Breaking Banks Europe

Breaking Banks Europe
Breaking Banks Europe

The European Edition of Breaking Banks brings you the European Unicorns, Startups, Founders, Regulators and Leaders innovating the rapidly evolving Fintech scene, with some of the world’s most well-known hosts and influencers in fintech. Produced in cooperation with FintechStage.

  1. 21 HR. AGO

    Episode 249: The Bankers’ Bookshelf: Banks and Fintech on Platform Economies: Contextual and Conscious Banking

    In this installment of The Bankers' Bookshelf - guest and host roles mix in a discussion exploring the transformation of banking in the platform economy, focusing on embedded finance and conscious banking. Banks are shifting from traditional product-centric models to value-added services, leveraging data to offer personalized, outcome-driven solutions, especially for small and medium-sized enterprises (SMEs). The conversation with Panagiotis Kriaris also highlights the importance of advisory platforms, where banks help clients make informed decisions, shifting value from products to relationships. Examples like Amazon show how transparency and data enablement can drive trust and engagement, shaping the future of banking through technology and customer-centric strategies. “Banks and Fintech on Platform Economies: Contextual and Conscious Banking” is the chosen work of the month, written by #BBE’s resident host, Paolo Sironi. Get the book: https://www.amazon.com/-/pt/dp/1119756979/ref=sr_1_1?dib=eyJ2IjoiMSJ9.J9gh56H_DWuXjGWWUkdSYHU1M7BnvSKemankVx-6P4Fn7blQ6B19gyxjKT1gydTuzxr-en7ZdiYzkRvghKHhgN5H5IIlVfjGcPxtlc7O5QtqaMQNMrGJx2it0K3oodj9GsRbev3iKd4p32y16gwyWd5zwBdk4wJEEZq1oTYO6KNuabGfYpuNfO7clbUbSXLp.IzbK2jMEGiYQ3myvD_U9UdkOrkbV4Ej6oJs_gof4wRw&dib_tag=se&qid=1728041542&refinements=p_27%3APaolo+Sironi&s=books&sr=1-1 About our guest: Panagiotis Kriaris https://www.linkedin.com/in/pkriaris https://www.unzer.com/en Panagiotis has spent his career on the borderline between business and technology with a leadership background at an international level. Panagiotis brings senior expertise across Financial Services, Banking, Payments, FinTech, Retail and E-Commerce. Innovation, strategy, business development, strategic partnerships and building businesses and products from scratch have been at the center of his work and attention throughout his career. Being a recognized voice in the financial services industry, Panagiotis has contributed to various publications and podcasts and is often invited as a public speaker at events around the globe. Paolo Sironi: https://www.linkedin.com/in/thepsironi/ IBM FinTech Strategy and Author

    44 min
  2. SEP 30

    Episode 248: News From the Fintech Front (September 2024)

    In this month’s News From The Fintech Front, host Don Ginsel is joined by guests Alex Johnson and Gabriella Orille, marking a major milestone for the show: 500 unique guests! Key topics include the increasing role of Central Bank Digital Currencies (CBDCs) in transforming financial systems and how neobanks are strengthening ties with traditional banks to diversify their services. They also dive into the growth of Embedded Finance, reshaping consumer experiences by integrating financial services into everyday platforms, and innovations in RegTech and compliance technology to address regulatory challenges in fintech. The episode closes with the last Fintech Groove segment, promoting the upcoming Milan Fintech Summit, where Matteo Castelnuovo interviews Alberta Pelino. Pelino, herself a summit speaker, discusses gender equality in fintech, her experience founding We Are Fibi, and her mission to close the gender gap in finance through education and empowerment. Stay tuned as Breaking Banks Europe gears up to celebrate five years in two weeks! ‌ Connect with our guests: Alex Johnson - Founder, Fintech Takes https://www.linkedin.com/in/alexhjohnson Website: https://fintechtakes.com/ Subcribe now: https://newsletter.fintechtakes.com/ ‌ Gabriela Orille - Independent Board Member, Denarius https://www.linkedin.com/in/gabrielaorille Website: https://gabrielaorille.com/acerca-de/ ‌ Alberta Pelino - President, Young Ambassadors Society and CEO & Founder Fibi https://www.linkedin.com/in/albertapelino ‌

