Chasing Financial Freedom

Ryan DeMent
  • 5.0 (52)
  • ENTREPRENEURSHIP
  • UPDATED WEEKLY
Chasing Financial Freedom

If you're an entrepreneur, small business owner, or side hustler looking for new ways to make money, scale your business, or turn your side hustle into a business, we've got something for you. We'll be interviewing successful entrepreneurs who have turned their dreams into reality. We'll learn how they did it and what they wish they'd known before they started their businesses. Your host, Ryan DeMent, has unique insights built by 25 years of experience in the financial industry and several failed businesses. So if you're looking for new ways to make money, scale your business, or turn your side hustle into a business… then this podcast is for you!

  1. 9H AGO

    The Truth About DSCR Loans Nobody Told You! Ep 339

    The truth about DSCR loans nobody told you? Most real estate investors assume these loans protect them from personal liability—but that assumption can wreck your portfolio. In this episode, we uncover what banks, brokers, and most “experts” won’t tell you about DSCR loans. You’ll discover: The real difference between recourse and non-recourse DSCR loans Why most DSCR loans still make you personally liable What “bad boy carve-outs” are—and how they strip your protection How to vet DSCR lenders and avoid getting stuck in a deal you can’t exit If you’re a real estate investor using DSCR loans to scale, this is the wake-up call you need. 🔥 Build wisely. Protect your credit. Grow with clarity. 👉 Subscribe and share with someone who needs to hear this truth.

    13 min

  2. JUL 9

    What Banks Don’t Tell You About DSCR Loans and Hidden Pitfalls Ep 338

    What banks aren’t telling you about DSCR loans... but I will. Everyone says DSCR loans are the key to scaling your rental portfolio without wrecking your credit. But if you follow the wrong lender’s rules, you’ll end up overleveraged, stuck in a deal, and locked in just like a traditional loan. In this episode, Ryan breaks down the DSCR loan pitfalls no one else is talking about: W‑2 and DTI myths: it’s not just about income documentation Cash-flow traps with Airbnb & short-term rentals Appraisal bias and underwriting changes mid-deal Cross-default risks with portfolio loans Hidden prepayment penalties, fees, and liquidity issues Shifting document requirements and lender frustration Plus, he shares spiritual clarity on scaling with integrity, not ego. 🔥 If you're tired of being chained by “freedom loans,” this episode is for you.

    15 min

  3. JUL 2

    Own 50+ Rentals Without Killing Your Credit | DSCR Loans | Ep 337

    What if you could own 50+ rental properties—and your personal credit never took a hit?Most investors hit a wall after 4 to 6 deals. Why? Because traditional banks kill your momentum with DTI limits and outdated rules. In this episode of Chasing Financial Freedom, I’m breaking down the DSCR loan strategy—how to scale your real estate portfolio without compromising your credit or your values. ✅ Inside This Episode: Why most investors get stuck—and how DSCR unlocks your next level How to avoid DTI traps and keep your personal credit clean The truth about portfolio vs. fake DSCR lenders How to close in an LLC and protect your future What God says about building boldly without selling out If you’re serious about building wealth with purpose and peace, this episode will give you the blueprint. 🎯 Drop “DSCR” in the comments or DM to get my trusted lender list. 🙏 You weren’t made to hustle forever. You were made to build wisely, faithfully, and free.

    13 min

  4. JUN 25

    The Hustle That Hurts and How I Rebuilt After Losing Everything Ep 336

    Three days before closing, our house deal collapsed. One mistake, thousands gone, and a wave of financial pressure I didn’t see coming. In this real and raw episode of Chasing Financial Freedom, I open up about what it’s like to hustle through heartbreak and what that pressure taught me about business, mindset, and faith. If you’re running a side hustle, growing a business, or just trying to breathe under the weight of it all, this one is for you. 🛠️ What we get into: How losing one deal nearly took down my business Why the grind isn’t always freedom What persistence really looks like when no one’s watching How I’m using AI to create breathing room in my business Mindset shifts that brought peace before the profit ever came Why serving others changes everything This isn’t just about money. It’s about moving forward when everything says stop. It’s about rebuilding with faith, clarity, and purpose. 💬 DM me if this spoke to you. If you’re carrying it all on your own, you don’t have to. Press play and let’s walk through this storm together.

