thought-provoking, approachable, friendly voice to a wide variety of life and legacy planning topics. Through this series of podcasts, the Absolute Trust Talk team will connect with like-minded business professionals, industry leaders, and luminaries to spotlight how listeners can make educated and informed lifestyle and planning decisions. Living your best, quality life while preparing for the future doesn't have to be stressful or hard, but it does have to be smart.

  1. 12H AGO

    201: Estate Planning Misses: What Happens When Your Custodial or 529 Account Has No Successor

    In this episode of Absolute Trust Talk, managing attorney Kirsten Howe continues her estate planning misses mini-series by tackling custodial accounts and 529 education plans. While these accounts are incredibly popular for saving for children, most people don't realize a critical legal distinction: you don't actually own them. This misconception leads to a costly problem when account owners die without proper succession planning. Kirsten shares real cases from her practice where families ended up in probate court—spending thousands of dollars in legal fees just to access money intended for their children's education. The good news? This problem is completely avoidable with one simple form at your financial institution. Kirsten walks through exactly what you need to do for existing and new accounts, plus provides a bonus warning about donor-advised funds with similar risks. Time-stamped Show Notes: 0:00 Introduction 1:10 What custodial accounts are and how they work—an adult manages money that legally belongs to a child 1:45 Age limits for custodial accounts in California: children can access the money at 18 or 25 2:15 Understanding 529 education accounts and why contributions are considered gifts 2:45 The common misconception clients have about 529 accounts: thinking the money is still theirs when, legally they've given it away 3:33 Where the trouble starts when a custodian or 529 owner dies without proper succession planning 4:15 The probate court reality: families need court intervention to fix these problems even without a full probate 5:00 The costly consequence of missing this planning step: spending thousands to access thousands 6:04 The simple solution is designating a successor owner for 529 accounts using forms from your financial institution 6:45 How to protect custodial accounts by designating alternate custodians 7:15 Action step for existing accounts: call your financial institution to verify you've designated successors 8:00 Donor-advised funds present similar succession planning challenges 8:21 Final reminder: talk to your financial advisor about donor-advised funds to ensure you've dotted all the I's and crossed all the T's Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

    9 min

  2. 13H AGO

    200: Why Your Health Savings Account Needs a Beneficiary

    We've reached a huge milestone here at Absolute Trust Counsel—drum roll, please—the launch of our 200th Absolute Trust Talk episode! What started as an idea while driving down the road after a guest appearance on a financial advisor's radio show has become a trusted resource for thousands of listeners over the years. Kirsten's dream was always to have a platform where she could share the expertise of smart professionals she knows—financial planners, accountants, insurance experts, and fellow attorneys—with anyone who could benefit from their knowledge, and to explore the myths, misconceptions, and commonly overlooked estate planning details. From all of us at Absolute Trust Counsel, we want to say THANK YOU! We are deeply grateful to everyone who watches, listens, comments, subscribes, and shares our slice of the airwaves. And speaking of commonly overlooked details, in this celebratory episode, Kirsten continues her "Estate Planning Misses" series by tackling Health Savings Accounts. While HSAs offer valuable tax benefits, there's a simple estate planning step most HSA owners completely overlook—and skipping it could create unnecessary tax bills and legal headaches for the people you leave behind. Kirsten explains why naming a beneficiary on your HSA is essential, what happens if you don't, and the critical difference between how spouses and non-spouses are treated. Unlike IRAs, non-spouse beneficiaries face an immediate tax hit that wipes out the account's value. Time-stamped Show Notes: 0:00 Introduction 2:06 Kirsten's vision for educating listeners through expert knowledge 3:28 The pandemic pivot to video and thank you to the audience 5:27 Introduction to the Estate Planning Misses series 5:45 What Health Savings Accounts are and who qualifies for them--you need a high-deductible health insurance plan to participate 6:42 The tax advantages that make HSAs attractive: pre-tax contributions and tax-free spending on medical expenses 7:12 Why HSAs typically don't hold large amounts--the 2026 contribution limit is $4,400 for individuals, and balances roll over year to year 7:42 How HSAs are similar to IRAs: pre-tax money, annual contribution limits, and special treatment for surviving spouses 8:12 The critical difference: when non-spouse beneficiaries inherit an HSA, they immediately owe income tax on the entire balance--unlike IRAs 8:47 Why you must designate a death beneficiary on your HSA, even though it's not a large account 9:17 The spouse advantage: married HSA owners should always name their spouse as beneficiary to avoid tax consequences and legal complications 9:52 Making it easier for your executor or trustee: why proper beneficiary designation simplifies estate administration 10:17 The action step: if you have an HSA, check whether you've named a beneficiary--and if you haven't, you can do it today Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

    11 min

  3. JAN 14

    199: Your Power of Attorney Is Valid—So Why Won't Anyone Accept It?

