154 episodes

Real talk about Financial Independence and life after corporate jobs. Carl Jensen and Doug Cunnington talk about FI, lifestyle, side hustles, health, and anything on their minds. Plus, they interview experts and non-experts interested in the FI lifestyle. It's raw, candid, pretty much like you get to sit in on a private conversation.

Mile High FI Podcast Carl Jensen & Doug Cunnington

    • Business
    • 4.6 • 81 Ratings

Real talk about Financial Independence and life after corporate jobs. Carl Jensen and Doug Cunnington talk about FI, lifestyle, side hustles, health, and anything on their minds. Plus, they interview experts and non-experts interested in the FI lifestyle. It's raw, candid, pretty much like you get to sit in on a private conversation.

    Telling non-FIRE People About FIRE With Justin Robbins | MHFI 153

    Telling non-FIRE People About FIRE With Justin Robbins | MHFI 153

    Doug and Carl talk to Longmontian Justin Robbins about how to broach the subject of FIRE with other humans (and if it’s even a good idea)!

    Background

    Childhood
    How Justin turned getting laid off into a great experience
    Discovering FIRE

    Telling non-FIRE people about FIRE

    Carl is a FIsplainer
    How Justin quit his job
    Why are American identities so tied up in work?
    Is FIRE a cult? And will it ever be mainstream?
    Justin’s biggest challenge in retirement
    Why Carl thinks FIRE is the best life hack ever

    Do you love Mile High FI? Support us over at Buy Me A Coffee. Is “love” too strong of a word? Good news! You can still support us.

    Links

    Justin's Instagram
    Justin's Youtube Channel
    Justin's TikTok
    Justin's Twitter
    Longmont's Tower of Compassion
    Doug’s site - Check out the NEW Sleep Post.
    Carl’s blog: 1500 Days

    --
    Join the Mile High FI Club – It’s our email list!
    Get MHFi Merch – It helps support the show. Get t-shorts & more
    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
    Brought To You By:
    The Doug Show, aka Affiliate Marketing & Side Hustles
    1500 Days, Carl's Blog about Early Retirement
    Email us here: doug@milehighfi.com or carl@milehighfi.com

    0:00 Intro

    2:17 Justin's background

    8:17 Discovering the FIRE movement

    15:15 Thoughts on retirement and going back to work

    19:17 The importance of having a supportive partner

    22:23 Telling non-FIRE people about FIRE

    24:31 Misunderstanding FI

    26:32 The ''What do you do for work?'' question

    32:18 Should we bother telling other people about FIRE?

    36:59 Is the FIRE community a cult?

    38:20 Why FI will never be mainstream

    43:45 Advice for approaching early retirement

    45:36 Exercising your mind

    47:00 Hiking

    49:54 The impact of inflation on early retirement

    53:51 Lessons and challenges

    59:21 Why FIRE is the best life hack

    1:03:36 The perfect day

    1:05:31 Where to find Justin on social media

    • 1 hr 10 min
    College, Coaches, & Kids: Answering Your Top Questions | MHFI 152

    College, Coaches, & Kids: Answering Your Top Questions | MHFI 152

    Doug and Amberly are back for another Mail Bag episode!
    They answer your questions on a range of topics:


    Funding children's college education
    Hiring a (financial) coach
    To have or not to have kids
    Renting vs nomadic living
    Starting a landlord journey
    Should I max out my 401k or buy a house?

    As a bonus, our hosts reflect on their personal goals by writing a letter to their future selves.
    Links


    Free Link to ChatGPT Cheatsheet
    Video on ChatGPT to Descript
    ChatGPT For Beginners

    --

    Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.
    Join the Mile High FI Club – It’s our email list!
    Get MHFi Merch – It helps support the show. Get t-shorts & more
    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
    Brought To You By:
    The Doug Show, aka Affiliate Marketing & Side Hustles
    1500 Days, Carl's Blog about Early Retirement
    Email us here: doug@milehighfi.com or carl@milehighfi.com

    0:00 Intro

    3:39 What's Amberly been up to

    7:20 What's Doug been up to

    8:35 Chat GPT is kinda awesome

    14:56 Funding kids' college tuition

    30:09 Do you NEED a (financial) coach?

    42:16 To have or not have kids

    46:22 Buying a house vs living as a nomad

    50:05 Starting a landlord journey

    51:42 Should I max out my 401k or buy a house?