    13 min

  5. JUN 18

    Financial Freedom Starts with a Habit You Only Discover in the Storm Ep 335

    The habits you build in peace won’t always survive the storm. But the ones built under pressure? They can transform your life. Feel like life’s testing you harder the more you try to succeed? This episode is for every entrepreneur in the middle of a storm—facing setbacks, delays, and doubts—and wondering if it’s all worth it. Ryan shares a real-life business storm that nearly knocked him out and the mindset shift that’s changed everything. You’ll discover: Why surface-level routines won’t carry you through real pressure The difference between “checking boxes” and storm-forged discipline How faith, silence, and one simple habit can rebuild your confidence Why your biggest delays may be redirecting you to your next breakthrough The daily practices that helped Ryan rebuild his focus, even when everything felt like it was falling apart 🔔 This episode continues our series on the power of storm seasons in business—and how the right habit in the chaos can shape your future more than any strategy ever could. 🎯 Listener Challenge: Ask yourself, “What habit is this storm trying to create in me?” Then commit to that habit for 7 days. Journal it. Own it. DM Ryan or comment below and let’s build it together.

    10 min

  6. JUN 11

    Why the Storm You're In Might Be the Shift You Need Ep 334

    Feel like everything’s going wrong—even when you’re doing everything right? You’re not alone. This one’s for every entrepreneur questioning their calling in the middle of chaos. Hit play—and take the challenge at the end. This week on Chasing Financial Freedom, I’m opening up about a real storm I’m facing in my business right now. We’re talking setbacks, contractor issues, and the overwhelming weight of trying to do it all. But more than that—we’re talking about purpose in the storm. Is this pressure meant to break you, or is it sharpening something deeper? You’ll hear: How faith reframes frustration The danger of “strategy chasing” Why focusing only on today can be your greatest weapon against anxiety What my business storm revealed about control, comparison, and calling 🎯 LISTENER CHALLENGE:Take 5–10 minutes today without a phone or noise and just be still. Then, DM me or comment with how it went. Let’s build stillness into our success. 🔗 For more faith-fueled episodes and tools: www.trutalk.co

    11 min

  7. JUN 4

    Stop Wishing and Start Winning with 3 Unbreakable Entrepreneur Rules | Ep 333

    Are you stuck dreaming instead of doing? In this powerful episode of the Chasing Financial Freedom Podcast, host Ryan DeMent breaks down the difference between a wish and a win—and reveals 3 unbreakable rules every entrepreneur must follow to start gaining serious traction. You’ll learn how to: Turn a vague dream into a crystal-clear, deadline-driven goal Eliminate distractions that are silently killing your momentum Develop a winning mindset grounded in faith, discipline, and daily action Ryan shares real-life examples, mindset shifts, and personal lessons from the trenches of business ownership, making this episode a must-listen for anyone feeling stuck, scattered, or spiritually drained. This episode speaks directly to entrepreneurs, side hustlers, and purpose-driven professionals who want to build something bigger than just a business—it’s for those who want to create impact, income, and internal peace. If you’ve ever whispered, “There’s got to be more,” this is your wake-up call. 🎧 Tune in and discover how to stop chasing and start achieving. 👉 Don’t forget to follow, leave a review, and share this episode with someone who’s ready to win.

    9 min

  8. MAY 28

    Reignite Your Entrepreneurial Fire with 3 Purpose-Driven Habits That Fuel Business Growth | Ep 332

    Feeling stuck in the grind? Wondering where your passion went? You’re not alone—and you’re not done yet. In this episode of the Chasing Financial Freedom Podcast, Ryan DeMent opens up about how he lost connection with the mission behind his business—and how he’s turning it all around. Through raw reflection and powerful insights, Ryan breaks down 3 purpose-driven habits that every entrepreneur can use to reignite their mindset, restore focus, and build lasting business growth. Whether you're feeling burned out, overwhelmed, or just off track, this episode will help you reset and move forward with clarity. How stress and survival mode can disconnect you from your “why” The simple mindset shifts that reignite long-term vision Why surrounding yourself with the right people changes everything The exact steps Ryan’s using to build a team, rebuild momentum, and realign with his mission If you're an entrepreneur, business owner, or visionary leader who's been stuck in burnout or distraction—this one’s your wake-up call. 🎧 Listen now to rediscover your clarity, reclaim your confidence, and restart with purpose. 📢 Don’t forget to follow, share, and comment to join the conversation and help more people chase financial freedom.

    10 min
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5
out of 5
52 Ratings

About

If you're an entrepreneur, small business owner, or side hustler looking for new ways to make money, scale your business, or turn your side hustle into a business, we've got something for you. We'll be interviewing successful entrepreneurs who have turned their dreams into reality. We'll learn how they did it and what they wish they'd known before they started their businesses. Your host, Ryan DeMent, has unique insights built by 25 years of experience in the financial industry and several failed businesses. So if you're looking for new ways to make money, scale your business, or turn your side hustle into a business… then this podcast is for you!

Information

  • Creator
    Ryan DeMent
  • Years Active
    2020 - 2025
  • Episodes
    228
  • Rating
    Clean
  • Copyright
    © Ryan DeMent
  • Show Website
    Chasing Financial Freedom

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