    A new client recently asked Kirsten a question that resonated: "What can we do so we don't face the same pushback I did when my mom's bank wouldn't accept her power of attorney?" It's a frustration many families face—you have all the right documents, but when it's time to use them, banks and institutions push back. In this quick-tips episode, Kirsten Howe explains why powers of attorney are the most problematic basic estate planning document—not because they're poorly drafted, but because they require acceptance from a third party who doesn't know you to trust that your agent is legitimate. She walks through the bank's perspective on why they hesitate, and shares practical strategies to make sure your documents actually work when you need them most, including re-signing your POA periodically, keeping assets in your trust, and filling out your bank's own power of attorney form. Time-stamped Show Notes: 0:00 Introduction 1:24 The client question that inspired this episode: "What can we do to avoid the hassle I had with my mom's power of attorney?" 1:52 To get things started, Kirsten talks about what a power of attorney is and how it should work. 2:28 Next, let's discuss why powers of attorney are the most problematic estate planning document 3:18 The bank's perspective: Why financial institutions push back even on legally valid documents 4:09 Kirsten's own experience challenging powers of attorney—why healthy skepticism is prudent 6:15 Re-sign your power of attorney every year or two to keep it fresh and current  6:45 Keep assets in your trust—banks respond more favorably to successor trustees than POA agents  7:45 For accounts outside your trust, consider adding your child as a signer  8:00 Fill out your bank's own power of attorney form—they can't question their own paperwork Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

    10 min

  4. JAN 7

    198: California's Medi-Cal Asset Limit Returns in 2026—Are You Prepared?

    Federal Medicaid cuts have dominated the news cycle, but there's a California-specific change that's barely getting attention—and it could blindside thousands of current Medi-Cal recipients. Starting again in 2026, the state is reinstating asset limits for Medi-Cal long-term care coverage, a requirement that was eliminated just two years ago. In this episode, estate planning attorney Kirsten Howe unpacks what this means if you or someone you love relies on elderly or disabled Medi-Cal benefits. She explains the $130,000 asset threshold, which assets remain exempt, and why your 2026 annual eligibility report could jeopardize your coverage.  Time-stamped Show Notes: 0:00 Introduction 0:02 What's getting lost in the headlines: California's quiet asset limit reversal versus the federal Medicaid funding cuts everyone's talking about 1:56 Understanding MAGI Medi-Cal: the income-based coverage created under the Affordable Care Act for lower-income Californians 2:17 Why long-term care Medi-Cal is different—and why the returning asset test only affects elderly and disabled recipients 3:16 Back to strategic planning: what the 2026 deadline means for anyone hoping to qualify for Medi-Cal in the future 3:35 Kirsten walks through the exempt asset list—your home, vehicle, prepaid funeral arrangements, burial plot, small life insurance policies, and retirement accounts like IRAs and 401(k)s 4:55 The annual report risk no one is discussing—how your 2026 eligibility filing could trigger a coverage loss 5:36 You qualified then, but will you now? Why meeting past requirements won't protect current Medi-Cal recipients under the new rules Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

    7 min

  5. 12/15/2025

    197: O.J. Simpson's $58 Million Problem: What His Probate Teaches Us

    In this episode of Absolute Trust Talk, Kirsten Howe returns with the latest development in the ongoing O.J. Simpson probate saga. Over 18 months after his April 2024 death, headlines announced that the executor of O.J.'s estate had "agreed to pay" the Goldman family close to $58 million—but what does that actually mean? Kirsten breaks down the reality behind the sensational headlines, explaining what happens when an executor accepts a creditor's claim versus actually paying it. With O.J.'s estate valued at just $1-2 million against a $58 million accepted claim, she reveals who really gets paid first in probate and why the Goldmans may see almost nothing despite "winning." Tune in for a real-world lesson on why probate takes so long and how creditor claims actually work. Time-stamped Show Notes: 0:00 Introduction 0:45 Key lesson #1: O.J. died in April 2024, and over 18 months later, his probate is still ongoing—proof that probate takes a long time 1:30 The headline that grabbed attention: "Executor agrees to pay $58 million to the Goldman family" 2:00 Listen in as Kirsten provides some background on the Goldman family's 1997 civil judgment of $33 million against O.J. for the deaths of Ron Goldman and Nicole Brown Simpson 2:45 Next, let's discuss how the judgment grew to $117 million with nearly 30 years of accumulated interest, and the creditor's claim was filed in July 2024 3:30 What really happened: The executor accepted the claim at $58 million (disputing the interest calculation), but this doesn't mean writing a check 4:15 The reality check: O.J.'s estate is worth only $1-2 million—nowhere near the $58 million claim 4:45 Key lesson #2: Who gets paid first in probate—executors, attorneys, court fees, and expenses come before any creditor claims 5:30 Why the headline was misleading and what this case teaches us about probate and creditor claims Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

