68 episodes

Do you want to do more with your money? Enjoy fascinating insights into the investment and personal finance world with our range of experts and guests at True Potential.

Do More With Your Money Podcast True Potential

    • Business

Do you want to do more with your money? Enjoy fascinating insights into the investment and personal finance world with our range of experts and guests at True Potential.

    #68 Property Versus Pension

    #68 Property Versus Pension

    How can you do more with your money through property and Pensions? Enjoy a lively discussion on the positives and negatives of investing into property, and how Pensions could help you to retire wealthier.

    • 47 min
    #67 Investment Management and Your Money

    #67 Investment Management and Your Money

    On this week's Do More With Your Money podcast, the True Potential Investment Management team explain how they make your money do more.   2:50 What happened in markets this past week?  12:24 How does jobs data in the US affect you the investor in the UK?  16:03 Why the world catches a cold when the US sneezes  18:55 The Investment team's conversations with fund managers across the globe  22:01 What happens when you ImpulseSave? How the Investment Management team invest your money  30:31 The True Potential Portfolios April performance  41:40 Should we worry about Inflation?  50:19 How does it feel to manage billions of pounds?  #investment #investing #markets Thanks for watching. If you enjoyed this video, please leave a like and don’t forget to subscribe to the True Potential YouTube channel.

    • 55 min
    #66 The Importance of the UK Economy

    #66 The Importance of the UK Economy

    0:00 What do the panel enjoy the most about Britain?

     

    3:10 Analysis on a strong week for markets, and a positive April for investors

     

    10:49  Why there's no better place to work and live

     

    14:40 Great British humour, the importance of having a laugh

     

    16:26 Running a business in the UK

     

    19:44 A quick tour of True Potential's new head office

     

    21:52 Will local elections have an impact on markets?

     

    26:24 What will a strong SNP performance in the Scottish elections mean?

     

    37:06 Proving the Brexit naysayers wrong

     

    39:32 What Scottish independence could mean for investments

     

    43:47 The Downing Street Wallpaper controversy

     

    46:37 The return of Dominic Cummings

     

    50:01 Boris doesn't have a good team around him

     

    58:10 The panel share their Bank Holiday weekend plans



    Thanks for watching. If you enjoyed this video, please leave a like and don’t forget to subscribe to the True Potential YouTube channel. 

    • 1 hr 7 min
    #65 Your Questions Answered: Tax, Retirement and Cryptocurrency

    #65 Your Questions Answered: Tax, Retirement and Cryptocurrency

    This week’s Q&A Podcast special covers a range of investment queries sent in by you. Our panel offer insight on topics ranging from Cryptocurrencies, gifting property, Pension contributions and investment strategy.

    0:00 An investment and global market update from movements of the past week

    13:50 We have a holiday home in Ireland, which we would like to gift to our children. Can we do that now and take it out of our estate, avoiding IHT liability?

    18:00 Can I Increase my regular pension contributions to have a more affordable pension?

    22:05 Do any of the True Potential Pension funds invest in crypto currencies? What are our views on currencies like Bitcoin? Do we think they should be part of a longer-term investment portfolio?

    27:00 When I start receiving my state pension, I will exceed my tax allowance because of another draw down pension and one annuity pension. Is there a way of avoiding tax on the excess amount or if I no longer need the income from one of the drawdowns? Should I just stop taking that and allow the fund to grow and take my tax-free lump sum at a later date?

    28:58 Does the growth rate I see in my account include the regular contributions I am making?

    30:16 A recent article dated 14 April 2021 in the Financial Time bore the headline: Investors brace for a shift‚ as momentum and value collide. It quoted various factors including Value, Momentum, Quality, Volatility and Size as being in play when investors make their decisions. To what extent do these factors influence TPP's investment strategy and style, and in what proportions?

    38:10: Are there any tips on how to manage combined pensions so as not to be hit by the lifetime pension allowance as the investment returns on Pensions grow?

    40:49: Why has the FTSE not grown at same rate as the Dow Jones index in the last 10-year ratio Dow to FTSE was about double now nearer 5 times value. Part of the issue is currency valuation but has not changed that much. What is the underlying reason? Should we have more in US markets?

    47:00 Will St James Park be the best stadium in the EFL Championship next season?

    • 53 min
    #64 What the End of UK Lockdown Means for Investors

    #64 What the End of UK Lockdown Means for Investors

    The UK lockdown is over, with this past week seeing the return of freedoms such as retail shopping, outdoor drinking and dining, gyms, barbers and more. The Do More With Your Money panel discussed what the re-opening of the economy means for investors.  0:00 The benefits of subscribing to the True Potential Do More With Your Money YouTube Channel - subscribing is quick, free and easy - Subscribe today  1:40 Optimism in markets and record highs this past week  5:44 Coinbase, Bitcoin and Cryptocurrency making headlines despite their inherent volatility  6:58 The FTSE 100 goes over the 7,000 mark as economic recovery continues  7:24 The end of lockdown   8:00 Gregg's expensive trip back to the barbers  10:58 What can history tell us about economic recovery from major events?What's the view on new rules, testing and level of cases?  15:42 The organisational problems within the NHS, "lions led by donkeys"  16:36 The need for reality, look for the facts in the number of COVID cases  17:34 Money being squandered by the NHS and Government, the need for personal responsibility in how we come out of lockdown  19:50 Looking at the data and low case numbers, it is right and safe for lockdown to end  21:02 Eradicating the virus is an impossibility, what level can we live with to allow society and the economy to function?  30:16 Life has never been better - people are better off than any other time in history  31:19 Great Britain is in a strong position  37:23 Australia's lockdown strategy and their problematic position for vaccinations  39:07 The vaccine saved us, private business had the incentive to solve the problem  41:26 The sensationalised headlines on blood clots and vaccines - look at the reality  45:48 The problem with the education system, better education is needed, don't rely on social media and electronic devices  49:41 Form your opinions from facts  51:35 After big drops last year, investors are now better off  Thanks for watching. If you enjoyed this video, please leave a like and don’t forget to subscribe to the True Potential YouTube channel.

    • 55 min
    #63 How To Give Yourself a Pay Rise

    #63 How To Give Yourself a Pay Rise

    The Do More With Your Money panel explain how you can give yourself a pay rise based on how you utilise your money. Investment goals and a proactive mindset help to reveal the real value of your salary.  0:00​ What's happening in markets? The US is seeing record highs and there's plenty for investors to be positive about  7:43​ There's increasing optimism as lockdowns end and economic growth gathers pace  9:56​ A pay rise and the value of your money has to be a mindset, you are in control of what your money is worth  12:47​ Look at spending goals and objectives - give yourself a pay rise by investing some of your salary  14:20​ What happens when you get a pay rise? Spending increases with earnings  15:59​ How to get the most out of a pay rise  16:24​ Investing in a Stocks & Shares ISA or Pension based on an objective  18:13​ Tax Relief on Pension contributions is so important for doing more with your money  20:35​ Forming habits with saving and investing accounts rather than spending splurges  24:17​ Look at what you spend and where you spend it  25:28​ Investing just £50 a month can change your life, imagine the possibilities if you swap a spending habit for a saving habit  26:07​ Using the True Potential Investor app for Cashback Rewards  29:03​ Changing your habits and moving your money to new directions  31:24​ The problem with Cash savings - stay disciplined and invest for the long term in an investment Portfolio that offers growth and matches your attitude to risk  38:49​ Insuring the Boiler, but not insuring your financial future  40:43​ What you put aside today will be of great benefit tomorrow  41:49​ Are the panel ready for an outdoor pint and a haircut next week?

    • 53 min

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