278 episodes

You can afford anything, but not everything. We make daily decisions about how to spend money, time, energy, focus and attention – and ultimately, our life. Every decision is a trade-off against another choice.

But how deeply do we contemplate these choices? Are we settling for the default mode? Or are we ruthlessly optimizing around a deliberate life?

Host Paula Pant interviews a diverse array of entrepreneurs, early retirees, millionaires, investors, artists, adventurers, scientists, psychologists, productivity experts, world travelers and regular people, exploring the tough work of living a truly excellent life.

Want to learn more? Download our free book, Escape, at http://affordanything.com/escape

Afford Anything Paula Pant

    • Investing
    • 4.7, 2.4K Ratings

You can afford anything, but not everything. We make daily decisions about how to spend money, time, energy, focus and attention – and ultimately, our life. Every decision is a trade-off against another choice.

But how deeply do we contemplate these choices? Are we settling for the default mode? Or are we ruthlessly optimizing around a deliberate life?

Host Paula Pant interviews a diverse array of entrepreneurs, early retirees, millionaires, investors, artists, adventurers, scientists, psychologists, productivity experts, world travelers and regular people, exploring the tough work of living a truly excellent life.

Want to learn more? Download our free book, Escape, at http://affordanything.com/escape

    How to Stay Safe During the Reopenings

    How to Stay Safe During the Reopenings

    Welcome back to PSA Thursday, a mostly-weekly segment in which we talk about how to handle money, work, and life in the middle of a pandemic.
    This week, we focus on life and staying safe when venturing outside of your home.
    Many of us are concerned with reducing the risk of coronavirus infection in places like grocery stores, gas stations, or backyard BBQs, but the guidelines on how to stay safe aren't always clear.
    In this episode, we discuss specific precautions to take...
    When using a public toilet When picking up food at a quick-serve restaurant When you're exercising at the gym When filling your car with gas In your general day-to-day life when you're out and about For more information, visit the show notes at https://affordanything.com/psathursday

    • 16 min
    Ask Paula: How Do I Pick the Right Mix of Investments for My Retirement Portfolio?

    Ask Paula: How Do I Pick the Right Mix of Investments for My Retirement Portfolio?

    #264: An anonymous listener, whom we call “Mary,” is curious about the auto-rebalancing feature offered by M1 Finance. Is it too good to be true?
    J isn’t happy with the target date retirement fund she chose for her 401k. She has limited options and is wondering: should she move funds around? If so, is now a bad time, considering the market volatility?
    Another anonymous listener is wondering how to choose the right mix of investments for a retirement portfolio. She also wants tips on rebalancing a portfolio. And when should she execute a Roth conversion?
    Tami has $160,000 in a G fund in her TSP. Should she move this money to a Lifestyle fund to increase her earnings?
    Andy and his wife contribute the maximum to their children’s 529 accounts, and they have three investment options to choose from. Should they continue with an aggressive managed portfolio, or choose something less risky?
    My friend and former financial planner Joe Saul-Sehy and I answer these questions on today’s episode. Enjoy!

    For more information, visit the show notes at https://affordanything.com/episode264

    • 1 hr 6 min
    PSA Thursday: The History of the PPP -- and 4 Extra Relief Options for Entrepreneurs

    PSA Thursday: The History of the PPP -- and 4 Extra Relief Options for Entrepreneurs

    Here's the sordid history of the Payroll Protection Program, plus four additional options for getting pandemic relief as an entrepreneur.
    In this episode we share the following resources for small businesses:
    Economic Injury Disaster Loans (EIDL)
    Employee Retention Credit.
    SBA 7(a) Program
    Mainstream Lending Program
     
    For more information, visit the show notes at https://affordanything.com/psa-thursday

    • 29 min
    How to Build Financial Resilience in 2020, with Dr. Brad Klontz, financial psychologist

    How to Build Financial Resilience in 2020, with Dr. Brad Klontz, financial psychologist

    #263: It’s been a tough year, and we’re only halfway through it.
    Today’s guest has insights and actions to help you build financial resilience in 2020. Not only will you emerge from the events of this year stronger, you’ll also face future personal challenges and economic downturns with more confidence and knowledge.
    Our guest is Dr. Brad Klontz, a clinical psychologist and Certified Financial Planner. He’s the author of five books on the psychology of money, a founder of the Financial Psychology Institute, a managing principal of Your Mental Wealth Advisors, and a fellow of the American Psychological Association. He’s also a former associate professor of personal financial planning at Kansas State.
    Dr. Klontz appeared on our show in April 2018 to discuss unhealthy attitudes towards money. We invited him back for his expertise on coping with recent situations and developing financial resilience
    For more information, visit the show notes at https://affordanything.com/episode263

    • 1 hr 7 min
    Ask Paula: I'm Taking a Mini-Retirement in a Pandemic. What Should I Do?

    Ask Paula: I'm Taking a Mini-Retirement in a Pandemic. What Should I Do?

    #262: Tyson is taking a year off of work and plans to devote some of his time to domestic travel, volunteer work, and bolstering his rental property portfolio. He originally planned to travel internationally, but won’t due to the pandemic. How does this plan sound?
    Jace is wondering whether she should take advantage of the low stock market prices or keep a larger emergency fund due to the pandemic. Which is the better option, given her goal of financial independence?
    Jace also wants to know: where do you park your money after maxing out a 401k and Roth IRA?
    Venkat had to relocate after living in a condo for one year. He rents out the condo, but he’s in the red. Should he sell this condo? If so, when?
    TW has $250,000 in cash that he can use to either pay off his rental property or purchase two more properties. Which is the better option?
    For more information, visit the show notes at https://affordanything.com/episode262

    • 54 min
    PSA Thursday - Your Complete Guide to Donor Advised Funds

    PSA Thursday - Your Complete Guide to Donor Advised Funds

    For more information, go to https://affordanything.com/tag/psa-thursday

    • 26 min

Customer Reviews

4.7 out of 5
2.4K Ratings

2.4K Ratings

vharwell ,

Awesome podcast

N/a

Ajebdis ,

Too many ads

Great content but I feel that there are wayyyy too many ads. More than any other podcast show I listen to.

farfallaviola ,

Both rational and inspirational

Personal finance podcasts run the gamut from boring to sensationalistic. Paula’s hits the right note for me: clear and nuanced thinking with inspirational interviews and detailed listener questions.

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