63 episodes

Canadian Wealth Secrets Podcast [Formerly Invested Teacher Podcast]
Are you wondering whether your financial plan is going to lead to that wealthy Canadian lifestyle you envision for your future?
Over the last 5 years, former mathematics teachers and serial entrepreneurs Kyle Pearce and Jon Orr have been implementing alternative wealth building and income tax strategies that have allowed them to transition from high net income to high net worth.Now, they seek to share these Canadian Wealth Secrets to empower the creation of a financial future that allows you to live a truly wealthy life; a life on your own terms.
Canadian Wealth Secrets is a show focused on growing wealth to strengthen all five (5) pillars of a good life including health, family, finances, work, and play. We seek to ensure that you have a foundational financial plan in your life including Canadian investment, tax, and insurance strategies so that you can focus more of your time and attention on the other important pillars of life. 

Tune in every Wednesday as we uncover unknown strategies that allow you to protect your profits from income taxes, safely compound your investments more predictably, and help you take your high net income and create a wealthy lifestyle while creating a legacy that lasts. 

Before you can start on your own unique wealth building journey, you have to determine what a wealthy life looks like for you. 

Get started by listening to Episode #38: Clarifying Your Life’s Why So You Can Achieve Your Dream Lifestyle.

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Canadian Wealth Secrets Kyle Pearce, Jon Orr

    • Business
    • 4.9 • 19 Ratings

Canadian Wealth Secrets Podcast [Formerly Invested Teacher Podcast]
Are you wondering whether your financial plan is going to lead to that wealthy Canadian lifestyle you envision for your future?
Over the last 5 years, former mathematics teachers and serial entrepreneurs Kyle Pearce and Jon Orr have been implementing alternative wealth building and income tax strategies that have allowed them to transition from high net income to high net worth.Now, they seek to share these Canadian Wealth Secrets to empower the creation of a financial future that allows you to live a truly wealthy life; a life on your own terms.
Canadian Wealth Secrets is a show focused on growing wealth to strengthen all five (5) pillars of a good life including health, family, finances, work, and play. We seek to ensure that you have a foundational financial plan in your life including Canadian investment, tax, and insurance strategies so that you can focus more of your time and attention on the other important pillars of life. 

Tune in every Wednesday as we uncover unknown strategies that allow you to protect your profits from income taxes, safely compound your investments more predictably, and help you take your high net income and create a wealthy lifestyle while creating a legacy that lasts. 

Before you can start on your own unique wealth building journey, you have to determine what a wealthy life looks like for you. 

Get started by listening to Episode #38: Clarifying Your Life’s Why So You Can Achieve Your Dream Lifestyle.

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

    Niche Down on Nicheing: Strategies for Sustainable Success For Canadian Investors & Entrepreneurs

    Niche Down on Nicheing: Strategies for Sustainable Success For Canadian Investors & Entrepreneurs

    If you have been successful in entrepreneurship, business, investing, or even life - but you aren’t actually clear on what you’re striving towards - it’s highly likely that you’ve just been lucky.
    The real question you need to ask yourself is: 
    How long will your luck last if you continue to drift through your entrepreneurial daily ritual, aimlessly working without intentionality, without clarity, or without a clear goal in mind? 
    As entrepreneurs, business owners, and investors, we are “go-getters” by nature and that can lead us to try to be all things to all people. 
    In this episode you’re going to learn the most important element you need to take your wealth creation journey to the next level. 
    The Canadian Wealth Secret Sauce for this episode is: 
    Identify your niche and direct the vast majority of your time, energy, and thoughts towards serving those in that niche.
    We’re going to “niche down” on “niching down” in all aspects of entrepreneurship, business, finances, and life to help you determine how you can better direct your time, energy, and overall focus on becoming the expert you need to be for your niche. 