    53 min
  3. SEP 23

    Episode 247: The Bankers’ Bookshelf – Going Cashless with Digital Currencies

    In this episode of The Bankers' Bookshelf, Paolo Sironi hosts Richard Turrin, author of "Cashless," as part of the Bankers’ Bookshelf series. They discuss the shift towards a cashless society driven by Central Bank Digital Currencies (CBDCs) and fintech innovations. Turrin explains how CBDCs could reduce reliance on credit cards, lower transaction fees, and streamline commercial payments, while also benefiting financial stability. They also explore the risks and opportunities for banks, and how countries like China are leading in this transformation. Turrin highlights the future of less cash, improved payment systems, and the societal impact of digital currencies. ‌ About the Author: Rich Turrin is an international best-selling author and a leading expert on China’s digital yuan. He is a leading voice in the international central bank digital currency dialogue. His books “Cashless - China’s Digital Currency Revolution” and “Innovation Lab Excellence” highlight the good financial innovation can do and established him as a leading voice in Asia’s fast paced fintech community. He is rated number 4 globally on Onalytica’s prestigious Fintech Influencer list and an award-winning executive previously heading fintech teams at IBM following a twenty year career in investment banking. Living in Shanghai for the last decade, Rich experienced China going cashless first-hand and has a unique combination of banking and technology skills that allow him to bring the exciting story of China going “Cashless” to life in his book and keynotes. Rich is an independent consultant whose views on China’s astounding fintech developments are widely sought by international media and private clients. ‌ Connect here: https://www.linkedin.com/in/turrin/ Official Website: https://richturrin.com/videos-and-interviews/ -Learn more about the bestseller "Cashless" the first book about China's new digital currency now with over 200 5 star reviews: https://www.amazon.com/dp/B0925JY69H -Best seller "Innovation Lab Excellence" fixes "innovation theater.": https://www.amazon.com/Innovation-Lab-Excellence-Digital-Transformation/dp/1949642070/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=&sr= -Subscribe to the Cashless newsletter!: https://richturrin.substack.com/ ‌ Paolo Sironi: https://www.linkedin.com/in/thepsironi/ IBM FinTech Strategy and Author

    36 min
  4. SEP 16

    Episode 246: Milan Fintech Summit Special: Let’s Talk Embedded Finance!

    This episode of Breaking Banks Europe explores the rise of embedded finance, its impact on businesses, and why today is the best time to be a fintech entrepreneur. Experts Nicolas Benady and Paolo Zaccardi discuss how companies of all sizes are integrating financial services through APIs, simplifying operations in a conversation with host Matteo Rizzi. Later on the “Fintech Groove” installment - Denis Gven from Wamo highlights how fintechs like his are revolutionizing banking for SMEs, offering faster onboarding, personalized services, and innovative credit solutions. The conversation also touches on the importance of maintaining a human touch in fintech, combining technology with personal interaction to support business growth effectively. ‌ Nicolas Benady: https://www.linkedin.com/in/nicolasbenady Nicolas Benady is the co-founder of swan.io , a fintech platform that provides APIs for embedded banking. Under his leadership, swan.io empowers businesses to integrate banking services seamlessly, offering solutions like accounts and payments. Benady’s vision drives innovation, making advanced financial services more accessible and efficient. ‌ Paolo Zaccardi: https://www.linkedin.com/in/paolozaccardi Paolo Zaccardi is the CEO and co-founder of Fabrick, a fintech platform that bridges banks and fintechs through APIs. Fabrick’s ecosystem streamlines financial operations, fostering innovation and connectivity in the industry. Zaccardi's leadership enhances collaboration, driving forward the future of financial technology and services. ‌

    47 min
  5. SEP 2

    Episode 244: The Bankers’ Bookshelf – “Branch Today, Gone Tomorrow”

