Do you want to do more with your money? Enjoy fascinating insights into the investment and personal finance world with our range of experts and guests at True Potential.
#68 Property Versus Pension
How can you do more with your money through property and Pensions? Enjoy a lively discussion on the positives and negatives of investing into property, and how Pensions could help you to retire wealthier.
#67 Investment Management and Your Money
On this week's Do More With Your Money podcast, the True Potential Investment Management team explain how they make your money do more. 2:50 What happened in markets this past week? 12:24 How does jobs data in the US affect you the investor in the UK? 16:03 Why the world catches a cold when the US sneezes 18:55 The Investment team's conversations with fund managers across the globe 22:01 What happens when you ImpulseSave? How the Investment Management team invest your money 30:31 The True Potential Portfolios April performance 41:40 Should we worry about Inflation? 50:19 How does it feel to manage billions of pounds? #investment #investing #markets Thanks for watching. If you enjoyed this video, please leave a like and don’t forget to subscribe to the True Potential YouTube channel.
#66 The Importance of the UK Economy
0:00 What do the panel enjoy the most about Britain?
3:10 Analysis on a strong week for markets, and a positive April for investors
10:49 Why there's no better place to work and live
14:40 Great British humour, the importance of having a laugh
16:26 Running a business in the UK
19:44 A quick tour of True Potential's new head office
21:52 Will local elections have an impact on markets?
26:24 What will a strong SNP performance in the Scottish elections mean?
37:06 Proving the Brexit naysayers wrong
39:32 What Scottish independence could mean for investments
43:47 The Downing Street Wallpaper controversy
46:37 The return of Dominic Cummings
50:01 Boris doesn't have a good team around him
58:10 The panel share their Bank Holiday weekend plans
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#65 Your Questions Answered: Tax, Retirement and Cryptocurrency
This week’s Q&A Podcast special covers a range of investment queries sent in by you. Our panel offer insight on topics ranging from Cryptocurrencies, gifting property, Pension contributions and investment strategy.
0:00 An investment and global market update from movements of the past week
13:50 We have a holiday home in Ireland, which we would like to gift to our children. Can we do that now and take it out of our estate, avoiding IHT liability?
18:00 Can I Increase my regular pension contributions to have a more affordable pension?
22:05 Do any of the True Potential Pension funds invest in crypto currencies? What are our views on currencies like Bitcoin? Do we think they should be part of a longer-term investment portfolio?
27:00 When I start receiving my state pension, I will exceed my tax allowance because of another draw down pension and one annuity pension. Is there a way of avoiding tax on the excess amount or if I no longer need the income from one of the drawdowns? Should I just stop taking that and allow the fund to grow and take my tax-free lump sum at a later date?
28:58 Does the growth rate I see in my account include the regular contributions I am making?
30:16 A recent article dated 14 April 2021 in the Financial Time bore the headline: Investors brace for a shift‚ as momentum and value collide. It quoted various factors including Value, Momentum, Quality, Volatility and Size as being in play when investors make their decisions. To what extent do these factors influence TPP's investment strategy and style, and in what proportions?
38:10: Are there any tips on how to manage combined pensions so as not to be hit by the lifetime pension allowance as the investment returns on Pensions grow?
40:49: Why has the FTSE not grown at same rate as the Dow Jones index in the last 10-year ratio Dow to FTSE was about double now nearer 5 times value. Part of the issue is currency valuation but has not changed that much. What is the underlying reason? Should we have more in US markets?
47:00 Will St James Park be the best stadium in the EFL Championship next season?
#64 What the End of UK Lockdown Means for Investors
The UK lockdown is over, with this past week seeing the return of freedoms such as retail shopping, outdoor drinking and dining, gyms, barbers and more. The Do More With Your Money panel discussed what the re-opening of the economy means for investors. 0:00 The benefits of subscribing to the True Potential Do More With Your Money YouTube Channel - subscribing is quick, free and easy - Subscribe today 1:40 Optimism in markets and record highs this past week 5:44 Coinbase, Bitcoin and Cryptocurrency making headlines despite their inherent volatility 6:58 The FTSE 100 goes over the 7,000 mark as economic recovery continues 7:24 The end of lockdown 8:00 Gregg's expensive trip back to the barbers 10:58 What can history tell us about economic recovery from major events?What's the view on new rules, testing and level of cases? 15:42 The organisational problems within the NHS, "lions led by donkeys" 16:36 The need for reality, look for the facts in the number of COVID cases 17:34 Money being squandered by the NHS and Government, the need for personal responsibility in how we come out of lockdown 19:50 Looking at the data and low case numbers, it is right and safe for lockdown to end 21:02 Eradicating the virus is an impossibility, what level can we live with to allow society and the economy to function? 30:16 Life has never been better - people are better off than any other time in history 31:19 Great Britain is in a strong position 37:23 Australia's lockdown strategy and their problematic position for vaccinations 39:07 The vaccine saved us, private business had the incentive to solve the problem 41:26 The sensationalised headlines on blood clots and vaccines - look at the reality 45:48 The problem with the education system, better education is needed, don't rely on social media and electronic devices 49:41 Form your opinions from facts 51:35 After big drops last year, investors are now better off Thanks for watching. If you enjoyed this video, please leave a like and don’t forget to subscribe to the True Potential YouTube channel.
#63 How To Give Yourself a Pay Rise
The Do More With Your Money panel explain how you can give yourself a pay rise based on how you utilise your money. Investment goals and a proactive mindset help to reveal the real value of your salary. 0:00 What's happening in markets? The US is seeing record highs and there's plenty for investors to be positive about 7:43 There's increasing optimism as lockdowns end and economic growth gathers pace 9:56 A pay rise and the value of your money has to be a mindset, you are in control of what your money is worth 12:47 Look at spending goals and objectives - give yourself a pay rise by investing some of your salary 14:20 What happens when you get a pay rise? Spending increases with earnings 15:59 How to get the most out of a pay rise 16:24 Investing in a Stocks & Shares ISA or Pension based on an objective 18:13 Tax Relief on Pension contributions is so important for doing more with your money 20:35 Forming habits with saving and investing accounts rather than spending splurges 24:17 Look at what you spend and where you spend it 25:28 Investing just £50 a month can change your life, imagine the possibilities if you swap a spending habit for a saving habit 26:07 Using the True Potential Investor app for Cashback Rewards 29:03 Changing your habits and moving your money to new directions 31:24 The problem with Cash savings - stay disciplined and invest for the long term in an investment Portfolio that offers growth and matches your attitude to risk 38:49 Insuring the Boiler, but not insuring your financial future 40:43 What you put aside today will be of great benefit tomorrow 41:49 Are the panel ready for an outdoor pint and a haircut next week?