300 episodes

The latest news from the world of personal finance plus advice for those trying to make the most of their money.

Money Box BBC Radio 4

    • Business
    • 4.1 • 21 Ratings

The latest news from the world of personal finance plus advice for those trying to make the most of their money.

    Energy costs versus incomes

    Energy costs versus incomes

    Families on a low income face spending more than a quarter of the money they have left after paying their mortgage or rent on energy bills from April next year. The Joseph Rowntree Foundation says it's even tougher for single people on a low income with no children, where it rises to more than two thirds. The calculations are based on latest predictions from the energy analyst Cornwall Insight, which says the typical annual bill could reach more than £3,300 in the new year. The data also shows that the government's £37 billion support package has reduced costs this year. We'll get reaction from the government, the energy regulator Ofgem, and Energy UK who represent the industry.

    It's not long until school's out for summer, in England and Wales at least - Scotland and Northern Ireland are already deep into that school summer break. We'll take a look at what financial support is on offer for families to help with costs.

    How rising inflation is pushing more people into higher tax bands and what you can do about it.

    And the listener who paid off her mortgage, only to discover the bank had used her money to pay off someone else’s.

    Presenter: Felicity Hannah
    Reporter: Katie Barnfield
    Researcher: Sandra Hardial
    Editor: Jess Quayle

    (First broadcast 12pm Saturday 16th July, 2022)

    • 24 min
    Holidays

    Holidays

    After two years of Covid restrictions, much of the world has now opened back up and plenty of us are planning to take full advantage this summer.

    But what if it all goes wrong? What are you entitled to? What kind of insurance cover should you get? And how can you make sure you have a happy holiday?

    Felicity Hannah, along with a panel of experts, are here to give you the answers on all things travel.

    Panel:

    Simon Calder - travel journalist

    Lisa Minot - travel editor - The Sun

    Producer: Drew Hyndman and Di Richardson

    Editor: Richard Fenton-Smith

    • 38 min
    How changes at the top of government could affect your money

    How changes at the top of government could affect your money

    It's been quite the week in politics and on this week's Money Box we'll take a look at what it could mean for your personal finances.
    One of the biggest challenges the next PM will face is the economy and the many households feeling the squeeze.
    It's thought some of the candidates favour tax cuts, but there's also pressure to increase taxes to control government borrowing.
    Heather Self a tax expert at Blick Rothenberg and Tom Selby from the investment company AJ Bell will discuss.

    According to a new report, out on Monday, more people are falling behind with at least one household bill as the cost of living rises.
    Money Box has been given an early look at the Coronavirus Financial Impact Tracker, which suggests one-in-six households are now ‘in serious financial difficulty' compared to one-in-ten in October. Debt is also climbing - particularly among people who were already struggling. We'll speak to Professor Sharon Collard from the University of Bristol, who is one of the authors of the financial impact report which is funded by the Aberdeen Financial Fairness Trust. Plus advice from the debt charity Stepchange.

    Also, if you ignore a current account for too long - can your bank really take your money? And how hard is it to get it back? Our reporter Dan Whitworth investigates.

    Presenter: Felicity Hannah
    Reporter: Dan Whitworth
    Researcher: Sandra Hardial
    Editor: Jess Quayle

    (First broadcast 12pm Saturday 9th July, 2022)

    • 25 min
    The Cost of Cancer

    The Cost of Cancer

    Getting a cancer diagnosis can be a scary and fraught time, before you even begin to consider the financial pressures. Affording time out of work, the cost of getting to appointments, or even the price of drugs in different parts of the country can present issues for many.

    Ruth Alexander is joined by a panel of experts to hear caller experiences of the costs of cancer.

    Panel:
    Ceinwen Giles - Shine
    Richard Pugh - Macmillan

    Producer: Drew Hyndman and Amber Mehmood
    Editor: Beatrice Pickup

    • 29 min
    What do National Insurance changes mean for you?

    What do National Insurance changes mean for you?

    From 6th July, everyone in work will see a cut in the taxes they pay. It's because the level of pay at which National Insurance begins will be raised. Two million people on part-time low pay will not pay any national insurance at all. Ministers say it's a tax cut of 330 pounds per year for a typical employee, but that is not the whole picture. The rate of national insurance rose three months ago. So this cut is in a tax that is already costing millions of workers more. We'll hear from families in Stockport on how their income is being squeezed and speak to the Minister responsible for tax policy Lucy Frazer, the Financial Secretary to the Treasury.

    If you are a victim of crime it is most likely that your money is stolen through fraud. New figures out this week showed the amount stolen and the number of victims rose substantially last year - as they have every year that the figures have been collected. We'll get reaction from Her Majesty's Inspector of Constabulary, Matt Parr.

    A new act banning ground rents for most new residential leases in England and Wales came into force this week. It's part of the government’s Leasehold Reform plans. We'll find out more about the new rules from a legal specialist in leasehold.

    Plus, why has a much anticipated code of practice designed to regulate the private parking sector been withdrawn?

    Presenter: Paul Lewis
    Reporter: Dan Whitworth
    Researcher: Sandra Hardial
    Editor: Jess Quayle

    (First broadcast at 12pm, Saturday 2nd July, 2022)

    • 25 min
    Fraud

    Fraud

    Fraudsters are always trying to get at our money, and the pandemic has changed their tactics and their access to our data.

    Felicity Hannah and our expert panel discuss the latest fraud figures, how to protect yourself, what your rights are, and what to do if you're targeted by scammers.

    Reporter: Dan Whitworth

    Producer: Drew Hyndman

    Editor: Justin Bones and Elisabeth Mahy

    • 33 min

Customer Reviews

4.1 out of 5
21 Ratings

21 Ratings

McDavies ,

Standard UK Listening

This should be part of your standard podcast listening if your in the UK.

The more you listen to it the more you'll find youself understanding.

Newsjunkie84 ,

Great advice

Always full of great advice and useful information.

Toni Wall ,

Avid Listener

Great show. I always look forward to listening.

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