    What you’ll learn: 
    Why much of the success that we as entrepreneurs, business owners, and investors achieve can often be attributed to luck;Why your natural drive to be all things to all people is actually holding you back from even greater success in your business be it active or passive;How to avoid the feeling of “ditching” some potential clients you could help or “missing out” on investment opportunities that fall outside of your identified niche; and,Why becoming the “authority” in a very specialized niche with a more narrow base of clients, deals, or opportunities will lead you to much greater levels of entrepreneurial or investor success.
    Resources: 


    Episode 45: Why Going 10x Is Easier Than 2xEpisode 38: Clarifying Your Life’s Why So You Can Achieve Your Dream LifestyleBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey!Looking for a new mortgage, renewal, refinance, or HELOC? Reach out to Jon to share some options.Follow/Connect with Kyle Pearce on LinkedIn for daily posts and conversations about business, finance, and investment. Dig into our Ultimate Investment Book ListDownload our Wealth Building Blueprint Analysis Paralysis is REAL! You’re real estate portfolio will stay empty until you take action.Grab our free training on how to analyze deals and also grab our analyze spreadsheet that does the dirty work for you. 
    Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

    • 33 min
    How To Choose The Right Kind Of Life Insurance for Canadian Entrepreneurs

    How To Choose The Right Kind Of Life Insurance for Canadian Entrepreneurs

    Choosing between term and permanent life insurance for Canadian entrepreneurs or business owners can be as pivotal as deciding between renting and owning a home. This episode is crucial for anyone looking to make informed decisions about their financial security, legacy planning, and long-term wealth, especially if you are a business owner, real estate investor, or Canadian entrepreneur interested in personal financial planning.

    What you’ll learn: 
    Understand the fundamental differences between term and permanent life insurance through a clear, relatable analogy.Gain insights into why owning a home isn't always the best financial decision for every Canadian, mirroring the considerations in choosing the right life insurance.Learn tailored strategies for different financial situations, whether you're a low-income earner beginning to save for retirement or a business owner focusing on legacy planning and tax efficiencies.
    Resources: 


    Episode 54: How To Supercharge Your Emergency FundBook a Discovery Call with us so we can help you overcome your current struggle and take the next step in your financial journeyFollow Kyle Pearce on LinkedIn for daily posts and conversations about business, finance, and investment. Dig into our Ultimate Investment Book ListDownload our Wealth Building Blueprint

    Interested in Joint Venture Opportunities?
    For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here.
    Get in touch with Kyle to review your financial situation through a discovery call.


    Analysis Paralysis is REAL! You’re real estate portfolio will stay empty until you take action.Grab our free training on how to analyze deals and also grab our analyze spreadsheet that does the dirty work for you. 
    Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

    • 29 min
    How to be a Canadian Real Estate Entrepreneur - An Interview with Elizabeth Kelly

    How to be a Canadian Real Estate Entrepreneur - An Interview with Elizabeth Kelly

    The unspoken challenges of real estate investing in today's market needs to be your number one concern. In this episode Elizabeth Kelly, a seasoned real estate investor and coach, reveals the often-overlooked realities and struggles of being a Canadian Real Estate Entrepreneur. 
    Whether you're a budding investor feeling overwhelmed by the complexities of the 2024 real estate market, or an entrepreneur seeking long-term success, stick with us because in this episode you’ll discover the importance of maintaining curiosity in your entrepreneurial journey and how it can be a key driver of success and learn how to leverage knowledge and education in real estate investing to make informed, profitable decisions.
    Don't miss this opportunity to elevate your real estate investing game – listen to our latest episode with Elizabeth Kelly for expert insights and actionable advice!


    You’ll learn


    The harsh realities of life as a real estate investor or a real estate entrepreneur; The biggest struggle beginning real estate investors face in 2024; How to gain clarity and perspective in real estate investing;Why staying curious as long as you can will lead to entrepreneurial success; and, Why understanding the power of knowledge and education is key to success in entrepreneurship and investing;
    Resources: 


    Instagram @elizabethkellyconsultingElizabeth Kelly ConsultingBook a Discovery Call with us so we can help you overcome your current struggle and take the next step in your financial journeyFollow Kyle Pearce on LinkedIn for daily posts and conversations about business, finance, and investment. Dig into our Ultimate Investment Book ListDownload our Wealth Building Blueprint

    Let’s Connect For A Discovery Call!
    For those interested in having a review of your financial wealth plan, learning more about potential joint venture (JV) opportunities, or a mortgage review, book a free discovery call now.


