Take control of your personal finances and make better money decisions. Eric Roberge, CFP and Kali Roberge share how use your money as a tool to enjoy your life now while still doing strategic financial planning for the future. This is the show for anyone who wants to change their mindset and go from financially stuck to self-made wealth. Join in on these intimate conversations to improve your financial situation, reach financial success, and get more of what you want from your life.
Do You Need a Budget If You're Financially Successful?
45: Although it might feel like budgeting is basic personal finance 101, the more money you earn and need to manage, the more important it is to pay close attention--and budgeting is like mindfulness for your finances.
In this episode, we explore why budgeting is not a basic financial function. We're also sharing how we personally budget, some of the complexities of our own cash flow, and our tips for using a bucketing strategy to save and invest appropriately so you can spend freely and without guilt.
Credit Score Myths and Truths Revealed
44: Too many people believe too many myths about credit scores. Today, we're revealing the truth, including:
- What factors determine your score
- When it's a GOOD idea to close a credit card account
- The surprising things that can hurt your score that people usually don't think about
- The downside of credit card points (and how to better manage credit card rewards)
and more! Join us to get the facts you need to manage your credit, build good credit habits, and maintain a great credit score.
The Value of a Coach
43: You don't need a coach, right? You can just train yourself!
That's what we tell ourselves a lot of the time. And too often, it's just not true. We sell ourselves short and fail to reach our full potential when we think we don't need a guide, a coach, or an expert to help us understand the optimal way to achieve what we want.
In this episode, we discuss the value of coaching, how it applies to your financial life, what to look for in a good coach, and when to consider hiring someone to help.
Want to Build Wealth? Then You Need to Create THESE
42: Most people assume they just need to earn a high income, and then they'll be wealthy. Unfortunately, building wealth (especially when you're doing it on your own from scratch) is not always so simple.
In this episode, we discuss why only focusing on your income as a measure of financial success is a big mistake that most people make. We also explain what you should do instead, and what's even more critical to create for yourself if you want to build significant wealth and reach financial freedom.
So You Want to Make a Speculative Investment
41: Today, we're looking at some alternative ways to invest outside of a globally diversified portfolio, including stock-picking, sector bets, private equity investments, and more. We explain:
--Why most people can't afford to take on speculative investments, even if they promise the potential for a big return
--The financial checklist to complete before you walk out on a limb and take a big risk with an alternative investment
--What questions to ask before jumping into a new speculative venture.
Understanding Insurance — What You Need, and What You Don't
In the wake of the pandemic, many people scrambled to take out insurance policies. But before you buy, make sure you understand the real purpose of these kinds of policies so you can choose what's best for you.
Today, we talk through some considerations for life and disability insurance (including our thought process on the policies we personally carry) so you can feel more educated - and therefore more empowered - to make strategic protection planning decisions without getting oversold.
Customer ReviewsSee All
Great Perspectives - One Drawback
Eric and Kali have great perspectives and I love hearing the dynamic between a married couple negotiating finances. The only downside is Kali’s language quirks....”sun-thing” and “fitty” drive be bonkers. Otherwise great information and a fantastic format.
Kudos! Looking forward to your upcoming shows!
~ Elite Podcast Bookings
Money is SO much more than numbers!
I really appreciate people who talk about money in a much more holisitc way than just looking at numbers. I love the way Kali & Eric bring in our habits and priorities into our money life. This is a super practical, but deep thinking podcast. Keep it up!