Do you want to do more with your money? Enjoy fascinating insights into the investment and personal finance world with our range of experts and guests at True Potential.
#79 How To Bulletproof Your Finances
How can you bullet proof your finances in the event of another lockdown or market shock? The Do More With Your Money panel reveal their investment secrets to safeguard your money. 0:00 How are the panel finding freedom since the end of lockdown? 5:15 What happened in markets this week? Big tech delivers strong performance 12:19 Bullet proofing your finances in the event of another lockdown or market shock 15:08 Using technology to set goals 17:25 Have an emergency fund so you don't have to dip into your investment 19:30 You need to protect your savings from Inflation 20:18 How does Investment Management plan for and analyse market shocks? 22:24 How did the panel feel about COVID and other historic market shocks? 29:43 Stay committed to your investment 37:15 Trust the experts to protect you against tax, inflation, and even death
#78 Your Questions Answered: Savings and Investment Strategy
What is it you want to know about saving and investing? Our expert panel explain how you can do more with your money, and True Potential Chairman David Harrison returns to the show for his say on what's happening in markets. 0:00 What have the panel been up as restrictions ease? 4:18 How markets bounced back this week from a volatile start 9:50 What is the benefit in continuing to invest in Pension funds once the Lifetime Allowance has been exceeded? 13:00 What is David Harrison's favourite savings instrument? 18:20 How will my Pension perform compared to inflation in the next year? 26:41 Is it better to consolidate my Pensions into one? 34:54 Is it better to invest monthly or in a lump sum? 37:45 Why David Harrison thinks Morning Markets is great - Subscribe to the True Potential YouTube Channel to never miss out 43:20 Do fund managers continually look at the market and move money around? 49:55 The problem with bitcoin and cryptocurrency 53:12 What will be around longer, a book or a smartphone? 54:39 Should we get used to volatility? Should retirement be delayed?
#77 Your Guide to a Richer Retirement
How can you retire richer? Today's Do More With Your Money podcast explores the ways to invest towards a brighter future. 0:00 The panel's reaction to football not coming home 2:29 How is the COVID rise impacting markets? 6:13 What does rising inflation mean for you? 9:05 What is the impact of Track and Trace isolations on businesses? 11:50 How goal setting can give you a richer retirement 16:53 You have to take responsibility to look after yourself, invest in your Pension 18:37 Time is the best aid for investing 22:30 Using impulseSave to do more with your money 30:22 At what age did our panel start saving? 31:58 What to do if you are approaching retirement 38:55 What is the retirement goals on our panel? 42:15 What are the panel looking forward to on Freedom Day?
#76 How To Manage Risk When Investing
How can you manage risk to maximise reward when investing? The panel share their expertise on managing risk, and how our Investment Management team utilise risk in the True Potential Portfolios. 0:00 What's happened in markets this week? 9:37 How to assess risk when investing? 14:30 Matching your risk to a goal 15:30 What does high risk mean from an Investment Management perspective? 19:40 What the last year proved about diversification 21:07 The risk of not being invested 28:10 When should you speak to an adviser about changing your risk? 29:57 Taking emotion out of decision making 35:52 Is football coming home? Thanks for watching. If you enjoyed this video, please leave a like and don’t forget to subscribe to the True Potential YouTube channel.
#75 Saving vs Spending
The Do More With Your Money Podcast panel look at some of the different saving and spending habits we learn and the psychology of saving. Plus, the panel discuss how your spending and saving habits can impact your later life, and what you can do to improve them now.
0:00 The return of recording remotely
1:30 Investment Management update
6:22 Saving VS Spending
7:04 How much should you be saving?
9:12 Set an objective to anchor your goal
10:28 Using technology to save
11:57 The psychology of saving
12:48 The long term goal of retirement
14:14 Can you rely on the state Pension?
15:32 Do longer term and shorter term financial goals require different Investment Strategies?
18:14 How can you diversify your investments to reduce risk?
19:37 The different ways of accessing your Pension
20:56 How to stop Inflation eating your Pension
22:19 Taking control of your finances via technology
24:27 Can you just rely on your Auto-enrolment workplace Pension?
27:24 How does age influence saving and spending habits?
29:55 The importance of educating children about money and saving early
30:35 How can you keep track of multiple auto-enrolment Pensions?
33:40 How can I find my old pensions from previous jobs?
34:30 Making saving a habit
36:16 Spending habits and debt
38:12 How would our panel save 5% more money?
#74 Your Questions Answered: Pensions, Inflation And Markets
You asked, we answered! The Do More With Your Money panel discuss ISAs, Pensions, Inflation, Fintech, and how you can do more with your money.
0:00 What happened in markets this past week?
3:36 I reach retiring age next month, am I in a position to draw a lump sum from my pension?
6:44 Investing strategies, how to decide between balanced and aggressive
10:16 Can I add a lump sum of money into my Pension pot?
13:45 Using True Potential technology to do more with your money
18:28 What devices can I use to access my information with True Potential?
23:44 What is the impact of inflation on my investments?
28:26 If I was to cash in my ISA will I have to pay a fee? If I take the 25% lump sum cash tax free from my Pension would a fee be payable?
36:41 What is the reason for recent market volatility?
45:38 How does impulseSave work and what are the advantages?
55:16 Gregg's epic charity run, donate here https://www.justgiving.com/crowdfunding/rungreggrun