    7 min

  6. 11/24/2025

    196: Bitcoin Demystified (Part 3): Currency, Sustainability, and Social Impact

    Can Bitcoin actually function as real money—and is it destroying the planet? In Part 3 of our cryptocurrency series, host Kirsten Howe continues her conversation with Jirayr Kembikian, CFP® and Managing Director of Citrine Capital, to answer these critical questions. Jirayr systematically breaks down the seven properties that define ideal currency—durability, divisibility, portability, verifiability, scarcity, established history, and ease of use—then compares Bitcoin against both the U.S. dollar and gold. Bitcoin outperforms the dollar on almost every measure and beats gold in critical areas like portability and verifiability. You'll discover why no one can walk into Fort Knox to verify reserves, how Bitcoin's network validates itself every 10 minutes, and why the fixed supply cap means higher prices can never inflate availability (unlike gold mining). But the real surprises come when Jirayr addresses Bitcoin's environmental critics. Learn how mining operations now capture harmful methane from landfills and gas flaring, why Bitcoin uniquely utilizes stranded energy that nothing else can access, and how 55% of the network runs on renewable power—advancing clean energy in unprecedented ways. The conversation extends to Bitcoin's profound social impact: providing financial access to over a billion unbanked people worldwide and offering economic freedom to those living under authoritarian regimes. From Block (formerly Square) integrating Bitcoin into millions of point-of-sale terminals to El Salvador's adoption as legal tender, Bitcoin is moving from investment vehicle to functional currency faster than most realize. Time-stamped Show Notes: 0:00 Introduction 1:38 Breaking down what makes "good money"—the seven research-backed properties of ideal currency compared across Bitcoin, gold, and the dollar. 3:05 Gold's fatal flaw: incredibly heavy and expensive to transport across countries, while Bitcoin enables instant, costless transfers worldwide. 5:18 Start listening now to learn more about why Bitcoin's 21 million supply cap is unchangeable. 5:51 The track record gap—gold's thousands of years of proven use versus Bitcoin's 15-year history remains its biggest weakness. 6:49 Survival needs drive Bitcoin adoption in the Global South, whereas in the West, it is adopted as a store of value. 8:58 Block (formerly Square) just integrated Bitcoin into millions of point-of-sale terminals—a massive shift for real-world payments. 10:17 The merchant advantage: significantly lower fees plus immediate settlement, versus waiting days for credit card deposits. 11:00 Lightning Network explained—designed for fast, cheap, everyday transactions rather than long-term value storage. 12:00 The ESG dilemma—energy consumption concerns initially kept sustainably-focused investors away from Bitcoin. 12:50 The surprising discovery: Bitcoin mining operations now capture harmful methane from landfills and gas flaring, actively reducing emissions. 15:31 How Bitcoin mining accelerates renewable energy—co-location with solar and wind projects makes them profitable sooner while eliminating transmission costs. 15:47 Financial freedom for billions: over 1 billion unbanked people gain access to banking, while those under authoritarian regimes escape government financial control. Get in touch with Jirayr! Managing Director & Co-Founder Citrine Capital CitrineCapitalAdvisors.com jirayr@citrinecapitaladvisors.com 415.494.8262  Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together  Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

    17 min

  7. 11/12/2025

    195: Bitcoin Demystified (Part 2): The 3 Ways to Own Bitcoin

    Ready to own Bitcoin but not sure where to start? In Part 2 of our cryptocurrency series, host Kirsten Howe continues her conversation with Jirayr Kembikian, CFP® and Managing Director of Citrine Capital, to break down the three distinct ways to acquire and hold Bitcoin—each with its own unique trade-offs. Jirayr walks through everything from Bitcoin ETFs (the easiest and most familiar option) to exchange custody and self-custody, explaining why he believes "the only wrong answer for Bitcoin allocation is zero." He reveals the critical phrase Bitcoin purists use—"not your keys, not your coins"—and why understanding custody matters for your financial security. You'll discover why Bitcoin-only exchanges are safer than multi-crypto platforms, learn about the estate planning risks of keeping Bitcoin on exchanges, and understand why a 2-3% allocation keeps you market neutral. Perhaps most surprising: you don't need $112,000 to get started. Bitcoin is divisible into 100 million Satoshis, meaning you can start with as little as $10 through dollar-cost averaging. Whether you're considering your first Bitcoin purchase or evaluating your current approach, this episode provides the practical guidance you need to make informed decisions about cryptocurrency ownership. Time-stamped Show Notes: 0:00 Introduction 1:58 Bitcoin ETFs approved last year—the easiest approach using familiar brokerage accounts. 2:57 ETF advantages: Clean titling for trusts, beneficiary designations, and zero complexity beyond buying and holding. 3:58 ETF trade-offs: Not actual Bitcoin in your possession, custodial risks, and varying expenses depending on the fund. 4:41 Buying Bitcoin on exchanges—the historically most common method before ETFs existed. 5:23 Critical recommendation: Bitcoin-only exchanges minimize attack vectors compared to multi-crypto platforms. 6:23 Exchange custody risks: Customer lockouts, poor service, theft, and loss of funds plaguing the space. 7:22 The worst form of ownership: Keeping Bitcoin on exchanges presents maximum vulnerability. 7:54 "Not your keys, not your coins"—the phrase that defines Bitcoin security philosophy. 8:35 Estate planning dangers: Exchanges often restrict account titling and lack beneficiary options. 10:00 Self-custody—the superior method that requires responsibility and practice, like learning to drive. 10:45 The wallet analogy: Cash in your possession versus cash floating in cyberspace at the bank. 11:15 Self-custody advantages: Complete control means only you have access to your Bitcoin. 11:45 Self-custody risks: Lost passwords mean lost Bitcoin forever with no password reset option. 12:35 How Citrine Capital has allocated Bitcoin since 2020 for clients who didn't opt out. 13:56 Surprising reality: Most clients use ETFs despite self-custody being theoretically superior.  Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together  Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