    In the latest episode of "The Bankers' Bookshelf," host Paolo Sironi converses with Brett King, the originator of the Breaking Banks brand, about King's upcoming book "Branch Today, Gone Tomorrow." This book, a refreshed edition of his 2011 release, examines the dramatic reduction in physical bank branches over the past decade, driven by the rise of digital and mobile banking. King discusses the predictions he made in 2011, such as the halving of U.S. bank branches by 2030, which appear to be on track. The conversation explores the global trends in branch closures, highlighting significant decreases in countries like Italy and Germany, while noting exceptions such as India. King emphasizes the shift towards digital banking and the increasing role of AI, predicting that future banking will be largely autonomous. The episode underscores the need for a balanced transition to ensure financial inclusion, particularly in regions with aging populations and limited digital access. About the Author: Brett King is an International Bestselling Author, a world- renowned futurist and media personality. President Xi Jinping cited his book Augmented. He has spoken in over 50 countries, given keynotes for TEDx, Wired, Techsauce, Singularity Universi-ty, Web Summit, The Economist, IBM's World of Watson, CES, SIBOS and more. He has appeared on CNBC, BBC, ABC, Fox, and Bloomberg. He advised the Obama administration on Fintech.King hosts the world's #1 Fintech Radio Show/Podcast called Breaking Banks (180 countries, 6.5 million listeners). He is the founder of Moven, a globally recognized mobile start-up, which has raised over US$40 million to date, and launched the first in-app mobile bank account offered anywhere in the world.Banking Exchange named him the King of the Disruptors, he was nominated as American Banker's Innovator of the Year, voted the world's #1 Financial Services Influencer by The Financial Brand and listed by Bank Innovation as one of the top 10 "coolest brands in banking". King was shortlisted for the Advance Global Australian of the Year for being one of the most influential Australians offshore. His book Aug-mented: Life in the Smart Lane, was a top-10 non-fiction book in North America. Bank 4.0 remained a global bestseller in banking more than 12 months after release. The Rise of Technosocialism, his 7th book was released November 2021.

    28 min
  6. AUG 26

    Episode 243: News From The FinTech Front (August 2024)

    In this month’s “News From The Fintech Front" host Elizabeth Kleinveld discusses recent fintech developments with guests Bruno Diniz and Ritesh Jain. They explore major fintech news, focusing on topics like the expansion of payment company Adyen into India, investments by Japan’s Credit Saison in Latin American startups, and HSBC's involvement in open property data for smoother home buying in the UK. They also delve into Brazil’s innovative financial infrastructure, including PIX, open finance, and the central bank’s efforts in AI and data science. Furthermore, they discuss challenges in retail CBDC adoption and MasterCard's partnerships aimed at expanding fintech opportunities in Africa and the Middle East. Throughout the conversation, the importance of financial literacy versus financial inclusion is emphasized, alongside concerns about AI biases in financial systems. ‌ Bruno Diniz https://www.linkedin.com/in/brunoevdiniz Managing Partner, Spiralem Innovation Consulting / Professor on Financial Innovation, University of Sao Paulo (USP) Regarded as one of the top fintech influencers in LATAM, Mr. Diniz is also an international speaker, and bestselling author of three books on financial innovation: The Fintech Phonomenon, The New Financial Logic, and The Age of Crypto-Economy. ‌ Dr. Ritesh Jain - Founder, Infynithttps://www.linkedin.com/in/drriteshjain/ Known for his work in payments innovation, open banking, and digital public infrastructure. He has held key roles at HSBC, VISA, Apple, and Maersk, where he developed the Apple Pay tokenization stack and led major transformations.Dr. Jain advises global payment programs like UPI, FedNow, and PIX, and is a recognized expert in financial inclusion. He is the first to earn a PhD in Open Banking and played a crucial role in Maersk's recovery from the NotPetya ransomware attack. He is also a trusted advisor to G20 and GPFI, an active fintech investor, and a sought-after speaker at global conferences.

    37 min

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4
out of 5
4 Ratings

About

The European Edition of Breaking Banks brings you the European Unicorns, Startups, Founders, Regulators and Leaders innovating the rapidly evolving Fintech scene, with some of the world’s most well-known hosts and influencers in fintech. Produced in cooperation with FintechStage.

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