    55:22 A letter to our future selves

    01:01:38 How you can support us

    • 1 hr 9 min
    Power of Memory Dividends: Carl's $10,000 Purchase You Won't Believe | MHFI 151

    Power of Memory Dividends: Carl's $10,000 Purchase You Won't Believe | MHFI 151

    Carl discusses his crazy $10,000 semi-spontaneous purchase.

    Buying a private concert with The Webb Brothers
    Memory dividends
    Mindy approves
    The Big Event

    Philosophical Musings

    What Doug thinks about all of this
    What would Doug spend $10,000 on?
    Stuff versus experiences
    Why your purchases may become irrelevant someday
    To budget or not to budget…
    Staying thoughtful about spending

    It’s cold in Colorado. The Mile High FI studio in Doug’s basement is even colder. Help keep the studio warm and get cool stuff: https://www.buymeacoffee.com/milehighfi

    EconoMe: Doug and Carl are going to EconoMe again and are planning a meetup. Get your ticket here and enter MILEHIGHFI at checkout for a discount. See you in Cincinnati!

    Links

    The Webb Brothers Kickstarter
    Maroon (perhaps the Webb’s greatest work)
    Liar’s Club
    In A Fashion

     

    --

    Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.
    Join the Mile High FI Club – It’s our email list!
    Get MHFi Merch – It helps support the show. Get t-shorts & more
    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
    Brought To You By:
    The Doug Show, aka Affiliate Marketing & Side Hustles
    1500 Days, Carl's Blog about Early Retirement
    Email us here: doug@milehighfi.com or carl@milehighfi.com

     

    0:00 Intro

    4:59 Carl bought a concert

    16:03 Thoughts on spending money on experiences

    19:02 What would Doug spend 10k on?

    21:55 More ideas

    27:20 Stuff vs experiences

    28:33 Do purchases ever become irrelevant?

    35:13 Budgeting one crazy purchase per year

     

    • 44 min
    Mailbag | MHFI 150

    Mailbag | MHFI 150

    It’s another Mail Bag episode! Doug and Carl answer questions about

    Umbrella insurance policies
    Does the 4% Rule still apply in light of recent market declines?
    Is it OK to own a Tesla? (and why is the FI community so judgmental?)
    Coast FI
    Reader case study: I’m a late comer to the FI movement

    Send questions and comments for future Mail Bag episodes to doug@milehighfi.com or carl@milehighfi.com.

    If you’re reading this, you must love the show. If you love the show, support us. Hey, we’d do it for you! https://www.buymeacoffee.com/milehighfi

    EconoMe: Doug and Carl are going to EconoMe again and are planning a meetup. Get your ticket here and enter MILEHIGHFI at checkout for a discount. See you in Cincinnati!

    Links

    Mile High FI interview: David Baughier
    Mile High FI interview: Jake Simon
    Big ERN’s Safe Withdrawal Rate Series
    Michael Kitces on the 4% Rule
    S&P 500 PE Ratio
    Death March to Financial Independence
    MMM HQ Coworking
    Doug’s site

    Carl’s blog: 1500 Days

    -

    Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.
    Join the Mile High FI Club – It’s our email list!
    Get MHFi Merch – It helps support the show. Get t-shorts & more
    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
    Brought To You By:
    The Doug Show, aka Affiliate Marketing & Side Hustles
    1500 Days, Carl's Blog about Early Retirement
    Email us here: doug@milehighfi.com or carl@milehighfi.com

    0:00 Intro

    1:20 Dry January recap

    7:28 How you can support us

    10:29 We got some interesting feedback!

    12:36 What is an umbrella policy?

    16:55 Does the 4% rule still make sense today?

    25:57 Investing in a Tesla car

    • 1 hr 6 min
    Kids Are Really Expensive, Aren't They? | MHFI 149

    Kids Are Really Expensive, Aren't They? | MHFI 149

    Having kids is a lifestyle change that has a big impact on our finances. But how much does parenthood really cost?

    In this episode, Doug and Amberly explore the expected and unexpected costs that come with having children. They talk about the importance of budgeting and share some tips on how to shop wisely for new parents.

    The (unexpected) costs of having kids

    Health insurance and dental costs
    Schooling and tuition
    Are human parents and dog parents alike?
    The do's and don'ts of choosing a gift for new parents
    Tips for navigating friendships as a parent
    Amberly hosts FinTalks

    Do you love Mile High FI? Support us over at Buy Me A Coffee.

    Do you hate Mile High FI? Send us a large sum of money and we’ll quit! You win either way!