    18 min

  8. 10/28/2025

    194: Bitcoin Demystified (Part 1): Why 1 in 7 Americans Own Bitcoin

    Did you know that 1 in 7 Americans now own Bitcoin? If you've been curious about cryptocurrency but don't know where to start, this episode is for you. Host Kirsten Howe sits down with Jirayr Kembikian, CFP® and Managing Director of Citrine Capital, to demystify Bitcoin and explain why it's fundamentally different from every other cryptocurrency on the market.   In this conversation, Jirayr introduces his "three buckets" framework for understanding the crypto landscape and explains how Bitcoin's fixed 21 million supply cap, national debt concerns, and unlimited money printing are driving unprecedented adoption. He reveals the shocking truth that almost a third of all dollars ever created were printed in just the last five years, and why Bitcoin's proof-of-work system makes it the most secure computer network in the world. Whether you're a complete beginner or have been crypto-curious for years, this episode provides a grounded, practical perspective on what Bitcoin is, why it matters, and what it could mean for your financial future. This is Part 1 of our cryptocurrency series—stay tuned for upcoming episodes on how to own, acquire, and store Bitcoin safely.   Time-stamped Show Notes: 0:00 Introduction 1:43 Why Bitcoin exploded over the last decade, built on decades of failed projects before launching in 2009. 2:45 Why everyone gets Bitcoin wrong at first—it requires understanding math, cryptography, engineering, and energy simultaneously. 3:43 The "three buckets" framework: Bitcoin (hardest money with 21 million cap), stablecoins (dollar-pegged), and all other crypto (centralized authorities that can negate transactions). 6:03 What backs Bitcoin: How proof-of-work energy consumption secures the network and makes it the most secure computer network in the world. 7:34 Other cryptocurrencies' harsh reality: Constant hacks, downtime, and mysterious blockchain reversals. 7:46 The economic pressure driving Bitcoin adoption: National debt over $30 trillion makes printing money mathematically inevitable. 10:21 The jaw-dropping stat: Almost a third of all dollars ever created were printed in the last five years. 11:03 Basic economics: Growing demand meets Bitcoin's fixed supply that cannot increase. 11:31 Preview: How to own, acquire, and store Bitcoin—covered in upcoming episodes. 11:51 Bitcoin's transparent 100-year distribution schedule fixed in code versus unpredictable dollar printing. 12:18 The halving cycle: Every four years, new Bitcoin supply gets cut in half, creating scarcity by design. Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together  Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

    13 min
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5
out of 5
22 Ratings

About

Absolute Trust Talk is your navigational compass that brings together the business of trusts, estate planning, and aging – your home base to find the knowledge you're seeking on what lies ahead. With over 27 years of experience, Kirsten has seen her fair share of clients confused and overwhelmed with the complexity of estate planning and the challenges and obstacles that life can throw your way. On a mission to take her vast expertise and experience to a new level, Absolute Trust Talk host Kirsten Howe brings a thought-provoking, approachable, friendly voice to a wide variety of life and legacy planning topics. Through this series of podcasts, the Absolute Trust Talk team will connect with like-minded business professionals, industry leaders, and luminaries to spotlight how listeners can make educated and informed lifestyle and planning decisions. Living your best, quality life while preparing for the future doesn't have to be stressful or hard, but it does have to be smart.

Information

  • Creator
    Kirsten Howe: Attorney and podcaster
  • Years Active
    2018 - 2026
  • Episodes
    100
  • Rating
    Clean
  • Copyright
    Absolute Trust Counsel © This podcast is presented for informational purposes only. The content of this podcast is not intended as legal advice.
  • Show Website
    Absolute Trust Talk

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