    Analysis Paralysis is REAL! You’re real estate portfolio will stay empty until you take action.Grab our free training on how to analyze deals and also grab our analyze spreadsheet that does the dirty work for you. 
    Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

    • 40 min
    Variable Rate or Fixed Rate? Which Option Is Your Best Investment In The Canadian Housing Market?

    Variable Rate or Fixed Rate? Which Option Is Your Best Investment In The Canadian Housing Market?

    The big question on the mind of many Canadian homeowners minds these days revolves around interest rates. With the Bank of Canada’s overnight interest rate popping significantly over the last two years, homeowners with a mortgage are wondering what is their next move. 
    While those whose fixed interest rate mortgage might be coming up for renewal over the next 6-18 months might be wondering what their next move is, those who took on a variable rate mortgage over the past few years are wondering what they should do now.


    You’ll learn
    Should you lock-in a variable rate mortgage or a fixed rate now, later this year, or never?How and why interest rates have spiked so high, so fast comparatively to the past and where might we be going next? And how can you select the best mortgage terms for your personality and financial situation? 
    Resources: 
    A Timeline of Bank of Canada Rate Hikes [BNN Bloomberg]The topic of this episode was originally covered on our social media channels on Facebook, LinkedIn, Instagram, and Twitter.Book a Discovery Call with us so we can help you overcome your current struggle and take the next step in your financial journeyFollow Kyle Pearce on LinkedIn for daily posts and conversations about business, finance, and investment. Dig into our Ultimate Investment Book ListDownload our Wealth Building Blueprint

    Let’s Connect For A Discovery Call!
    For those interested in having a review of your financial wealth plan, learning more about potential joint venture (JV) opportunities, or a mortgage review, book a free discovery call now.
    Analysis Paralysis is REAL! You’re real estate portfolio will stay empty until you take action.Grab our free training on how to analyze deals and also grab our analyze spreadsheet that does the dirty work for you. 
    Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

    • 27 min
    “THE” Canadian Investment Strategy PROVEN to Build Generational Wealth

    “THE” Canadian Investment Strategy PROVEN to Build Generational Wealth

    How would you feel if you could be given “THE” Investment Strategy PROVEN to Build Generational Wealth so your legacy lasts well beyond your time here in this world? 
    Well, we’ve got you covered. 
    Today, we’re going to unpack what Morgan Housel, author of The Psychology of Money has proven to be the most important factors to build generational wealth that lasts - AND it does not require taking “home run swings” at investments that promise 20% returns with questionable safety of capital. 


    In this episode we’re going to: 
    unpack a Canadian Wealth Secret that is the most important factor when creating your wealth plan;share the biggest risk to the success of your Canadian wealth building journey; and, help you get started implementing this investment strategy that will ultimately lead you to the investment portfolio that will grant you not only financial security you’re seeking, but also the time freedom that comes along with it.
    Resources: 


    My First $100 Million podcast | The Investment Strategy to Build Generational WealthSame as Ever [Book] The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness [Book] Book a Discovery Call with us so we can help you overcome your current struggle and take the next step in your financial journeyFollow Kyle Pearce on LinkedIn for daily posts and conversations about business, finance, and investment. Dig into our Ultimate Investment Book ListDownload our Wealth Building Blueprint

    Interested in Joint Venture Opportunities?
    For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here.
    Get in touch with Kyle to review your financial situation through a discovery call.