    EconoMe: Doug and Carl are going to EconoMe again and are planning a meetup. Get your ticket here and enter MILEHIGHFI at checkout for a discount.
    Connect with Amberly Grant!

    AmberlyGrant.com
    FinTalks
    Instagram
    Amberly on Facebook

    -

    Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.
    Join the Mile High FI Club – It’s our email list!
    Get MHFi Merch – It helps support the show. Get t-shorts & more
    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
    Brought To You By:
    The Doug Show, aka Affiliate Marketing & Side Hustles
    1500 Days, Carl's Blog about Early Retirement
    Email us here: doug@milehighfi.com or carl@milehighfi.com

    0:00 Intro

    2:41 Budgeting and planning for kids

    7:57 Is having children similar to dogs?

    10:31 The cost of having kids

    25:05 Children and health insurance

    32:29 Why kids' clothing is a terrible gift idea

    36:33 As kids grow, so do their expenses

    39:40 How to get free babysitting benefits

    41:04 Why do parents count their baby's age in months?!

    42:34 Schooling and tuition expenses

    46:47 Navigating friendships as a parent

    52:10 Amberly is on FinTalks

    53:22 Fin Talk's retreat and Camp FI

     

     

     

    • 1 hr 3 min
    The Band is BACK Together! Random Show | MHFI 148

    The Band is BACK Together! Random Show | MHFI 148

    After taking a break, Carl comes back to catch up with Doug. Here is what they talk about:

    Carl loses $2,000,000 (and is happy about it)
    Doug’s health issues
    Camp FI Southeast
    Carl’s 3-day fast
    No alcohol
    Meet Doug and Carl: EconoMe and NYC

    Do you love Mile High FI? Support us over at Buy Me A Coffee.

    Do you hate Mile High FI? Send us a large sum of money and we’ll quit! You win either way!

    EconoMe: Doug and Carl are going to EconoMe again and are planning a meetup. Get your ticket here and enter MILEHIGHFI at checkout for a discount.

    Links

    Downshift Financial
    Mile High FI Interview with Chris Rusin, the Indiana Jones of FIRE
    Mile High FI Interview with David Baughier
    Mile High FI interview with Jake Simon
    Logan Leckie
    Doug's website - Check out the NEW Sleep Post.
    Carl's blog: 1500 Days

    -

    Check out the Econome Conference - Save money using our coupon code MILEHIGHFI. Carl and Doug will be there, so come and hang out.
    Join the Mile High FI Club – It’s our email list!
    Get MHFi Merch – It helps support the show. Get t-shorts & more
    **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
    Brought To You By:
    The Doug Show, aka Affiliate Marketing & Side Hustles
    1500 Days, Carl's Blog about Early Retirement
    Email us here: doug@milehighfi.com or carl@milehighfi.com

    0:00 Intro

    1:12 How you can support us

    2:40 What has Carl been up to

    9:00 Doug's health issues

    16:07 Carl's been fasting

    25:48 - What has Doug been up to/Dry January

    43:19 - Carl's house updates

    45:16 - Doug has a new tattoo

    47:54 - Doug tested ChatGPT

    55:40 Doug and Carl are at Econome!

     

     

    • 1 hr 3 min

Customer Reviews

4.6 out of 5
81 Ratings

81 Ratings

Chris Knighton ,

Great "Post FI" Content

I'm a big fan of this show and have enjoyed listening to every episode from the beginning. The shows are a mix of light-hearted conversation and more serious discussion. I like the variety. You get to learn the hosts personalities and thoughts on a wide range of subjects, not just the typical "Financial Independence" content covered in many other podcasts. There are not many podcasts that cover subjects of interest to "Post FI" listeners, so if you are one then you will get a lot of benefit from this podcast!

Rb1978rb ,

Entertaining and fun banter w/educational content

Really enjoy listening to Doug and Carl on the mile hi podcast. Wish more shows can be this entertaining and light spirited. Yes - it’s a FI show, but the topics are always(ish) thought out, clear and fun to listen to. It’s the first podcast I listen to when shows drop 2x week. Keep up the good work guys. - Rich B

Crystal ONeal ,

I’m a fan!

This is one of my favorite podcasts and to be honest I’m not sure why. I have nothing in common with the hosts (other than being financially minded) but I enjoy their banter, Doug’s sense of humor, and how much Carl loves his family. I feel like you never hear men talking up their wife and kids these days. Recommend!

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