    Analysis Paralysis is REAL! You’re real estate portfolio will stay empty until you take action.Grab our free training on how to analyze deals and also grab our analyze spreadsheet that does the dirty work for you. 
    Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

    • 32 min
    Canadian Wealth Strategies for Your Safe, Fixed Income Investments Beyond GICs and Bonds

    Canadian Wealth Strategies for Your Safe, Fixed Income Investments Beyond GICs and Bonds

    Are your Canadian investments earmarked as fixed income and secured assets still locked in the slow lane with GICs and bonds? Maybe you’re starting to realize that fixed rates of 5% are more like 3% to 3.5% after taxes. Ever wondered if there's a way to navigate through the “safe” portion of your Canadian investment portfolio without having to commit the ongoing effort to ensure your return is worth the while? Stay tuned for an episode that sheds light on innovative Canadian investment strategies, reshaping the traditional approach to investments for wealth growth while also navigating the income tax implications!
    In 2023, the allure of high GIC rates in Canada was hard to resist, but what if we told you there is a strategy that not only sidesteps the pitfalls of the traditional investments we tend to use for our fixed income and secured asset portion of our investment portfolio, but also maximizes your growth potential while simultaneously optimizing for income tax benefits? Today, we explore why investing in the same old bond and fixed income investments for the “safer” part of your portfolio doesn’t have to require so much time, effort, and dependence on interest rates. Specifically, we will dig into how a participating whole life policy - when properly structured for a high early cash value - can be the game-changer you've been searching for to offer the investment safety you are after for a portion of your portfolio, with added Canadian income tax advantages. 
    Learn how to navigate the ups and downs of GICs and bonds in the Canadian market, avoiding the pitfalls of fluctuating rates, all while optimizing for income tax efficiency.Uncover the secret to Canadian tax-efficient investing, ensuring your returns aren't eroded by income tax implications specific to Canada.Imagine a Canadian world where your safer investments enjoy tax sheltering without compromising valuable RRSP/TFSA room, allowing you to supercharge your portfolio. Ready to revolutionize your Canadian approach to investing and income tax planning? Tune in now to discover the PAR Whole Life strategy, that not only aligns with your investment goals but also strategically navigates the nuances of income tax in Canada. Don't miss out – hit play and take control of your Canadian wealth journey!
    Resources: 


    How Much Of Your Income Should Go To Investing?What is the 50/15/5 Rule?Buffet’s 90/10 RuleEpisode 54: How To Supercharge Your Emergency FundBook a Discovery Call with us so we can help you overcome your current struggle and take the next step in your financial journeyFollow Kyle Pearce on LinkedIn for daily posts and conversations about business, finance, and investment. Dig into our Ultimate Investment Book List Analysis Paralysis is REAL! You’re real estate portfolio will stay empty until you take action.Grab our free training on how to analyze deals and also grab our analyze spreadsheet that does the dirty work for you. 
    Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

    • 37 min

Customer Reviews

4.9 out of 5
19 Ratings

19 Ratings

SaySomethingFool ,

Sincere & Honest

Had a great conversation with Jon and Kyle about what to do with rental property and LLC. Asked a lot of good questions to help me think through pros and cons of process.

Thank you!

Chris S. Shore ,

Inspiring

These invested teachers have inspired this retiring teacher to diversify my portfolio to include rental properties. They give very practical advice to us common folk on how to build wealth safely and steadily. I can't wait to listen to more episodes.

JCRiley09 ,

I finally understand personal finance

Love the thought behind the pod! The early episodes inspired me to really dig further in to personal finance and I’ve made huge changes in my savings habits since then (pay yourself first!).
That said, I know real estate is y’all’s wheelhouse, but maybe bring on some experts who can talk retirement accounts and diversifying investments? Not everyone is willing to take on the risk and labor necessary for real estate investment.

Top Podcasts In Business

NerdWallet Personal Finance
Ramsey Network
Money News Network
DOAC
NPR
Dan Fleyshman

You Might Also Like

Daniel Foch & Nick Hill
Kornel Szrejber: Investor
Steve Saretsky
Kyla Scanlon, Devin Friedman, Kat Angus, Sarah Rieger, Matthew Karasz
Ramit Sethi
Pam Harris